SendMoneyCompare — International Money Transfer Comparison

Name: SWIFT/BIC Codes for Banks in France
Creator: SendMoneyCompare
License: https://creativecommons.org/licenses/by-nc-sa/4.0/

Akif Hazarvi

SWIFT codes in France

FR · EUR

Find the correct SWIFT/BIC code for banks in France. Use these codes when sending or receiving international wire transfers. A SWIFT code ensures your payment is routed to the correct bank and branch.

Banks

2223

SWIFT codes

3

Branches

8

Currency

EUR

Banks and SWIFT codes in France

B
BNP PARIBAS

SWIFT/BIC	City	Branch	Address
`BNPAFRPHXXX`	PARIS	Head Office	16 BOULEVARD DES ITALIENS
`BNPAFRPPIPI`	PARIS	IPI	—
`BNPAFRPPINT`	PARIS	INT	—
`BNPAFRPPIVR`	IVRY-SUR-SEINE	IVR	—
`BNPAFRPPICE`	PARIS	ICE	—

B
BOURSORAMA

SWIFT/BIC	City	Branch	Address
`BOUSFRPPBDF`	BOULOGNE-BILLANCOURT	BDF	—
`BOUSFRPPTPS`	BOULOGNE-BILLANCOURT	TPS	44 RUE TRAVERSIERE
`BOUSFRPPXXX`	BOULOGNE-BILLANCOURT	Head Office	44 RUE TRAVERSIERE

Frequently asked questions

What is a SWIFT code for France?

A SWIFT code (also called a BIC in France) is an 8 or 11-character identifier used by French banks for international wire transfers. The country code portion is FR. For example, BNPAFRPP is the SWIFT code for BNP Paribas. The structure is: 4 characters for the bank, 2 for country (FR), 2 for the city, and optionally 3 for the branch.

What are the SWIFT codes for major French banks?

Key French bank SWIFT codes include: BNP Paribas — BNPAFRPP, Credit Agricole — AGRIFRPP, Societe Generale — SOGEFRPP, La Banque Postale — PSSTFRPP, Caisse d'Epargne — CEPAFRPP, Credit Mutuel — CMCIFRPP, and LCL — CRLYFRPP. French banks typically use BIC8 codes; the BIC11 variant identifies a specific branch.

Do I need a SWIFT code or just an IBAN for transfers to France?

For EUR transfers from within the SEPA zone, the French IBAN (starting with FR, 27 characters) is sufficient — no SWIFT/BIC code is needed. For transfers from outside SEPA or in a non-EUR currency, you will need the bank's BIC/SWIFT code alongside the IBAN. SEPA transfers are faster, cheaper, and do not incur inbound wire fees.

How do I find the SWIFT code for my French bank?

You can find your French bank's BIC/SWIFT code on your RIB (Relevé d'Identité Bancaire), on your bank statements, in your online banking portal, or by searching on this page. The RIB is the standard French document that contains your IBAN, BIC, and bank details — most French banks provide it in their app or at the branch.

How long does a SWIFT transfer to France take?

SEPA EUR transfers from within Europe typically arrive within one business day (often same-day with SEPA Instant). SWIFT transfers from outside SEPA usually take one to three business days. Transfers in non-EUR currencies may take slightly longer. French banks process inbound SWIFT transfers during standard banking hours (Paris time).

Are there fees for receiving a SWIFT transfer in France?

SEPA transfers in EUR are typically free or very low cost. Non-SEPA SWIFT transfers may incur an inbound commission (frais de reception de virement international), typically EUR 10–30 depending on the bank. If the transfer arrives in a non-EUR currency, the bank will convert at their own rate. Check your bank's tarif bancaire (fee schedule) for details.

What is a RIB and how does it relate to SWIFT transfers?

A RIB (Relevé d'Identité Bancaire) is a standard French banking document that contains your IBAN, BIC (SWIFT code), bank name, and account holder details. It is the primary way French bank customers share their account information for transfers. For international SWIFT transfers, provide the sender with the BIC and IBAN from your RIB.

Can I receive non-EUR currencies directly in my French bank account?

Most standard French bank accounts are EUR-denominated, and incoming non-EUR transfers are automatically converted at the bank's exchange rate. Some banks (especially BNP Paribas, Societe Generale, and international banks) offer multi-currency accounts. If you regularly receive USD or GBP, a multi-currency account avoids the automatic conversion and its associated margin.

How SWIFT works in France

France is a core SEPA member, so most EUR transfers from other European countries do not require a SWIFT code at all — the French IBAN is sufficient. SWIFT codes (also called BIC in France) become necessary when the sender is outside the SEPA zone or when the transfer is in a non-EUR currency. French banks commonly use BIC8 codes, with the full BIC11 only needed to identify a specific branch.

For inbound EUR payments from SEPA countries, providing the French IBAN is enough. French banks including BNP Paribas, Credit Agricole, and Societe Generale will process these without a BIC. For non-SEPA senders, the BIC8 code (eight characters) is usually sufficient as French banks route internally.
If you are sending a non-EUR currency (such as USD or GBP) to a French bank account, the payment will go via SWIFT and the receiving bank will convert to EUR at their own rate. This conversion is often expensive — consider converting to EUR on the sending side if your provider offers a better exchange rate.
Some French banks charge an inbound commission for SWIFT transfers that do not arrive via SEPA. This fee (often called frais de reception de virement international) can range from 10 to 30 EUR. The recipient should check their bank's tariff schedule to avoid surprises.