Revolut review

Revolut is a digital banking app offering international money transfers at interbank rates during market hours, along with a full suite of financial services. Founded in 2015 and based in London, UK, Revolut is a multi-currency fintech. Revolut is authorised and regulated by FCA, ECB, FinCEN, which means customer money is safeguarded separately from company funds. It currently holds a Trustpilot score of 4.7 out of 5 from roughly 432,823 reviews, which we rate excellent.

On the fee side, expect free up to £1,000/month, then 0.5%, but the bigger cost is usually the exchange-rate markup of 0% weekdays, 0.5-1% weekends, which is built into the rate rather than shown as a line item. The minimum transfer is $1, with no fixed upper limit on most corridors. Because that markup scales with the amount you send, it is worth comparing the final receive amount rather than the fee alone.

Delivery speed is quoted at instant to 3 days, and the service reaches 150+ countries across 36+ currencies. You can fund a transfer by Bank Transfer, Debit Card and Revolut Balance, with money delivered via Bank Deposit and Revolut Account. The mix of funding and payout options is a good guide to which corridors Revolut handles best.

On the plus side: interbank rates during market hours, free transfers between revolut users and multi-currency account. That makes it a sensible choice for people who send to a wide spread of countries from one account. Worth keeping in mind: weekend markup of 0.5-1% and free tier has monthly limits. As always, run your exact amount and currency through a live comparison before sending — the provider you pick usually affects the final amount more than any single fee.