WorldRemit vs Revolut: Fees, Rates & Speed Compared
WorldRemit
4.0WorldRemit is a digital-first remittance service offering fast, affordable international money transfers to 130+ countries with multiple delivery options.
Revolut
4.7Revolut is a digital banking app offering international money transfers at interbank rates during market hours, along with a full suite of financial services.
WorldRemit and Revolut are both popular choices for international money transfers, but they take different approaches. WorldRemit, founded in 2010 and headquartered in London, UK, is best known for cash pickup and global coverage. Revolut, operating since 2015 from London, UK, focuses on transparent, low-cost transfers. This comparison uses real transfer data collected from both providers across 6 popular corridors to show you exactly which one offers better value for your specific needs. Our data shows the difference can be significant — on a $500 USD → PHP transfer, Revolut delivers ₱460.42 more to the recipient.
In this comparison
Live comparison: WorldRemit vs Revolut across popular corridors
The table below shows how much the recipient receives when sending through WorldRemit vs Revolut on 6 popular corridors. Data is refreshed every 6 hours from provider APIs and websites.
| Corridor | WorldRemit | Revolut | Winner |
|---|---|---|---|
| USD → INR($1,000) | ₹95,441.43 | ₹95,747.26 | Revolut (+₹305.83) |
| GBP → EUR(£1,000) | — | €1,153.60 | N/A |
| USD → PHP($500) | ₱30,114.81 | ₱30,575.23 | Revolut (+₱460.42) |
| USD → MXN($1,000) | MX$16,890.10 | MX$17,209.66 | Revolut (+MX$319.56) |
| GBP → PKR(£500) | ₨187,605.24 | — | N/A |
| USD → NGN($200) | ₦269,714.49 | — | N/A |
Amounts shown are what the recipient receives. Based on current scraped data, updated every 6 hours.
Key differences between WorldRemit and Revolut
WorldRemit vs Revolut: Feature comparison
| Feature | WorldRemit | Revolut |
|---|---|---|
| Overall rating | 4.0/5 (Good) | 4.7/5 (Excellent) |
| Fee structure | From $0.99 to $3.99 | Free up to £1,000/month, then 0.5% |
| Exchange rate markup | 0.5% - 3% above mid-market | 0% weekdays, 0.5-1% weekends |
| Transfer speed | Minutes to 3 days | Instant to 3 days |
| Supported countries | 130+ | 150+ |
| Supported currencies | 70+ | 36+ |
| Max transfer | $10,000 | No limit |
| Payment methods | Bank Transfer, Debit Card, Credit Card, Apple Pay | Bank Transfer, Debit Card, Revolut Balance |
| Delivery methods | Bank Deposit, Cash Pickup, Mobile Money, Airtime Top-up | Bank Deposit, Revolut Account |
| Regulators | FCA, FinCEN | FCA, ECB, FinCEN |
| Founded | 2010 | 2015 |
Pros and cons
WorldRemit
Pros
- Fast transfers to many corridors
- Mobile money delivery available
- Airtime top-up option
- User-friendly mobile app
- Competitive rates for smaller transfers
Cons
- Transfer limits may be restrictive
- Not ideal for large/business transfers
- Rates vary significantly by corridor
Revolut
Pros
- Interbank rates during market hours
- Free transfers between Revolut users
- Multi-currency account
- Virtual and physical cards
- Crypto and stock trading available
Cons
- Weekend markup of 0.5-1%
- Free tier has monthly limits
- Customer support can be slow
When to choose WorldRemit vs Revolut
Choose WorldRemit if:
- You want the real mid-market exchange rate with no hidden markup
- Your recipient needs cash pickup instead of bank deposit
- You want to send to a mobile money wallet (M-Pesa, GCash, etc.)
- You want zero transfer fees (From $0.99 to $3.99)
- Speed is your top priority — transfers can arrive in minutes
Choose Revolut if:
- You want the real mid-market exchange rate with no hidden markup
- You need to transfer large sums (Revolut has no upper limit)
- You need a multi-currency account to hold and convert balances
Verdict: WorldRemit or Revolut?
Cost winner: Revolut
Revolut wins on cost in 3 of 6 corridors we tested. For example, on USD → INR ($1,000), the recipient gets ₹305.83 more with Revolut. Revolut achieves this through transparent pricing with the real mid-market exchange rate.
Speed: Similar delivery times
Both providers offer similar transfer speeds. WorldRemit typically delivers in Minutes to 3 days, while Revolut takes Instant to 3 days. The actual speed depends on the corridor and delivery method.
Coverage: Comparable reach
Both providers have comparable coverage. WorldRemit supports 130+ countries and 70+ currencies, while Revolut covers 150+ countries with 36+ currencies.
Bottom line
Overall, Revolut edges ahead for most users thanks to transparent pricing with the real mid-market exchange rate. That said, WorldRemit is the better pick if you need cash pickup and global coverage.
Frequently asked questions
Is WorldRemit or Revolut cheaper for international transfers?
Based on our data, Revolut is generally cheaper across most corridors. Revolut charges Free up to £1,000/month, then 0.5% with a 0% weekdays, 0.5-1% weekends exchange rate markup, while WorldRemit charges From $0.99 to $3.99 with a 0.5% - 3% above mid-market markup. For example, on a $1,000 USD → INR transfer, Revolut delivers ₹305.83 more. However, costs vary by corridor, so always compare for your specific route.
Which is faster, WorldRemit or Revolut?
WorldRemit typically completes transfers in Minutes to 3 days, while Revolut takes Instant to 3 days. Actual speed depends on the corridor, payment method, and delivery option you choose. Bank transfers tend to be slower than card-funded transfers, and bank deposits are generally faster than cash pickups.
Are WorldRemit and Revolut safe to use?
Yes, both are regulated money transfer services. WorldRemit is regulated by FCA, FinCEN and has a 4.0/5 Trustpilot rating. Revolut is regulated by FCA, ECB, FinCEN with a 4.7/5 Trustpilot rating. Both companies are required to safeguard customer funds under their respective regulatory frameworks.
What are the transfer limits for WorldRemit vs Revolut?
WorldRemit has a maximum transfer of $10,000 (minimum $1), while Revolut allows up to no published upper limit (minimum $1). Limits may vary by corridor, account verification level, and payment method. New accounts typically start with lower limits that increase over time.
Can I get cash pickup with WorldRemit or Revolut?
WorldRemit offers Bank Deposit, Cash Pickup, Mobile Money, Airtime Top-up. Revolut offers Bank Deposit, Revolut Account. WorldRemit supports cash pickup, which is useful when recipients don't have a bank account.
Should I use WorldRemit or Revolut to send money internationally?
For most users, Revolut offers better overall value thanks to transparent pricing with the real mid-market exchange rate. However, WorldRemit is the better choice if you need cash pickup and global coverage. The best provider for you depends on your corridor, transfer size, and whether you need features like Airtime Top-up.