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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
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When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
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Save Rp742,187 — TapTap Send vs OFX
55d trend
Today's best
17700.0000
TapTap Send
55d average
17188.1724
Period best
17700.0000
2026-05-20
Period worst
16668.4680
2026-03-28
Based on 55 days of rate data across 10 providers · Updated every 6 hours
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
17699.2748
Mid 17756.0943 ▼0.32%
Rp17,699,274.77
Recipient gets
Exchange rate
17699.2748
Mid-market: 17756.0943 (0.32% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
Rp17,699,274.77
Rate History
Best rate 49 of 55 days↑ 5.4% over 54d
17201.1111
16750.00 – 17700.00
+2.9%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Wise
Speed
Instant
Fee
$7.48
Rate
17747.2162
Mid 17756.0943 ▼0.05%
Rp17,614,467.04
Recipient gets
Exchange rate
17747.2162
Mid-market: 17756.0943 (0.05% below)
Transfer fee
$7.48
Delivery
Instant
Recipient gets
Rp17,614,467.04
Rate History
↑ 4.7% over 55d
17234.8600
16937.00 – 17748.00
+3.0%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
17614.0455
Estimated · click to quote
~Rp17,614,045.51
Estimated
Exchange rate
17614.0455
Mid-market: 17756.0943 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~Rp17,614,045.51
Remitly
Speed
Minutes to 3-5 days
Fee
$1.99
Rate
17589.1870
Mid 17756.0943 ▼0.94%
Rp17,554,184.50
Recipient gets
Exchange rate
17589.1870
Mid-market: 17756.0943 (0.94% below)
Transfer fee
$1.99
Delivery
Minutes to 3-5 days
Recipient gets
Rp17,554,184.50
Rate History
↑ 4.2% over 55d
17090.6193
16855.78 – 17569.53
+2.8%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
InstaReM
Speed
1-3 business days
Fee
Free
Rate
17523.4894
Mid 17756.0943 ▼1.31%
Rp17,523,489.43
Recipient gets
Exchange rate
17523.4894
Mid-market: 17756.0943 (1.31% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
Rp17,523,489.43
Rate History
↑ 3.7% over 45d
17060.7590
16771.69 – 17541.73
+2.7%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
MoneyGram
Speed
Minutes to 3 days
Fee
$0.99
Rate
17530.5919
Mid 17756.0943 ▼1.27%
Rp17,513,236.58
Recipient gets
Exchange rate
17530.5919
Mid-market: 17756.0943 (1.27% below)
Transfer fee
$0.99
Delivery
Minutes to 3 days
Recipient gets
Rp17,513,236.58
Rate History
↑ 4.6% over 54d
17053.0370
16765.13 – 17573.20
+2.8%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
WorldRemit
Speed
Minutes to 3 days
Fee
$1.99
Rate
17463.1187
Mid 17756.0943 ▼1.65%
Rp17,428,367.11
Recipient gets
Exchange rate
17463.1187
Mid-market: 17756.0943 (1.65% below)
Transfer fee
$1.99
Delivery
Minutes to 3 days
Recipient gets
Rp17,428,367.11
Rate History
↑ 4.8% over 50d
16910.0756
16655.02 – 17463.12
+3.3%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
17273.1285
Mid 17756.0943 ▼2.72%
Rp17,273,128.50
Recipient gets
Exchange rate
17273.1285
Mid-market: 17756.0943 (2.72% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
Rp17,273,128.50
Rate History
↑ 4.3% over 55d
16829.4530
16493.13 – 17296.71
+2.6%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
Bank of America
Speed
2-5 business days
Fee
Free
Rate
17145.2846
Mid 17756.0943 ▼3.44%
Rp17,145,284.62
Recipient gets
Exchange rate
17145.2846
Mid-market: 17756.0943 (3.44% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
Rp17,145,284.62
Rate History
↑ 5.2% over 50d
16558.3975
16296.12 – 17145.22
+3.5%
XE
Speed
1-4 business days
Fee
$30.18
Rate
17661.9870
Mid 17756.0943 ▼0.53%
Rp17,128,948.20
Recipient gets
Exchange rate
17661.9870
Mid-market: 17756.0943 (0.53% below)
Transfer fee
$30.18
Delivery
1-4 business days
Recipient gets
Rp17,128,948.20
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Ria Money Transfer
Speed
Minutes to 2 days
Fee
Free
Rate
17038.7481
Mid 17756.0943 ▼4.04%
Rp17,038,748.06
Recipient gets
Exchange rate
17038.7481
Mid-market: 17756.0943 (4.04% below)
Transfer fee
Free
Delivery
Minutes to 2 days
Recipient gets
Rp17,038,748.06
Rate History
Most stable rate↑ 2.2% over 54d
16716.5227
16668.47 – 17039.18
+1.9%
CurrencyFair
Speed
1-2 business days
Fee
$35.98
Rate
17646.0065
Mid 17756.0943 ▼0.62%
Rp17,011,103.17
Recipient gets
Exchange rate
17646.0065
Mid-market: 17756.0943 (0.62% below)
Transfer fee
$35.98
Delivery
1-2 business days
Recipient gets
Rp17,011,103.17
OFX
Speed
2 days
Fee
$5.00
Rate
17042.2993
Mid 17756.0943 ▼4.02%
Rp16,957,087.78
Recipient gets
Exchange rate
17042.2993
Mid-market: 17756.0943 (4.02% below)
Transfer fee
$5.00
Delivery
2 days
Recipient gets
Rp16,957,087.78
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)