SendMoneyCompare — International Money Transfer Comparison

Name: SWIFT/BIC Codes for Banks in Thailand
Creator: SendMoneyCompare
License: https://creativecommons.org/licenses/by-nc-sa/4.0/

Akif Hazarvi

SWIFT codes in Thailand

TH · THB

Find the correct SWIFT/BIC code for banks in Thailand. Use these codes when sending or receiving international wire transfers. A SWIFT code ensures your payment is routed to the correct bank and branch.

Banks

35

SWIFT codes

3

Branches

10

Currency

THB

Banks and SWIFT codes in Thailand

K
KRUNG THAI BANK PUBLIC COMPANY LIMITED

SWIFT/BIC	City	Branch	Address
`KRTHTHBKXXX`	BANGKOK	Head Office	FLOOR 6, 35, NANA NUA BUILDING, SUKHUMVIT ROAD
`KRTHTHBKKNM`	BANGKOK	KNM	—
`KRTHTHBKVTN`	BANGKOK	VTN	FLOOR 6, 35, NANA NUA BUILDING, SUKHUMVIT ROAD
`KRTHTHBKPMP`	BANGKOK	PMP	—
`KRTHTHBKSRP`	BANGKOK	SRP	FLOOR 6, 35, NANA NUA BUILDING, SUKHUMVIT ROAD

B
BANK OF AYUDHYA PUBLIC COMPANY LIMITED

SWIFT/BIC	City	Branch	Address
`AYUDTHBKXXX`	BANGKOK	Head Office	1222, RAMA III ROAD, KHWENG BANGPONGPANG, KHET YANNAWA

K
KASIKORNBANK PUBLIC COMPANY LIMITED

SWIFT/BIC	City	Branch	Address
`KASITHBKFMD`	BANGKOK	FMD	—
`KASITHBKCUS`	BANGKOK	CUS	—
`KASITHBKCMD`	BANGKOK	CMD	—
`KASITHBKXXX`	BANGKOK	Head Office	400/22, PHAHON YOTHIN BUILDING, PHAHON YOTHIN ROAD, SAM SEN NAI, PHAYA THAI

Frequently asked questions

What is a SWIFT code for Thailand?

A SWIFT code (BIC) for Thailand is an 8 or 11-character code identifying a Thai bank for international wire transfers. The country code portion is TH. For example, BKKBTHBK is the SWIFT code for Bangkok Bank. The structure is: 4 characters for the bank, 2 for country (TH), 2 for the city, and optionally 3 for the branch.

What are the SWIFT codes for major Thai banks?

Key Thai bank SWIFT codes include: Bangkok Bank — BKKBTHBK, Kasikornbank (KBank) — KASITHBK, Siam Commercial Bank (SCB) — SICOTHBK, Bank of Ayudhya / Krungsri — AYUDTHBK, Krungthai Bank — KRTHTHBK, TMBThanachart Bank (ttb) — TMBKTHBK, and Citibank Thailand — CITITHTHX. Always confirm the exact code with the recipient's bank.

Can PromptPay receive international transfers?

No. PromptPay is Thailand's domestic instant payment network linked to national ID numbers and phone numbers — it handles only baht transfers within Thailand and cannot receive international SWIFT payments. For international wire transfers, the sender must use the recipient bank's SWIFT code along with the full Thai bank account number.

How long does a SWIFT transfer to Thailand take?

SWIFT transfers to Thailand typically arrive within one to three business days. Transfers from major corridors such as the United States, Europe, and the Middle East generally settle within one to two business days at large banks like Bangkok Bank and Kasikornbank. Thailand's time zone (UTC+7) means transfers sent late in the US or European business day may not be processed by Thai banks until the following day.

What Bank of Thailand regulations apply to inbound international transfers?

Bank of Thailand regulations require that inbound foreign transfers above THB 50,000 equivalent be reported by the receiving bank via the Foreign Exchange Transaction Form (FET). The recipient may need to provide a statement of purpose to the bank (such as family remittance, business income, or property purchase). Transfers without a clear purpose can be delayed pending clarification.

Can I receive USD or EUR directly in a Thai bank account?

Yes. Major Thai banks offer foreign currency deposit accounts (บัญชีเงินฝากเงินตราต่างประเทศ) that allow receipt and holding of USD, EUR, GBP, and other currencies. If the recipient holds only a standard THB account, the bank will convert the incoming currency to THB at its buying rate on the settlement date. Using a foreign currency account avoids this automatic conversion.

Are there fees for receiving a SWIFT transfer in Thailand?

Thai banks typically charge an inbound wire fee of THB 200–500 per transaction. The currency conversion spread is an additional implicit cost. Bangkok Bank, which has a dedicated US branch and strong cross-border infrastructure, is often recommended for USD-to-THB transfers. Specialist remittance providers using local Thai payout networks can often deliver at lower total cost.

What information do I need to give the sender for a Thai bank transfer?

Provide the sender with: your bank's SWIFT code (8 characters), your full Thai bank account number (10–12 digits), your full name in English as registered with the bank, the bank's name and branch address, and the transfer purpose. Some Thai banks also ask for the recipient's address. For Bank of Thailand compliance, ensure the purpose is stated accurately in the payment reference.

How SWIFT works in Thailand

The Bank of Thailand (BOT) regulates international payments and foreign exchange. Domestic baht transfers use the PromptPay system — a real-time payment network linked to national ID numbers and phone numbers — but PromptPay cannot receive international SWIFT payments. For inbound international wires, Thailand's major banks require the sender to provide a SWIFT/BIC code plus the recipient's Thai bank account number.

Thailand's four largest banks by SWIFT volume are Bangkok Bank (BKKBTHBK), Kasikornbank (KASITHBK), Siam Commercial Bank (SICOTHBK), and Bank of Ayudhya/Krungsri (AYUDTHBK). Bangkok Bank has the widest correspondent network and is particularly popular for inbound USD transfers from the United States.
Bank of Thailand regulations require that inbound foreign transfers above THB 50,000 equivalent be reported via the Foreign Exchange Transaction Form (FET). The recipient's bank manages this reporting, but the sender should provide a clear payment purpose reference to avoid compliance delays. Medical treatment, education, tourism, and family remittance are common accepted purposes.
The Thai baht (THB) is moderately convertible. Inbound USD, EUR, and other major currencies are converted to THB at the receiving bank's buying rate. Thai banks typically charge a transaction fee of around THB 200–500 for inbound international wires. Using a transfer provider with a local THB payout network can result in faster delivery and lower total cost.