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Q: What does a San Marino IBAN look like?

A San Marino IBAN follows this format: SM86 U032 2509 8000 0000 0270 100. The first two letters (SM) identify the country, followed by two check digits, then the BBAN.

Q: Is San Marino part of SEPA?

Yes, San Marino is a SEPA member. Euro transfers to and from San Marino can be processed quickly through the SEPA network.

Akif Hazarvi

San Marino IBAN

SM·EUR·SEPA

The International Bank Account Number (IBAN) for San Marino is 27 characters long and is used to identify bank accounts for international transactions, within the SEPA network for euro transfers and via SWIFT for non-euro currencies.

A San Marino IBAN begins with the country code SM and two check digits, followed by the 23-character BBAN (Basic Bank Account Number). The San Marino BBAN encodes a 1-character national check digit, followed by a 5-character bank code, followed by a 5-character branch code, followed by a 12-character account number. As a SEPA member, San Marino supports low-cost euro transfers across 36+ European countries using the EUR currency. Always include the full 27-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

27 chars

Currency

EUR

SEPA

Yes

Banks

—

Example IBAN

Electronic format

SM86U0322509800000000270100

Print format

SM86 U032 2509 8000 0000 0270 100

IBAN structure for San Marino

A San Marino IBAN is 27 characters long and consists of the following components:

Country code

SM

Check digits

86

National check digit

1 char

Bank code

5 chars

Branch code

5 chars

Account number

12 chars

Total length27 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for San Marino:

National check digit1 characters

^[A-Z]{1}

Bank code5 characters

^[0-9]{5}

Branch code5 characters

^[0-9]{5}

Account number12 characters

^[a-zA-Z0-9]{12}

Understanding IBAN in San Marino

What is the IBAN format in San Marino

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in San Marino

IBAN in San Marino consists of 27 characters: 2 letter country code 2 digit check number 1 digit code for national code 5 characters from the bank's bank code 5 digit code for the bank branch 12 digit code for the bank account number

Do you need an IBAN in San Marino

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in San Marino, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

How many characters is a San Marino IBAN?

A San Marino IBAN is exactly 27 alphanumeric characters long, starting with the country code "SM" followed by two check digits and the domestic bank account details (BBAN).

What does a San Marino IBAN look like?

A San Marino IBAN follows this format: SM86 U032 2509 8000 0000 0270 100. The first two letters (SM) identify the country, followed by two check digits, then a 1-character national_check_digit, and a 5-character bank code, and a 5-character branch code, and a 12-character account number.

Is San Marino part of SEPA?

Yes, San Marino is a SEPA (Single Euro Payments Area) member. This means euro transfers to and from San Marino can be processed quickly and at low cost through the SEPA network.

How do I find my IBAN in San Marino?

You can find your San Marino IBAN on your bank statement, in your online banking portal, or by contacting your bank directly. The IBAN is typically printed on the front or back of your bank card in many countries. You can also use our IBAN calculator tool to generate it from your domestic bank details.