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Q: What does a Estonia IBAN look like?

A Estonia IBAN follows this format: EE38 2200 2210 2014 5685. The first two letters (EE) identify the country, followed by two check digits, then the BBAN.

Q: Is Estonia part of SEPA?

Yes, Estonia is a SEPA member. Euro transfers to and from Estonia can be processed quickly through the SEPA network.

Akif Hazarvi

Estonia IBAN

EE·EUR·SEPA

The International Bank Account Number (IBAN) for Estonia is 20 characters long and is used to identify bank accounts for international transactions, within the SEPA network for euro transfers and via SWIFT for non-euro currencies.

A Estonia IBAN begins with the country code EE and two check digits, followed by the 16-character BBAN (Basic Bank Account Number). The Estonia BBAN encodes a 2-character bank code, followed by a 2-character branch code, followed by a 11-character account number, followed by a 1-character national check digit. As a SEPA member, Estonia supports low-cost euro transfers across 36+ European countries using the EUR currency. Always include the full 20-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

20 chars

Currency

EUR

SEPA

Yes

Banks

2+

Example IBAN

Electronic format

EE382200221020145685

Print format

EE38 2200 2210 2014 5685

IBAN structure for Estonia

A Estonia IBAN is 20 characters long and consists of the following components:

Country code

EE

Check digits

38

Bank code

2 chars

Branch code

2 chars

Account number

11 chars

National check digit

1 char

Total length20 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Estonia:

Bank code2 characters

^[0-9]{2}

Branch code2 characters

^[0-9]{2}

Account number11 characters

^[0-9]{11}

National check digit1 characters

^[0-9]{1}

Major banks in Estonia

2 banks in Estonia that support IBAN-based international transfers:

L

LHV Pank

S

Swedbank As

Understanding IBAN in Estonia

What is the IBAN format in Estonia

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Estonia

IBAN in Estonia consists of 20 characters: 2 letter country code 2 digit check number 2 characters from the bank's bank code 2 digit code for the bank branch 11 digit code for the bank account number 1 digit code for national code

Do you need an IBAN in Estonia

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Estonia, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

How many characters is a Estonia IBAN?

A Estonia IBAN is exactly 20 alphanumeric characters long, starting with the country code "EE" followed by two check digits and the domestic bank account details (BBAN).

What does a Estonia IBAN look like?

A Estonia IBAN follows this format: EE38 2200 2210 2014 5685. The first two letters (EE) identify the country, followed by two check digits, then a 2-character bank code, and a 2-character branch code, and a 11-character account number, and a 1-character national_check_digit.

Is Estonia part of SEPA?

Yes, Estonia is a SEPA (Single Euro Payments Area) member. This means euro transfers to and from Estonia can be processed quickly and at low cost through the SEPA network.

How do I find my IBAN in Estonia?

You can find your Estonia IBAN on your bank statement, in your online banking portal, or by contacting your bank directly. The IBAN is typically printed on the front or back of your bank card in many countries. You can also use our IBAN calculator tool to generate it from your domestic bank details.