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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₵1,194 — Paysend vs Western Union
60d trend
Today's best
11.7524
Paysend
60d average
11.1050
Period best
11.7524
2026-05-20
Period worst
10.7767
2026-03-13
Based on 60 days of rate data across 15 providers · Updated every 6 hours
Exchange rate
11.7704
Mid-market: 11.4755 (2.57% above)
Transfer fee
$1.99
Delivery
2 days
Recipient gets
₵11,747.03
Rate History
Rate up 11.4%↑ 11.4% over 53d
10.6508
10.55 – 11.75
+10.3%
Exchange rate
11.4675
Mid-market: 11.4755 (0.07% below)
Transfer fee
Free
Delivery
Instant
Recipient gets
₵11,467.50
Rate History
↑ 4.8% over 53d
10.9655
10.92 – 11.45
+4.4%
WorldRemit
Speed
0-3 days
Fee
Free
Rate
11.4675
Mid 11.4755 ▼0.07%
₵11,467.50
Recipient gets
Exchange rate
11.4675
Mid-market: 11.4755 (0.07% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
₵11,467.50
Rate History
↑ 4.8% over 53d
10.9655
10.92 – 11.45
+4.4%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Exchange rate
11.4675
Mid-market: 11.4755 (0.07% below)
Transfer fee
Free
Delivery
Instant
Recipient gets
₵11,467.50
Rate History
↑ 4.8% over 53d
10.9655
10.92 – 11.45
+4.4%
InstaReM
Speed
1-3 business days
Fee
Free
Rate
11.4491
Mid 11.4755 ▼0.23%
₵11,449.13
Recipient gets
Exchange rate
11.4491
Mid-market: 11.4755 (0.23% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
₵11,449.13
Rate History
↑ 6.2% over 60d
10.9877
10.78 – 11.45
+4.2%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
MoneyGram
Speed
0-1 days
Fee
$1.99
Rate
11.4675
Mid 11.4755 ▼0.07%
₵11,444.68
Recipient gets
Exchange rate
11.4675
Mid-market: 11.4755 (0.07% below)
Transfer fee
$1.99
Delivery
0-1 days
Recipient gets
₵11,444.68
Rate History
↑ 4.8% over 53d
10.9655
10.92 – 11.45
+4.4%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
11.3918
Mid 11.4755 ▼0.73%
₵11,391.76
Recipient gets
Exchange rate
11.3918
Mid-market: 11.4755 (0.73% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
₵11,391.76
Rate History
↑ 4.5% over 54d
11.0693
10.90 – 11.39
+2.9%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
Exchange rate
11.3872
Mid-market: 11.4755 (0.77% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
₵11,387.17
Rate History
↑ 5.6% over 53d
10.8180
10.77 – 11.37
+5.1%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
11.3837
Estimated · click to quote
~₵11,383.72
Estimated
Exchange rate
11.3837
Mid-market: 11.4755 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~₵11,383.72
Wise
Speed
1h 10m
Fee
$12.61
Rate
11.5272
Mid 11.4755 ▲0.45%
₵11,381.81
Recipient gets
Exchange rate
11.5272
Mid-market: 11.4755 (0.45% above)
Transfer fee
$12.61
Delivery
1h 10m
Recipient gets
₵11,381.81
Rate History
↑ 6.1% over 60d
11.1088
10.86 – 11.53
+3.8%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Revolut
Speed
0-1 days
Fee
$1.50
Rate
11.3803
Mid 11.4755 ▼0.83%
₵11,363.21
Recipient gets
Exchange rate
11.3803
Mid-market: 11.4755 (0.83% below)
Transfer fee
$1.50
Delivery
0-1 days
Recipient gets
₵11,363.21
Rate History
↑ 4.7% over 53d
10.8916
10.85 – 11.36
+4.3%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
11.3000
Mid 11.4755 ▼1.53%
₵11,299.95
Recipient gets
Exchange rate
11.3000
Mid-market: 11.4755 (1.53% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
₵11,299.95
Rate History
Best rate 47 of 60 days↑ 3.1% over 54d
11.1178
10.96 – 11.37
+1.6%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Remitly
Speed
Minutes to 3-5 days
Fee
Free
Rate
11.2896
Mid 11.4755 ▼1.62%
₵11,289.63
Recipient gets
Exchange rate
11.2896
Mid-market: 11.4755 (1.62% below)
Transfer fee
Free
Delivery
Minutes to 3-5 days
Recipient gets
₵11,289.63
Rate History
Most stable rate↑ 3.4% over 53d
10.9585
10.92 – 11.35
+3.0%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Ria Money Transfer
Speed
Minutes to 2 days
Fee
$8.00
Rate
11.2162
Mid 11.4755 ▼2.26%
₵11,126.45
Recipient gets
Exchange rate
11.2162
Mid-market: 11.4755 (2.26% below)
Transfer fee
$8.00
Delivery
Minutes to 2 days
Recipient gets
₵11,126.45
Rate History
↑ 4.8% over 54d
10.8410
10.78 – 11.30
+4.3%
Western Union
Speed
0-8 days
Fee
$0.99
Rate
10.5632
Mid 11.4755 ▼7.95%
₵10,552.77
Recipient gets
Exchange rate
10.5632
Mid-market: 11.4755 (7.95% below)
Transfer fee
$0.99
Delivery
0-8 days
Recipient gets
₵10,552.77
Rate History
9.4% markup↑ 4.8% over 53d
9.9456
9.90 – 10.39
+4.4%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)