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Name: SWIFT/BIC Codes for Banks in Egypt
Creator: SendMoneyCompare
License: https://creativecommons.org/licenses/by-nc-sa/4.0/

Akif Hazarvi

SWIFT codes in Egypt

EG · EGP

Find the correct SWIFT/BIC code for banks in Egypt. Use these codes when sending or receiving international wire transfers. A SWIFT code ensures your payment is routed to the correct bank and branch.

Banks

86

SWIFT codes

4

Branches

20

Currency

EGP

Banks and SWIFT codes in Egypt

B
BANQUE MISR

SWIFT/BIC	City	Branch	Address
`BMISEGCXFCC`	CAIRO	FCC	BANQUE MISR TOWER, 153 MOHAMED FARID STREET
`BMISEGCXCOL`	CAIRO	COL	BANQUE MISR TOWER, 153 MOHAMED FARID STREET
`BMISEGCXXXX`	CAIRO	Head Office	BANQUE MISR TOWER, 153 MOHAMED FARID STREET
`BMISEGCXREC`	CAIRO	REC	105 MOUSTAFA KAMEL STREET
`BMISEGCXTFC`	CAIRO	TFC	22 ADLY ST DOWEN TOWEN

N
NATIONAL BANK OF EGYPT

SWIFT/BIC	City	Branch	Address
`NBEGEGCX471`	GHARBIA	471	PLOT NO. A INSIDE THE COMMERCIAL, AREA OF TANTA CITY
`NBEGEGCX470`	MONUFIA	470	PLOT NO. 53/185 IN THE BANKS AREA, SEVENTH INDUSTRIAL ZONE-SADAT CITY
`NBEGEGCX472`	TANTA	472	HASSAN RADWAN STREET
`NBEGEGCX491`	QENA	491	BASIN STATION, 45 X 46 EMAM DESHNA
`NBEGEGCX490`	BENI SUEF	490	SPORTS STREET - BANKS SQUARE, IN, FRONT OF OLD COURT

C
COMMERCIAL INTERNATIONAL BANK (EGYPT) S.A.E.

SWIFT/BIC	City	Branch	Address
`CIBEEGCX091`	CAIRO	091	BANKS CENTER, REHAB CITY
`CIBEEGCX092`	CAIRO	092	—
`CIBEEGCX094`	CAIRO	094	—
`CIBEEGCX095`	6TH OF OCTOBER	095	—
`CIBEEGCX096`	MANSOURA	096	—

B
BANQUE DU CAIRE

SWIFT/BIC	City	Branch	Address
`BCAIEGCXXXX`	CAIRO	Head Office	6 DR.MOSTAFA ABOU ZAHRA ST, NASR CITY
`BCAIEGCX112`	CAIRO	112	—
`BCAIEGCX111`	CAIRO	111	—
`BCAIEGCX110`	CAIRO	110	—
`BCAIEGCX120`	CAIRO	120	—

Frequently asked questions

What is a SWIFT code for Egypt?

A SWIFT code (BIC) for Egypt is an 8 or 11-character code identifying an Egyptian bank for international wire transfers. The country code portion is EG. For example, NBEGEGCX is the SWIFT code for the National Bank of Egypt. The structure is: 4 characters for the bank, 2 for country (EG), 2 for the city, and optionally 3 for the branch.

What are the SWIFT codes for major Egyptian banks?

Key Egyptian bank SWIFT codes include: National Bank of Egypt — NBEGEGCX, Banque Misr — BMISEGCX, Commercial International Bank (CIB) — CIBOREG1XXX, Banque du Caire — BCAIEGCX, Arab African International Bank — ARAIEGCXXX, HSBC Egypt — HBEGEGCX, and QNB Alahli — QNBAEGCXXX. Always confirm the exact code with the recipient's bank.

How do I receive money from abroad into an Egyptian bank account?

To receive an international wire transfer in Egypt, provide the sender with: your bank's SWIFT/BIC code, your full account number (Egypt does not use IBAN for standard accounts), your full name as registered with the bank, the bank branch name and address, and a clear transfer purpose. The receiving bank will convert foreign currency to EGP at the official CBE rate unless you hold a foreign currency account.

Can I receive USD or EUR directly in an Egyptian bank account?

Yes. Egyptian banks offer foreign currency accounts (حساب عملات أجنبية) that can receive and hold USD, EUR, GBP, and other currencies. The Central Bank of Egypt permits individuals to hold foreign currency accounts. This is particularly useful for Egyptians working abroad or for businesspeople who regularly receive foreign currency payments. Standard EGP accounts receive foreign currency converted at the CBE official rate.

How long does a SWIFT transfer to Egypt take?

SWIFT transfers to Egypt typically arrive within one to three business days. Transfers from Gulf countries (Saudi Arabia, UAE, Kuwait, Qatar) — major sources of Egyptian remittances — usually settle within one to two business days. The National Bank of Egypt and Banque Misr, being the largest state-owned banks, have strong correspondent banking relationships that facilitate faster settlement.

What is Egypt's exchange rate situation for inbound transfers?

Egypt has undergone significant foreign exchange reforms. The Egyptian pound (EGP) has been devalued multiple times, and the CBE has moved toward a more flexible exchange rate regime. All inbound foreign currency transfers through official banking channels are settled at the official CBE rate. Using official banking channels is strongly encouraged by CBE, which actively monitors remittance flows.

Are there CBE regulations on large inbound transfers to Egypt?

Yes. The Central Bank of Egypt requires that inbound business transfers be documented with invoices, contracts, or other supporting materials. Personal remittances are generally processed without additional requirements. Egypt does not impose withholding tax on personal remittances. Large or repeated transfers from unusual origins may trigger additional compliance review by the receiving bank.

Are there fees for receiving a SWIFT transfer in Egypt?

Egyptian banks typically charge an inbound wire processing fee, often EGP 50–200 per transaction, depending on the bank. Currency conversion from USD or other currencies to EGP includes an additional spread. Expatriate Egyptians sending money home should compare the total effective exchange rate (including conversion spread and fees) across multiple providers, as rates can differ significantly.

How SWIFT works in Egypt

The Central Bank of Egypt (CBE) regulates foreign exchange and international payments. Egypt operates an ACH (Automated Clearing House) system for domestic EGP transfers, while international wires use SWIFT. Remittances from Egyptians working abroad are one of the country's most important sources of foreign currency. The National Bank of Egypt, Banque Misr, and Commercial International Bank (CIB) are the dominant players in international wire transfer processing.

Egypt's three most-used banks for inbound SWIFT transfers are the National Bank of Egypt (NBEGEGCX), Banque Misr (BMISEGCX), and Commercial International Bank (CIBOREG1XXX). The National Bank of Egypt and Banque Misr are both state-owned and handle the bulk of diaspora remittances. CIB is the largest private sector bank and is widely used for business and corporate international payments.
CBE regulations require that inbound foreign currency be converted to EGP at the bank's declared rate unless the recipient holds a foreign currency account. Egypt has maintained multiple exchange rate mechanisms historically, and the official versus parallel market rate gap has varied significantly. Using official bank channels ensures that transfers are received at the CBE-published rate and that the recipient avoids complications with foreign currency regulations.
Egypt imposes no withholding tax on inbound remittances, and personal transfers from expatriate Egyptians are encouraged by CBE policy. However, large business transfers may require documentation such as commercial invoices, import licences, or contracts before the receiving bank releases funds. Ensuring that payment references match the declared purpose helps prevent compliance delays.