SendMoneyCompare — International Money Transfer Comparison

Name: SWIFT/BIC Codes for Banks in Ireland
Creator: SendMoneyCompare
License: https://creativecommons.org/licenses/by-nc-sa/4.0/

Akif Hazarvi

SWIFT codes in Ireland

IE · EUR

Find the correct SWIFT/BIC code for banks in Ireland. Use these codes when sending or receiving international wire transfers. A SWIFT code ensures your payment is routed to the correct bank and branch.

Banks

21

SWIFT codes

3

Branches

6

Currency

EUR

Banks and SWIFT codes in Ireland

C
CITIBANK EUROPE PLC

SWIFT/BIC	City	Branch	Address
`CITIIE2XXXX`	DUBLIN	Head Office	1 NORTH WALL QUAY
`CITIIE2XTI1`	DUBLIN	TI1	1 NORTH WALL QUAY
`CITIIE2XTI0`	DUBLIN	TI0	1 NORTH WALL QUAY
`CITIIE2XSIG`	DUBLIN	SIG	1 NORTH WALL QUAY
`CITIIE4XITA`	DUBLIN	ITA	—

A
AIB BANK

SWIFT/BIC	City	Branch	Address
`AIBKIE2DXXX`	DUBLIN	Head Office	AIB, 10 MOLESWORTH STREET

Frequently asked questions

What is a SWIFT code for Ireland?

A SWIFT code (also called a BIC) is an 8 or 11-character identifier used by Irish banks for international wire transfers. The country code portion is IE. For example, AIBKIE2D is the SWIFT code for AIB (Allied Irish Banks). The structure is: 4 characters for the bank, 2 for country (IE), 2 for the city, and optionally 3 for the branch.

What are the SWIFT codes for major Irish banks?

Key Irish bank SWIFT codes include: AIB — AIBKIE2D, Bank of Ireland — BOFIIEDD, Permanent TSB — IPBSIE2D, An Post Money — various, and Revolut Ireland — REVRIE21. Note that Ulster Bank and KBC have exited the Irish market — ensure the recipient provides current bank details. Always confirm the exact code with the recipient's bank.

Do I need a SWIFT code or just an IBAN for transfers to Ireland?

For EUR transfers from within the SEPA zone, the Irish IBAN (starting with IE, 22 characters) is sufficient — no SWIFT/BIC code is needed. For transfers from outside SEPA (such as the US, Canada, or Australia) or in a non-EUR currency, you will need the bank's BIC/SWIFT code alongside the IBAN.

How do I find the SWIFT code for my Irish bank?

You can find your Irish bank's BIC/SWIFT code on your bank statement, in your online banking app, on your bank card, or by searching on this page. Irish banks also display the BIC alongside the IBAN in their online banking portals. If you previously used Ulster Bank or KBC, you will need the SWIFT code of your new bank after migration.

How long does a SWIFT transfer to Ireland take?

SEPA EUR transfers from within Europe typically arrive within one business day (often same-day with SEPA Instant). SWIFT transfers from outside SEPA usually take one to three business days. Transfers from the US and Canada to AIB or Bank of Ireland typically settle within one to two business days.

Are there fees for receiving a SWIFT transfer in Ireland?

SEPA transfers in EUR are typically free or very low cost at Irish banks. Non-SEPA SWIFT transfers may incur an inbound wire fee, typically EUR 5–12 depending on the bank. If the transfer arrives in a non-EUR currency (such as USD or GBP), the bank will convert at their own exchange rate. Some account types waive inbound wire fees.

Have Ulster Bank and KBC SWIFT codes stopped working in Ireland?

Yes. Ulster Bank and KBC Bank Ireland have exited the Irish market, and their SWIFT codes no longer process payments. Customers who held accounts at these banks have migrated to AIB, Bank of Ireland, or Permanent TSB. If you previously received international transfers at Ulster Bank or KBC, you must provide the sender with your new bank's SWIFT code and IBAN.

Can I receive non-EUR currencies directly in my Irish bank account?

Most standard Irish bank accounts are EUR-denominated. Some banks (particularly AIB and Bank of Ireland for business accounts) offer multi-currency capabilities. If you hold a standard EUR account, incoming non-EUR transfers will be converted at the bank's exchange rate. For regular foreign currency receipts, ask your bank about multi-currency account options.

How SWIFT works in Ireland

Ireland is a SEPA member, so EUR transfers from other SEPA countries can be sent using just the Irish IBAN without a SWIFT code. SWIFT/BIC codes are primarily needed when the sender is outside SEPA or when the payment is in a non-EUR currency. The main retail banks in Ireland — AIB, Bank of Ireland, and Permanent TSB — all participate in the SWIFT network for international payments.

For EUR transfers from within the SEPA zone, the recipient's Irish IBAN (starting with IE) is sufficient. SEPA transfers are typically free or very low cost and settle within one business day. There is no need to provide a SWIFT/BIC code for these payments.
If you are sending from outside SEPA (such as the US, Canada, or Australia) or sending in a non-EUR currency, you will need the recipient bank's SWIFT code. AIB, Bank of Ireland, and PTSB each have their own BIC codes, and using the wrong one will cause delays or failed payments.
Ireland's banking landscape has consolidated in recent years, with Ulster Bank and KBC exiting the market. Recipients who previously held accounts at these banks have migrated to AIB, Bank of Ireland, or PTSB. Ensure the recipient provides their current bank details, as old SWIFT codes for closed banks will no longer work.