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Q: What does a Bulgaria IBAN look like?

A Bulgaria IBAN follows this format: BG80 BNBG 9661 1020 3456 78. The first two letters (BG) identify the country, followed by two check digits, then the BBAN.

Q: Is Bulgaria part of SEPA?

Yes, Bulgaria is a SEPA member. Euro transfers to and from Bulgaria can be processed quickly through the SEPA network.

Akif Hazarvi

Bulgaria IBAN

BG·EUR·SEPA

The International Bank Account Number (IBAN) for Bulgaria is 22 characters long and is used to identify bank accounts for international transactions, within the SEPA network for euro transfers and via SWIFT for non-euro currencies.

A Bulgaria IBAN begins with the country code BG and two check digits, followed by the 18-character BBAN (Basic Bank Account Number). The Bulgaria BBAN encodes a 4-character bank code, followed by a 4-character branch code, followed by a 2-character account type, followed by a 8-character account number. As a SEPA member, Bulgaria supports low-cost euro transfers across 36+ European countries using the EUR currency. Always include the full 22-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

22 chars

Currency

EUR

SEPA

Yes

Banks

5+

Example IBAN

Electronic format

BG80BNBG96611020345678

Print format

BG80 BNBG 9661 1020 3456 78

IBAN structure for Bulgaria

A Bulgaria IBAN is 22 characters long and consists of the following components:

Country code

BG

Check digits

80

Bank code

4 chars

Branch code

4 chars

Account type

2 chars

Account number

8 chars

Total length22 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Bulgaria:

Bank code4 characters

^[A-Z]{4}

Branch code4 characters

^[0-9]{4}

Account type2 characters

^[0-9]{2}

Account number8 characters

^[a-zA-Z0-9]{8}

Major banks in Bulgaria

5 banks in Bulgaria that support IBAN-based international transfers:

U

Unicredit Bulbank Ad

F

First Investment Bank Ad

S

Societe Generale Expressbank

D

Dsk Bank (Formerly State Savings Bank)

R

Raiffeisenbank (Bulgaria) Ead

Understanding IBAN in Bulgaria

What is the IBAN format in Bulgaria

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Bulgaria

IBAN in Bulgaria consists of 22 characters: 2 letter country code 2 digit check number 4 characters from the bank's bank code 4 digit code for the bank branch 2 digit code for account type 8 digit code for the bank account number

Do you need an IBAN in Bulgaria

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Bulgaria, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

How many characters is a Bulgaria IBAN?

A Bulgaria IBAN is exactly 22 alphanumeric characters long, starting with the country code "BG" followed by two check digits and the domestic bank account details (BBAN).

What does a Bulgaria IBAN look like?

A Bulgaria IBAN follows this format: BG80 BNBG 9661 1020 3456 78. The first two letters (BG) identify the country, followed by two check digits, then a 4-character bank code, and a 4-character branch code, and a 2-character account type, and a 8-character account number.

Is Bulgaria part of SEPA?

Yes, Bulgaria is a SEPA (Single Euro Payments Area) member. This means euro transfers to and from Bulgaria can be processed quickly and at low cost through the SEPA network.

How do I find my IBAN in Bulgaria?

You can find your Bulgaria IBAN on your bank statement, in your online banking portal, or by contacting your bank directly. The IBAN is typically printed on the front or back of your bank card in many countries. You can also use our IBAN calculator tool to generate it from your domestic bank details.