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Ahsan Mukhtar

SWIFT codes in Pakistan

PK · PKR

By Awais ImranUpdated October 9, 2026Pakistan codes from the SWIFT registryOur methodology

78 banks in Pakistan, from ALBARAKA BANK (PAKISTAN) LIMITED (AIINPKKA) onward; every code carries PK as its country part.

Banks

78

SWIFT codes

77

Branches

468

Currency

PKR

Banks and SWIFT codes in Pakistan

A10 banks · 41 swift codes

A
ALBARAKA BANK (PAKISTAN) LIMITED

SWIFT/BIC	City	Branch	Address
`AIINPKKAXXX`	KARACHI	Head Office	—
`AIINPKKALHR`	LAHORE	LHR	—

A
ALFALAH SECURITIES (PRIVATE) LIMITED

SWIFT/BIC	City	Branch	Address
`ALEVPKK1XXX`	KARACHI	Head Office	—

A
ALI HUSSAIN RAJABALI (BROKERS)

SWIFT/BIC	City	Branch	Address
`AHRRPKK1XXX`	KARACHI	Head Office	—

A
ALLIED BANK LIMITED

SWIFT/BIC	City	Branch	Address
`ABPAPKKAXXX`	LAHORE	Head Office	—
`ABPAPKKA443`	ISLAMABAD	443	BLUE AREA BRANCH, CORPORATE BRANCH, ISLAMABAD - 0443
`ABPAPKKA949`	KARACHI	949	BRANCH KARACHI (0949)
`ABPAPKKA979`	LAHORE	979	CENTRALIZED SWIFT, HEAD OFFICE, LAHORE
`ABPAPKKAEPZ`	KARACHI	EPZ	EXPORT PROCESSING ZONE BRANCH, (OFF SHORE BANKING UNIT)
`ABPAPKKATFW`	KARACHI	TFW	TRADE FACTORY WING, TRADE TOWER, CENTRAL OFFICE, KARACHI.
`ABPAPKKATRY`	KARACHI	TRY	TREASURY OPERATIONS (TROPS), OPERATIONS GROUP, CENTRAL OFFICE

A
AMERICAN EXPRESS BANK LTD.

SWIFT/BIC	City	Branch	Address
`AEIBPKK1XXX`	KARACHI	Head Office	—
`AEIBPKK1ISL`	ISLAMABAD	ISL	—
`AEIBPKK1LHE`	LAHORE	LHE	—

A
AQEEL KARIM DHEDHI (BROKERS)

SWIFT/BIC	City	Branch	Address
`AKDBPKK1XXX`	KARACHI	Head Office	—

A
ARIF HABIB LIMITED

SWIFT/BIC	City	Branch	Address
`ARHAPKK1XXX`	KARACHI	Head Office	—

A
ASKARI BANK LIMITED

SWIFT/BIC	City	Branch	Address
`ASCMPKKA001`	RAWALPINDI	001	AWT PLAZA, RAWALPINDI BRANCH

A
ASKARIBANK LIMITED

SWIFT/BIC	City	Branch	Address
`ASCMPKKAXXX`	KARACHI	Head Office	—
`ASCMPKKA002`	KARACHI	002	SAIMA TRADE TOWER BRANCH
`ASCMPKKA003`	QUETTA	003	CANTONMENT BRANCH
`ASCMPKKA004`	PESHAWAR	004	CANTONMENT BRANCH
`ASCMPKKA006`	LAHORE	006	SAT BRANCH
`ASCMPKKA009`	FAISALABAD	009	UNIVERSITY ROAD BRANCH
`ASCMPKKA010`	SIALKOT	010	SIALKOT BRANCH
`ASCMPKKA012`	GUJRANWALA	012	GUJRANWALA BRANCH
`ASCMPKKA013`	MULTAN	013	MULTAN BRANCH
`ASCMPKKA037`	GUJRAT	037	GUJRAT BRANCH
`ASCMPKKA901`	RAWALPINDI	901	IBB, RAWALPINDI
`ASCMPKKA902`	PESHAWAR	902	IBB, PESHAWAR
`ASCMPKKA903`	QUETTA	903	ISLAMIC BKG BR,JINNAH RD
`ASCMPKKA904`	KARACHI	904	ISLAMIC BKG BR, JODIA BAZAR
`ASCMPKKA905`	ISLAMABAD	905	ISLAMIC BKG BR, BLUE AREA
`ASCMPKKA906`	LAHORE	906	ISLAMIC BKG BR, WALTON CANTT
`ASCMPKKAFT1`	KARACHI	FT1	CENTRAL FOREIGN TRADE UNIT
`ASCMPKKAFT2`	LAHORE	FT2	CENTRAL FOREIGN TRADE UNIT
`ASCMPKKAFT3`	RAWALPINDI	FT3	CENTRAL FOREIGN TRADE UNIT
`ASCMPKKAHOR`	RAWALPINDI	HOR	HEAD OFFICE, RAWALPINDI
`ASCMPKKAIBT`	KARACHI	IBT	ISLAMIC TREASURY DESK, KHI
`ASCMPKKAIND`	RAWALPINDI	IND	INTERNATIONAL DIVISION
`ASCMPKKATRY`	KARACHI	TRY	TREASURY DIVISION

A
AZIZ FIDA HUSSAIN (BROKERS)

SWIFT/BIC	City	Branch	Address
`AFHBPKK1XXX`	KARACHI	Head Office	—

B5 banks · 59 swift codes

B
B. SALEEM GAZIPURA (BROKERS)

SWIFT/BIC	City	Branch	Address
`SAGRPKK1XXX`	KARACHI	Head Office	—

B
BANK AL HABIB LIMITED

SWIFT/BIC	City	Branch	Address
`BAHLPKKAXXX`	KARACHI	Head Office	—
`BAHLPKKACPU`	KARACHI	CPU	CENTRAL PROCESSING UNIT
`BAHLPKKAEPZ`	KARACHI	EPZ	EXPORT PROCESSING ZONE BRANCH
`BAHLPKKAFSD`	FAISALABAD	FSD	FAISALABAD BRANCH
`BAHLPKKAIBD`	KARACHI	IBD	ISLAMIC BANKING DIVISION
`BAHLPKKAISL`	ISLAMABAD	ISL	ISLAMABAD BRANCH
`BAHLPKKAJBZ`	KARACHI	JBZ	JODIA BAZAR
`BAHLPKKAKHI`	KARACHI	KHI	KARACHI MAIN BRANCH
`BAHLPKKALCC`	KARACHI	LCC	L C CENTRE
`BAHLPKKALHR`	LAHORE	LHR	LAHORE BRANCH
`BAHLPKKAMUL`	MULTAN	MUL	MULTAN MAIN BRANCH

B
BANK ALFALAH LIMITED

SWIFT/BIC	City	Branch	Address
`ALFHPKKAXXX`	KARACHI	Head Office	—
`ALFHPKKA054`	FAISALABAD	054	PEOPLES COLONY BRANCH
`ALFHPKKA131`	ISLAMABAD	131	F-10 MARKAZ BRANCH
`ALFHPKKA285`	MULTAN	285	QUAID-E-AZAM ROAD BR MULTAN CANTT
`ALFHPKKA505`	KARACHI	505	ISLAMIC BANKING, UNI TOWERS BRANCH
`ALFHPKKACCL`	KARACHI	CCL	CENTRALIZED CLEARING DEPARTMENT
`ALFHPKKACED`	KARACHI	CED	CENTRALIZED EXPORT DEPARTMENT
`ALFHPKKACGD`	KARACHI	CGD	CENTRALIZED GUARANTEES DEPARTMENT
`ALFHPKKACID`	KARACHI	CID	CENTRALIZED IMPORTS DEPARTMENT
`ALFHPKKACIT`	KARACHI	CIT	CENTRALIZED ISLAMIC TRADE
`ALFHPKKACRD`	KARACHI	CRD	CENTRALIZED REMITTANCE DEPARTMENT
`ALFHPKKAGBL`	LAHORE	GBL	GULBERG BRANCH, LAHORE
`ALFHPKKASKT`	SIALKOT	SKT	SIALKOT BRANCH
`ALFHPKKATRY`	KARACHI	TRY	TREASURY OPERATIONS (CON)

B
BANK OF CHINA LIMITED KARACHI BRANCH

SWIFT/BIC	City	Branch	Address
`BKCHPKKAXXX`	KARACHI	Head Office	—

B
BANK OF KHYBER, THE

SWIFT/BIC	City	Branch	Address
`KHYBPKKAXXX`	PESHAWAR	Head Office	—
`KHYBPKKA024`	KARACHI	024	ISLAMIC BANKING DIVISION
`KHYBPKKAARP`	PESHAWAR	ARP	ASHRAF ROAD BRANCH
`KHYBPKKAATT`	ATTOCK	ATT	ATTOCK BRANCH
`KHYBPKKABRR`	RAWALPINDI	BRR	BANK ROAD BRANCH
`KHYBPKKACLK`	KARACHI	CLK	CLIFTON BRANCH
`KHYBPKKACTP`	PESHAWAR	CTP	CITY BRANCH
`KHYBPKKADRL`	LAHORE	DRL	DAVIS ROAD BRANCH
`KHYBPKKAFTL`	LAHORE	FTL	FAISAL TOWN BRANCH
`KHYBPKKAGJR`	GUJRANWALA	GJR	GUJRANWALA BRANCH
`KHYBPKKAGTP`	PESHAWAR	GTP	G.T. ROAD BRANCH
`KHYBPKKAGUJ`	GUJRAT	GUJ	GUJRAT BRANCH
`KHYBPKKAHAP`	PESHAWAR	HAP	HATTAR BRANCH
`KHYBPKKAHYP`	PESHAWAR	HYP	HAYATABAD BRANCH
`KHYBPKKAISB`	ISLAMABAD	ISB	ISLAMABAD BRANCH
`KHYBPKKAJHE`	JHELUM	JHE	JHELUM BRANCH
`KHYBPKKAJRR`	RAWALPINDI	JRR	JINNAH ROAD BRANCH
`KHYBPKKAJTL`	LAHORE	JTL	JOHAR TOWN BRANCH
`KHYBPKKAKBP`	PESHAWAR	KBP	KHYBER BAZAR BRANCH
`KHYBPKKAKRF`	FAISALABAD	KRF	KOTWALI ROAD BRANCH
`KHYBPKKAMIR`	MIRPUR	MIR	MIRPUR BRANCH
`KHYBPKKAMML`	LAHORE	MML	M.M. ALAM ROAD BRANCH
`KHYBPKKAMRA`	ABBOTTABAD	MRA	MANSEHRA ROAD BRANCH
`KHYBPKKAMUL`	MULTAN	MUL	MULTAN BRANCH
`KHYBPKKAPSH`	PESHAWAR	PSH	MAIN BRANCH
`KHYBPKKAQBQ`	QUETTA	QBQ	QANDHARI BAZAR BRANCH
`KHYBPKKAQTA`	QUETTA	QTA	QUETTA BRANCH
`KHYBPKKASAH`	SAHIWAL	SAH	SAHIWAL BRANCH
`KHYBPKKASAL`	LAHORE	SAL	SHAH ALAM MARKET BRANCH
`KHYBPKKASFK`	KARACHI	SFK	SHAHRAH-E-FAISAL BRANCH
`KHYBPKKASGD`	SARGODHA	SGD	SARGODHA BRANCH
`KHYBPKKASIK`	KARACHI	SIK	S.I.T.E BRANCH

Showing 100 of 468 registered branch codes for Pakistan. The full registry is searchable at swift.com, the authority that issues them.

Pakistan SWIFT code questions

What does a Pakistan SWIFT code look like?

AIINPKKAXXX (ALBARAKA BANK (PAKISTAN) LIMITED): bank AIIN, country PK, location KA, branch XXX.

What are the SWIFT codes for major Pakistani banks?

Key SWIFT codes include: HBL (Habib Bank Limited) — HABBPKKA, UBL (United Bank Limited) — UNILPKKA, MCB Bank — MUCBPKKA, Allied Bank — ABPAPKKA, Meezan Bank — MEZNPKKA, Bank Al Habib — BAHLPKKA, Standard Chartered Pakistan — SCBLPKKXXXX, Faysal Bank — FAYSPKKA, and National Bank of Pakistan — NBPAPKKA.

Do I need a SWIFT code to receive money from abroad in Pakistan?

Yes. To receive an international wire transfer in Pakistan, the sender needs your bank's SWIFT/BIC code along with your IBAN (24 characters starting with PK). Both are required — the SWIFT code routes the payment to your bank, while the IBAN ensures it reaches your specific account.

How long does a SWIFT transfer to Pakistan take?

SWIFT transfers to Pakistan typically take 1-3 business days, depending on the sending country, intermediary banks involved, and whether the payment passes compliance checks. Transfers from the UK and US usually arrive within 1-2 business days. Transfers involving multiple correspondent banks or unusual currencies may take longer.

Are there fees for receiving a SWIFT transfer in Pakistan?

Most Pakistani banks charge an inward remittance service fee, typically PKR 200-500 per transaction. However, home remittances (personal transfers from overseas Pakistanis) are often exempt from these charges under SBP incentive schemes. The receiving bank will also convert the foreign currency to PKR at their prevailing exchange rate, which includes a margin over the interbank rate.

Is there a difference between SWIFT code and IBAN in Pakistan?

Yes. A SWIFT code identifies a bank (e.g., MUCBPKKA for MCB Bank), while an IBAN identifies a specific account at that bank (e.g., PK36SCBL0000001123456702). For international transfers to Pakistan, the sender needs both: the SWIFT code to route the payment to the correct bank, and the IBAN to credit the correct account.

Can I receive USD or GBP directly in my Pakistani bank account?

Standard PKR accounts cannot hold foreign currency. SBP regulations require that all inbound foreign currency is converted to PKR at the bank's prevailing rate on the day of credit. If you need to hold foreign currency, you can open a Foreign Currency Account (FCA) at your bank, which allows you to receive and hold USD, GBP, EUR, and other major currencies.

Do mobile wallets like JazzCash and Easypaisa have SWIFT codes?

JazzCash (Mobilink Microfinance Bank) and Easypaisa (Telenor Microfinance Bank) are connected to the SWIFT network through their parent microfinance banks. They issue IBANs and can receive international wire transfers if the sender has the correct SWIFT code and IBAN. However, for large transfers, a commercial bank account may be more reliable.

How SWIFT works in Pakistan

Pakistan's banking system is regulated by the State Bank of Pakistan (SBP), and all inbound international transfers must comply with SBP foreign exchange regulations. SWIFT is the primary channel for receiving international wire transfers, with major banks like HBL, UBL, MCB, and Allied Bank all connected to the SWIFT network. PKR settlement is handled locally after the funds arrive in foreign currency.

Pakistan's major banks — Habib Bank (HBL), United Bank (UBL), MCB Bank, and Allied Bank — each have multiple SWIFT codes covering head offices and key branches. Always use the SWIFT code that corresponds to the specific branch or processing center where the recipient's account is held.
Inbound remittances to Pakistan are exempt from withholding tax under SBP incentive schemes, but the receiving bank may still deduct a service charge. The recipient should confirm their bank's inward remittance fee before you send, especially for smaller amounts where fixed fees have a larger impact.
SBP requires that foreign currency received via SWIFT is converted to PKR at the bank's prevailing rate on the day of credit. The recipient cannot hold the funds in foreign currency in a standard PKR account. For better rates on the conversion, compare the receiving bank's posted rate against the interbank rate.

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Pakistan IBANs run 24 characters, e.g. PK36 SCBL 0000 0011 2345 6702.

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SWIFT codes in Pakistan

Banks and SWIFT codes in Pakistan

AALBARAKA BANK (PAKISTAN) LIMITED

AALFALAH SECURITIES (PRIVATE) LIMITED

AALI HUSSAIN RAJABALI (BROKERS)

AALLIED BANK LIMITED

AAMERICAN EXPRESS BANK LTD.

AAQEEL KARIM DHEDHI (BROKERS)

AARIF HABIB LIMITED

AASKARI BANK LIMITED

AASKARIBANK LIMITED

AAZIZ FIDA HUSSAIN (BROKERS)

BB. SALEEM GAZIPURA (BROKERS)

BBANK AL HABIB LIMITED

BBANK ALFALAH LIMITED

BBANK OF CHINA LIMITED KARACHI BRANCH

BBANK OF KHYBER, THE