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Send money from Sweden to Thailand(SEK → THB)
SEK
THB|Updated recentlyMid-market 3.4779Cheapest todayof 2 providers
TapTap Send
Rate 3.5099 · Fee free
You send
kr10,000
Recipient gets
฿35,099
฿600 more than the most expensive provider
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Sweden to Thailand in May 2026 is TapTap Send, which delivers 35,098.81 THB on a 10,000 SEK transfer with a fee of zero. According to SendMoneyCompare's comparison of 2 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 598 THB.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
100th percentile
Based on 7 days of data (2026-05-14 to 2026-05-20)
Today's best
฿351
TapTap Send
7-day avg
1 SEK = 3.49 THB
Best rate
3.51
2026-05-20 · TapTap Send
Worst rate
3.48
2026-05-15 · TapTap Send
What is the cheapest way to send SEK to THB?
Sending kr10,000 from Sweden to Thailand. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 3.5099·Fee Free
Best rate 7 of 7 days
↑ 0.6% over 7dAvg: 3.49 THB (+0.6% vs avg)Range: 3.48–3.51
1
TapTap SendBest value
Under 3 minutes (95% of transfers)
Best rate 7 of 7 days
↑ 0.6% over 7dAvg: 3.49 THB (+0.6% vs avg)Range: 3.48–3.51
3.5099
Free
฿35,098.81
Rate 3.4501·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient ฿598.19 on a kr10,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sending money from Sweden to Thailand? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best THB amount today.
Swedish expats and immigrants regularly send money to Thailand. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total THB received from each provider after all fees and markups.
Which provider offers the best SEK to THB rate?
TapTap Send
4.7Exchange rate
3.5099
Fee
Free
Recipient gets
฿35,098.81
Speed
Under 3 minutes (95% of transfers)
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Sweden to Thailand route.
Cheapest transfer
TapTap Send
Delivers the most THB for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Bank transfer
TapTap Send
Best rate for bank deposit to Thailand
How to send money to Thailand
Sending money to Thailand is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much SEK you want to send, compare providers above, and pick the one offering the best THB amount for your transfer to Thailand.
Step 2
Add your recipient
Enter your recipient's details in Thailand — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Thailand
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Thai bank account
Bank account number
10-digit Thai bank account number
Example: 1234567890
Bank name
Name of the recipient's bank (e.g. Bangkok Bank, Kasikornbank)
PromptPay ID
OptionalThai national ID number or mobile number registered with PromptPay for instant transfers
Example: 0812345678
Note: Thailand does not use the IBAN system. Bank transfers require a 10-digit account number and the bank name. PromptPay, Thailand's national real-time payment system, allows transfers using just a mobile number or national ID — most Thai banks support it.
Transfer examples: SEK to THB
See how much your recipient would get for common transfer amounts.
Send kr500
ProviderFeeReceives
TapTap Send
3.51 · Under 3 minutes (95% of transfers)
Regency FX
3.45 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree3.51฿1,755Under 3 minutes (95% of transfers)
Regency FXFree3.45฿1,725Same day to 2 business days
Send kr1,000
ProviderFeeReceives
TapTap Send
3.51 · Under 3 minutes (95% of transfers)
Regency FX
3.45 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree3.51฿3,510Under 3 minutes (95% of transfers)
Regency FXFree3.45฿3,450Same day to 2 business days
Send kr5,000
ProviderFeeReceives
TapTap Send
3.51 · Under 3 minutes (95% of transfers)
Regency FX
3.45 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree3.51฿17,549Under 3 minutes (95% of transfers)
Regency FXFree3.45฿17,250Same day to 2 business days
How much does it cost to send money from Sweden to Thailand?
Transfer fees from Sweden to Thailand vary by provider. Specialist services charge kr0–10 per transfer, while banks charge kr25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total THB your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically kr0–kr10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (3.4779).
Ways to send money to Thailand
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
PromptPay has become the dominant payment method in Thailand, processing billions of transactions annually. Bank deposit remains reliable for larger amounts, while cash pickup is available at thousands of locations including 7-Eleven stores.
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Thailand?
Your recipient in Thailand can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Direct transfer to any Thai bank account. The standard method for recipients with bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
PromptPay
Minutes
Instant transfer via Thailand's national real-time payment system using mobile number or Thai national ID.
WiseRemitly
Cash Pickup
Minutes
Collect cash from agent locations across Thailand including 7-Eleven stores, banks, and money transfer outlets.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Thailand?
Important rules and requirements to know before sending money to Thailand.
Regulatory body
Bank of Thailand (BOT)
Inbound transfer limits
Incoming transfers over $50,000 equivalent must be reported to the Bank of Thailand
Documentation you may need
- Sender's government-issued photo ID
- Proof of purpose for transfers over $50,000 equivalent
- Recipient may need Thai ID for cash pickup
Important things to know
- Thailand has strict foreign exchange controls administered by the Bank of Thailand.
- Recipients must convert incoming foreign currency to THB within 360 days of receipt.
- Transfers for investment or property purchase require additional documentation.
- PromptPay is linked to the national ID system and is widely adopted across all age groups.
How long does it take to send money to Thailand?
Most transfers from Sweden to Thailand arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Thailand for a small premium.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
Standard delivery
- Regency FXSame day to 2 business days
Popular banks in Thailand
These are the most commonly used banks for receiving international transfers in Thailand.
BankSWIFT/BICNotes
Bangkok Bank
BKKBTHBK
Kasikornbank (KBank)
KASITHBK
Siam Commercial Bank (SCB)
SICOTHBK
Krung Thai Bank
KRTHTHBK
Bank of Ayudhya (Krungsri)
AYUDTHBK
TMBThanachart Bank (ttb)
TMBKTHBK
SEK to THB Exchange Rate History
Daily best exchange rates from top providers over the last 7 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ |
|---|---|---|
| Trend | ||
| May 20 | 3.5100✓ | 3.5100✓ |
| May 19 | 3.5000✓ | 3.5000✓ |
| May 18 | 3.4900✓ | 3.4900✓ |
| May 17 | 3.4800✓ | 3.4800✓ |
| May 16 | 3.4800✓ | 3.4800✓ |
| May 15 | 3.4800✓ | 3.4800✓ |
| May 14 | 3.4900✓ | 3.4900✓ |
Common questions about sending money from Sweden to Thailand
What is the cheapest way to send money from Sweden to Thailand?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Sweden to Thailand?
Most specialist providers deliver to Thailand within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send kr10,000 from Sweden to Thailand?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much THB your recipient would receive from a kr10,000 transfer today.
Can I send money from Sweden to Thailand online?
Yes, all the providers we compare support online transfers from Sweden to Thailand. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Thailand?
Money transfer services are almost always cheaper. Banks typically charge kr25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge kr0–10 with markups under 1%, saving you significantly on every transfer to Thailand.
Everything about sending money to Thailand
Recipient requirements, delivery methods, regulations, popular banks, and more.
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