Loading...
Loading...
Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save Rp842,294 — TapTap Send vs CurrencyFair
53d trend
Today's best
12560.0000
TapTap Send
53d average
12226.8540
Period best
12700.0000
2026-05-14
Period worst
11613.4000
2026-03-29
Based on 53 days of rate data across 9 providers · Updated every 6 hours
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
12560.0474
Mid 12585.2179 ▼0.20%
Rp12,560,047.43
Recipient gets
Exchange rate
12560.0474
Mid-market: 12585.2179 (0.20% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
Rp12,560,047.43
Rate History
↓ 1.1% over 8d
12602.5000
12500.00 – 12700.00
-0.3%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
12544.9452
Mid 12585.2179 ▼0.32%
Rp12,544,945.17
Recipient gets
Exchange rate
12544.9452
Mid-market: 12585.2179 (0.32% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
Rp12,544,945.17
Rate History
Most stable rate↑ 0.2% over 16d
12347.4183
12249.59 – 12439.35
-0.0%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
InstaReM
Speed
1-3 business days
Fee
A$7.00
Rate
12582.7008
Mid 12585.2179 ▼0.02%
Rp12,494,621.91
Recipient gets
Exchange rate
12582.7008
Mid-market: 12585.2179 (0.02% below)
Transfer fee
A$7.00
Delivery
1-3 business days
Recipient gets
Rp12,494,621.91
Rate History
Best rate 24 of 53 days↑ 8.1% over 44d
12217.2059
11613.40 – 12679.57
+3.0%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
12484.5361
Estimated · click to quote
~Rp12,484,536.12
Estimated
Exchange rate
12484.5361
Mid-market: 12585.2179 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~Rp12,484,536.12
Remitly
Speed
Minutes to 3-5 days
Fee
A$0.99
Rate
12319.6698
Mid 12585.2179 ▼2.11%
Rp12,307,473.29
Recipient gets
Exchange rate
12319.6698
Mid-market: 12585.2179 (2.11% below)
Transfer fee
A$0.99
Delivery
Minutes to 3-5 days
Recipient gets
Rp12,307,473.29
Rate History
↑ 8.1% over 44d
12001.4721
11367.86 – 12409.89
+2.6%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
PayPal
Speed
Instant to 3 days
Fee
A$5.99
Rate
12099.4285
Mid 12585.2179 ▼3.86%
Rp12,026,952.88
Recipient gets
Exchange rate
12099.4285
Mid-market: 12585.2179 (3.86% below)
Transfer fee
A$5.99
Delivery
Instant to 3 days
Recipient gets
Rp12,026,952.88
Rate History
↑ 5.7% over 41d
11936.9992
11445.14 – 12230.86
+1.4%
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+
OFX
Speed
1-3 business days
Fee
A$15.00
Rate
12124.5989
Mid 12585.2179 ▼3.66%
Rp11,942,729.91
Recipient gets
Exchange rate
12124.5989
Mid-market: 12585.2179 (3.66% below)
Transfer fee
A$15.00
Delivery
1-3 business days
Recipient gets
Rp11,942,729.91
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Wise
Speed
Instant to 2 days
Fee
A$52.74
Rate
12581.4423
Mid 12585.2179 ▼0.03%
Rp11,917,897.03
Recipient gets
Exchange rate
12581.4423
Mid-market: 12585.2179 (0.03% below)
Transfer fee
A$52.74
Delivery
Instant to 2 days
Recipient gets
Rp11,917,897.03
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Commonwealth Bank
Speed
2-5 business days
Fee
Free
Rate
11870.3775
Mid 12585.2179 ▼5.68%
Rp11,870,377.49
Recipient gets
Exchange rate
11870.3775
Mid-market: 12585.2179 (5.68% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
Rp11,870,377.49
Rate History
↑ 8.2% over 52d
11575.2344
10967.22 – 12012.90
+2.5%
XE
Speed
1-4 business days
Fee
A$60.36
Rate
12505.9310
Mid 12585.2179 ▼0.63%
Rp11,751,073.00
Recipient gets
Exchange rate
12505.9310
Mid-market: 12585.2179 (0.63% below)
Transfer fee
A$60.36
Delivery
1-4 business days
Recipient gets
Rp11,751,073.00
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
CurrencyFair
Speed
1-2 business days
Fee
A$62.93
Rate
12504.6725
Mid 12585.2179 ▼0.64%
Rp11,717,753.43
Recipient gets
Exchange rate
12504.6725
Mid-market: 12585.2179 (0.64% below)
Transfer fee
A$62.93
Delivery
1-2 business days
Recipient gets
Rp11,717,753.43