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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save R$233 — InstaReM vs Bank of America
60d trend
Today's best
5.0174
Remitly
60d average
5.2140
Period best
5.4314
2026-04-08
Period worst
4.9700
2026-05-19
Based on 60 days of rate data across 15 providers · Updated every 6 hours
InstaReM
Speed
1-3 business days
Fee
Free
Rate
5.0476
Mid 5.0552 ▼0.15%
R$5,047.58
Recipient gets
Exchange rate
5.0476
Mid-market: 5.0552 (0.15% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
R$5,047.58
Rate History
↓ 5.6% over 60d
5.0701
4.85 – 5.31
-1.1%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
MoneyGram
Speed
Minutes to 3 days
Fee
$1.99
Rate
5.0425
Mid 5.0552 ▼0.25%
R$5,032.49
Recipient gets
Exchange rate
5.0425
Mid-market: 5.0552 (0.25% below)
Transfer fee
$1.99
Delivery
Minutes to 3 days
Recipient gets
R$5,032.49
Rate History
↓ 3.6% over 60d
4.9877
4.81 – 5.27
+1.1%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Exchange rate
5.0360
Mid-market: 5.0552 (0.38% below)
Transfer fee
$1.99
Delivery
2 days
Recipient gets
R$5,025.93
Rate History
Most stable rate↓ 4.1% over 54d
5.2237
4.98 – 5.25
-3.5%
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
5.0147
Estimated · click to quote
~R$5,014.72
Estimated
Exchange rate
5.0147
Mid-market: 5.0552 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~R$5,014.72
Revolut
Speed
0-1 days
Fee
$1.50
Rate
5.0157
Mid 5.0552 ▼0.78%
R$5,008.21
Recipient gets
Exchange rate
5.0157
Mid-market: 5.0552 (0.78% below)
Transfer fee
$1.50
Delivery
0-1 days
Recipient gets
R$5,008.21
Rate History
↓ 5.2% over 54d
5.2512
4.95 – 5.29
-4.5%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
Remitly
Speed
Minutes to 3-5 days
Fee
$3.99
Rate
5.0238
Mid 5.0552 ▼0.62%
R$5,003.78
Recipient gets
Exchange rate
5.0238
Mid-market: 5.0552 (0.62% below)
Transfer fee
$3.99
Delivery
Minutes to 3-5 days
Recipient gets
R$5,003.78
Rate History
↓ 5.4% over 60d
5.0898
4.86 – 5.43
-1.4%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Wise
Speed
Instant
Fee
$11.07
Rate
5.0481
Mid 5.0552 ▼0.14%
R$4,992.20
Recipient gets
Exchange rate
5.0481
Mid-market: 5.0552 (0.14% below)
Transfer fee
$11.07
Delivery
Instant
Recipient gets
R$4,992.20
Rate History
↓ 5.2% over 60d
5.0474
4.89 – 5.32
+0.0%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
4.9798
Mid 5.0552 ▼1.49%
R$4,979.84
Recipient gets
Exchange rate
4.9798
Mid-market: 5.0552 (1.49% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
R$4,979.84
Rate History
↓ 4.2% over 54d
4.9833
4.86 – 5.20
-0.1%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Exchange rate
4.9824
Mid-market: 5.0552 (1.44% below)
Transfer fee
$2.99
Delivery
Instant
Recipient gets
R$4,967.47
Rate History
↓ 4.9% over 54d
5.2023
4.91 – 5.24
-4.2%
Exchange rate
4.9601
Mid-market: 5.0552 (1.88% below)
Transfer fee
Free
Delivery
Instant
Recipient gets
R$4,960.13
Rate History
↓ 5.3% over 54d
5.1876
4.89 – 5.23
-4.6%
Western Union
Speed
0-4 days
Fee
$1.99
Rate
4.9687
Mid 5.0552 ▼1.71%
R$4,958.83
Recipient gets
Exchange rate
4.9687
Mid-market: 5.0552 (1.71% below)
Transfer fee
$1.99
Delivery
0-4 days
Recipient gets
R$4,958.83
Rate History
↓ 5.0% over 54d
5.1975
4.91 – 5.23
-4.4%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Ria Money Transfer
Speed
Minutes to 2 days
Fee
$4.50
Rate
4.9500
Mid 5.0552 ▼2.08%
R$4,927.74
Recipient gets
Exchange rate
4.9500
Mid-market: 5.0552 (2.08% below)
Transfer fee
$4.50
Delivery
Minutes to 2 days
Recipient gets
R$4,927.74
Rate History
Best rate 39 of 60 days↓ 4.1% over 54d
5.1645
4.87 – 5.19
-3.5%
WorldRemit
Speed
0-3 days
Fee
$1.99
Rate
4.9247
Mid 5.0552 ▼2.58%
R$4,914.94
Recipient gets
Exchange rate
4.9247
Mid-market: 5.0552 (2.58% below)
Transfer fee
$1.99
Delivery
0-3 days
Recipient gets
R$4,914.94
Rate History
2.6% markup↓ 5.7% over 54d
5.1807
4.86 – 5.22
-4.9%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
$4.99
Rate
4.9323
Mid 5.0552 ▼2.43%
R$4,907.71
Recipient gets
Exchange rate
4.9323
Mid-market: 5.0552 (2.43% below)
Transfer fee
$4.99
Delivery
Minutes to 3 days
Recipient gets
R$4,907.71
Rate History
↓ 6.4% over 60d
4.8763
4.71 – 5.23
-0.3%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
XE
Speed
1-4 business days
Fee
$30.63
Rate
4.9975
Mid 5.0552 ▼1.14%
R$4,844.46
Recipient gets
Exchange rate
4.9975
Mid-market: 5.0552 (1.14% below)
Transfer fee
$30.63
Delivery
1-4 business days
Recipient gets
R$4,844.46
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Exchange rate
4.8686
Mid-market: 5.0552 (3.69% below)
Transfer fee
$5.00
Delivery
2 days
Recipient gets
R$4,844.28
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Bank of America
Speed
2-5 business days
Fee
Free
Rate
4.8145
Mid 5.0552 ▼4.76%
R$4,814.54
Recipient gets
Exchange rate
4.8145
Mid-market: 5.0552 (4.76% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
R$4,814.54
Rate History
↓ 3.9% over 55d
4.7734
4.63 – 5.01
+0.9%