Slovenia IBAN
A Slovenia IBAN is 19 characters long and Slovenia is in SEPA.
SI and two check digits open every Slovenia IBAN; its remaining 15 form the BBAN (Basic Bank Account Number).
Example Slovenia IBAN
Electronic format
SI56263300012039086
Print format
SI56 2633 0001 2039 086
IBAN structure for Slovenia
Major banks in Slovenia
1 banks in Slovenia that support IBAN-based international transfers:
Format reference: SWIFT IBAN Registry.
Slovenia IBAN questions
Can I check which account a Slovenian company uses before paying it?
To a degree. Banka Slovenije says data in the AJPES register on business entities' accounts is public, so a company's recorded accounts can be compared with the IBAN on its invoice; data on private individuals is confidential. A recorded account does not prove that an invoice is genuine, so confirm any change of details with the company directly.
Can someone newly arrived in Slovenia open an account to receive money?
Banka Slovenije says every Slovenian bank that offers transaction accounts must also provide a payment account with basic features, intended mainly for consumers who cannot open an ordinary transaction account because of their residential or financial status. Switching that account to another provider later is regulated in detail by ZPlaSSIED, the payment services act.
What is Flik, the Slovenian phone-number payment service?
Flik is a payment service offered through Slovenian banks, among them NLB, OTP banka, UniCredit and Intesa Sanpaolo Bank. Its website says money can be sent by picking a contact or typing a phone number, with no account number needed, using the Flik Pay app, a mobile wallet or the bank's own app, depending on the bank.
Slovenia: the tolar changeover, TIPS access and the AJPES register
Slovenia was the first of the ten states that joined the EU in May 2004 to adopt the euro, the European Central Bank notes. On 1 January 2007 the euro replaced the tolar at an irrevocably fixed 239.640 tolars per euro, and from 15 January only euro notes and coins were accepted in payment. Banka Slovenije still exchanges tolar banknotes with no deadline; tolar coins could be exchanged until 3 January 2017.
- Every Slovenian bank and savings bank takes part directly in T2, the Eurosystem's large-value payment system, and every one that provides payment services is a direct participant in TIPS, its instant payment platform, Banka Slovenije says. For SEPA credit transfers and direct debits, the central bank connects them to STEP2-T, the pan-European system run by EBA Clearing.
- Bankart d.o.o., a Slovenian processing company that says it is one hundred percent owned by banks, manages the systems that process SEPA transactions, including domestic and cross-border instant payments, credit transfers and direct debits. It also says it controls and manages the POS terminal network and provides card issuing services for commercial and savings banks.
- Slovenia keeps a central record of who holds which account. Data on transaction accounts and their holders goes into a register administered by AJPES, the Agency of the Republic of Slovenia for Public Legal Records and Related Services, under the payments act ZPlaSSIED. Entries for business entities are public; those for individuals are confidential.
Sources: ECB: euro cash changeover in Slovenia; Banka Slovenije: payment infrastructure; Banka Slovenije: payment accounts and transaction accounts; Bankart: company profile.
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