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Akif Hazarvi

Norway IBAN

NO·NOK·SEPA

The International Bank Account Number (IBAN) for Norway is 15 characters long and is used to identify bank accounts for international transactions, within the SEPA network for euro transfers and via SWIFT for non-euro currencies.

A Norway IBAN begins with the country code NO and two check digits, followed by the 11-character BBAN (Basic Bank Account Number). The Norway BBAN encodes a 4-character bank code, followed by a 6-character account number, followed by a 1-character national check digit. As a SEPA member, Norway supports low-cost euro transfers across 36+ European countries using the NOK currency. Always include the full 15-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

15 chars

Currency

NOK

SEPA

Yes

Banks

5+

Example IBAN

Electronic format

NO9386011117947

Print format

NO93 8601 1117 947

IBAN structure for Norway

A Norway IBAN is 15 characters long and consists of the following components:

Country code

NO

Check digits

93

Bank code

4 chars

Account number

6 chars

National check digit

1 char

Total length15 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Norway:

Bank code4 characters

^[0-9]{4}

Account number6 characters

^[0-9]{6}

National check digit1 characters

^[0-9]{1}

Major banks in Norway

5 banks in Norway that support IBAN-based international transfers:

D

Danske Bank A/S

N

Nordea Bank Norge Asa

B

Bank Norwegian

D

DNB Bank Asa

S

Sparebank 1 Smn

Understanding IBAN in Norway

What is the IBAN format in Norway

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Norway

IBAN in Norway consists of 15 characters: 2 letter country code 2 digit check number 4 characters from the bank's bank code 6 digit code for the bank account number 1 digit code for national code

Do you need an IBAN in Norway

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Norway, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

What is the IBAN format for Norway?

A Norwegian IBAN is exactly 15 characters long — one of the shortest in Europe. It starts with NO, 2 check digits, and then the 11-digit domestic account number (4-digit bank registration number, 6-digit account number, and 1 check digit). Example: NO93 8601 1117 947.

How do I find my IBAN in Norway?

Your NO IBAN is displayed in your bank's online banking (nettbank) or mobile app. DNB, Nordea Norway, SpareBank 1, and Handelsbanken Norway all show the 15-character IBAN on the account overview. It also appears on bank statements. Since the IBAN is simply NO + check digits + your 11-digit account number, it is easy to derive.

Is Norway part of SEPA?

Yes. Although Norway is not an EU member, it is part of the EEA (European Economic Area) and participates fully in SEPA. Euro transfers from EU and EEA countries are processed via SEPA Credit Transfer. Norway's currency is the Norwegian krone (NOK), so EUR SEPA payments will be converted to NOK by your bank.

What is the difference between a Norwegian account number and an IBAN?

A Norwegian domestic account number is 11 digits: a 4-digit bank registration number, a 6-digit account number, and 1 check digit. The IBAN wraps this with the NO prefix and 2 check digits: NO + 2 check digits + 11-digit account number = 15 characters. The short format makes Norwegian IBANs easy to communicate.

Do I need a SWIFT code to receive a transfer from abroad in Norway?

For SEPA EUR transfers from EU and EEA countries, only the NO IBAN is required. For NOK transfers from abroad or transfers from outside SEPA, the sender needs both the IBAN and your bank's SWIFT/BIC code. DNB's SWIFT code is DNBANOKKXXX; Nordea Norway's is NDEANOKK; SpareBank 1 SR-Bank's is SPRONO22.

Can I receive NOK from abroad via SEPA?

No. SEPA only processes EUR transfers. NOK transfers from abroad go through SWIFT, and the sender needs your NO IBAN and SWIFT code. If someone in the EU sends EUR via SEPA, your Norwegian bank will convert it to NOK at their exchange rate. Compare this rate with the mid-market rate to assess the conversion cost.

What is Vipps and can it receive international transfers?

Vipps is Norway's dominant mobile payment system for domestic peer-to-peer and merchant payments. However, Vipps is strictly a domestic Norwegian system and cannot receive international transfers. For money coming from abroad, always share your NO IBAN (and SWIFT code for non-SEPA senders) rather than your Vipps details.

What are common mistakes when sharing a Norwegian IBAN?

Common mistakes include: providing only the 11-digit domestic account number without the NO prefix and check digits, confusing the 4-digit bank registration number with the SWIFT code, and transposing digits. The short 15-character format makes Norwegian IBANs easy to verify, but always double-check before sharing with international senders.

How IBAN is used in Norway

Norway uses a 15-character IBAN, one of the shortest in Europe, which incorporates the eleven-digit Norwegian bank account number directly. Although Norway is not an EU member, it is part of the EEA (European Economic Area) and participates in SEPA for euro payments. Domestic NOK transfers run through the Norwegian NICS (Norwegian Interbank Clearing System), but international transfers rely on the IBAN and SWIFT network.

A Norwegian IBAN starts with NO, two check digits, and then the eleven-digit domestic account number (four-digit bank registration number, six-digit account number, and one check digit). DNB, Nordea Norway, SpareBank 1, and Handelsbanken are among the largest banks. The short format makes Norwegian IBANs easy to communicate and verify.
For euro payments from SEPA countries, your Norwegian IBAN is sufficient. For NOK transfers from outside Norway, senders need both the IBAN and the BIC/SWIFT code. Since Norway uses the krone (NOK), incoming euro payments will be converted by your bank — compare the conversion rate your bank offers with specialist providers to avoid losing value.
Norway's Vipps mobile payment system dominates domestic peer-to-peer payments, but it is not used for international transfers. When receiving money from abroad — whether salary, pension, or a remittance — always share your NO-prefixed IBAN along with the bank's BIC to ensure the payment is routed correctly.