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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save $319 — InstaReM vs XE
14d trend
Today's best
0.0063
InstaReM
14d average
0.0063
Period best
0.0063
2026-05-14
Period worst
0.0062
2026-05-16
Based on 14 days of rate data across 2 providers · Updated every 6 hours
InstaReM
Speed
0.5-3 days
Fee
Free
Rate
0.0063
Mid 0.0063 ▲0.31%
$628.87
Recipient gets
Exchange rate
0.0063
Mid-market: 0.0063 (0.31% above)
Transfer fee
Free
Delivery
0.5-3 days
Recipient gets
$628.87
Rate History
Best rate 14 of 14 days→ 0.0% over 14d
0.0063
0.01 – 0.01
+0.5%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Revolut
Speed
1-2 days
Fee
Free
Rate
0.0063
Mid 0.0063 ▲0.31%
$625.86
Recipient gets
Exchange rate
0.0063
Mid-market: 0.0063 (0.31% above)
Transfer fee
Free
Delivery
1-2 days
Recipient gets
$625.86
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
0.0062
Estimated · click to quote
~$624.92
Estimated
Exchange rate
0.0062
Mid-market: 0.0063 (1.28% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~$624.92
Western Union
Speed
1 day
Fee
¥40000.00
Rate
0.0062
Mid 0.0063 ▼1.28%
$372.99
Recipient gets
Exchange rate
0.0062
Mid-market: 0.0063 (1.28% below)
Transfer fee
¥40000.00
Delivery
1 day
Recipient gets
$372.99
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Exchange rate
0.0062
Mid-market: 0.0063 (1.28% below)
Transfer fee
¥50000.00
Delivery
0-3 days
Recipient gets
$309.44
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)