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Q: What does a Malta IBAN look like?

A Malta IBAN follows this format: MT84 MALT 0110 0001 2345 MTLC AST0 01S. The first two letters (MT) identify the country, followed by two check digits, then the BBAN.

Q: Is Malta part of SEPA?

Yes, Malta is a SEPA member. Euro transfers to and from Malta can be processed quickly through the SEPA network.

Akif Hazarvi

Malta IBAN

MT·EUR·SEPA

The International Bank Account Number (IBAN) for Malta is 31 characters long and is used to identify bank accounts for international transactions, within the SEPA network for euro transfers and via SWIFT for non-euro currencies.

A Malta IBAN begins with the country code MT and two check digits, followed by the 27-character BBAN (Basic Bank Account Number). The Malta BBAN encodes a 4-character bank code, followed by a 5-character branch code, followed by a 18-character account number. As a SEPA member, Malta supports low-cost euro transfers across 36+ European countries using the EUR currency. Always include the full 31-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

31 chars

Currency

EUR

SEPA

Yes

Banks

3+

Example IBAN

Electronic format

MT84MALT011000012345MTLCAST001S

Print format

MT84 MALT 0110 0001 2345 MTLC AST0 01S

IBAN structure for Malta

A Malta IBAN is 31 characters long and consists of the following components:

Country code

MT

Check digits

84

Bank code

4 chars

Branch code

5 chars

Account number

18 chars

Total length31 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Malta:

Bank code4 characters

^[A-Z]{4}

Branch code5 characters

^[0-9]{5}

Account number18 characters

^[a-zA-Z0-9]{18}

Major banks in Malta

3 banks in Malta that support IBAN-based international transfers:

A

Aps Bank Ltd.

H

HSBC Bank Malta P.L.C.

B

Bank Of Valletta P.L.C.

Understanding IBAN in Malta

What is the IBAN format in Malta

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Malta

IBAN in Malta consists of 31 characters: 2 letter country code 2 digit check number 4 characters from the bank's bank code 5 digit code for the bank branch 18 digit code for the bank account number

Do you need an IBAN in Malta

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Malta, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

How many characters is a Malta IBAN?

A Malta IBAN is exactly 31 alphanumeric characters long, starting with the country code "MT" followed by two check digits and the domestic bank account details (BBAN).

What does a Malta IBAN look like?

A Malta IBAN follows this format: MT84 MALT 0110 0001 2345 MTLC AST0 01S. The first two letters (MT) identify the country, followed by two check digits, then a 4-character bank code, and a 5-character branch code, and a 18-character account number.

Is Malta part of SEPA?

Yes, Malta is a SEPA (Single Euro Payments Area) member. This means euro transfers to and from Malta can be processed quickly and at low cost through the SEPA network.

How do I find my IBAN in Malta?

You can find your Malta IBAN on your bank statement, in your online banking portal, or by contacting your bank directly. The IBAN is typically printed on the front or back of your bank card in many countries. You can also use our IBAN calculator tool to generate it from your domestic bank details.