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Akif Hazarvi

SWIFT codes in Bangladesh

BD · BDT

Find the correct SWIFT/BIC code for banks in Bangladesh. Use these codes when sending or receiving international wire transfers. A SWIFT code ensures your payment is routed to the correct bank and branch.

Banks

73

SWIFT codes

—

Branches

—

Currency

BDT

Banks in Bangladesh

A

AB BANK PLC.

A

AGRANI BANK PLC

A

AGRANI BANK,RAMNA BRANCH,DHAKA(PHAKA)

A

AL ARAFAH ISLAMI BANK PLC.

B

BANGLADESH BANK

A

AL-ARAFAH ISLAMI BANK PLC.

B

BANGLADESH COMMERCE BANK LTD.

B

BANGLADESH DEVELOPMENT BANK LIMITED (BDBL)

B

BANGLADESH KRISHI BANK

B

BANGLADESH POST

B

BANK ALFALAH LIMITED (BANGLADESH - DHAKA BRANCH)

B

BANK ASIA PLC.

B

BASIC BANK PLC

B

BENGAL COMMERCIAL BANK PLC

B

BRAC BANK PLC

B

BRAC EPL STOCK BROKERAGE LIMITED

B

BRAC EPL STOCK BROKERAGE LTD

C

CHITTAGONG STOCK EXCHANGE LTD.

C

CITIBANK N.A.

C

CITIZENS BANK PLC

C

CITY BANK PLC.

C

COMMERCIAL BANK OF CEYLON PLC

C

COMMUNITY BANK BANGLADESH PLC.

D

DHAKA BANK PLC.

D

DHAKA STOCK EXCHANGE LTD

D

DUTCH-BANGLA BANK PLC.

E

EASTERN BANK PLC.

E

EXPORT IMPORT BANK OF BANGLADESH LTD

E

EXPORT IMPORT BANK OF BANGLADESH PLC.

F

FIRST SECURITY ISLAMI BANK PLC.

G

GLOBAL ISLAMI BANK PLC

H

HABIB BANK LTD.

H

HABIB BANK LTD. COUNTRY OFFICE

I

ICB ISLAMIC BANK LIMITED

I

IDLC SECURITIES LIMITED

I

IFIC BANK PLC

I

ISLAMI BANK BANGLADESH PLC.

J

JAMUNA BANK PLC.

J

JANATA BANK PLC.

L

LANKABANGLA SECURITIES LIMITED

M

MEGHNA BANK PLC.

M

MERCANTILE BANK PLC.

M

MIDLAND BANK PLC

M

MODHUMOTI BANK PLC

M

MUTUAL TRUST BANK PLC.

N

NATIONAL BANK LIMITED

N

NATIONAL BANK OF PAKISTAN

N

NATIONAL CREDIT AND COMMERCE BANK PLC

N

NRB BANK PLC

N

NRBC BANK PLC.

O

ONE BANK PLC

P

PADMA BANK PLC

P

PRIME BANK PLC.

P

PUBALI BANK PLC

R

RUPALI BANK PLC.

S

SAMSUNG R AND D INSTITUTE BANGLADESH LTD

S

SBAC BANK PLC.

S

SHAHJALAL ISLAMI BANK PLC.

S

SHAJALAL BANK

S

SHIMANTO BANK PLC

S

SOCIAL ISLAMI BANK PLC

S

SONALI BANK PLC

S

SOUTHEAST BANK PLC.

S

STANDARD BANK PLC.

S

STANDARD CHARTERED BANK

S

STATE BANK OF INDIA

T

THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

T

THE PREMIER BANK PLC

T

TRUST BANK PLC.

U

UNION BANK PLC.

U

UNITED COMMERCIAL BANK PLC

U

UTTARA BANK PLC.

W

WOORI BANK, DHAKA

Frequently asked questions

What is a SWIFT code for Bangladesh?

A SWIFT code (also called a BIC code) is an 8 or 11-character identifier used by Bangladeshi banks for international wire transfers. The first four characters identify the bank, the next two (BD) identify Bangladesh, the next two identify the city, and the optional last three identify the branch. For example, a SWIFT code beginning with SONBBD indicates Sonali Bank, Bangladesh's largest state-owned bank.

What are the SWIFT codes for major Bangladeshi banks?

Key SWIFT codes include: Sonali Bank — SONBBDDH, Islami Bank Bangladesh — IBBLBDDH, BRAC Bank — BRAKBDDH, Dutch-Bangla Bank — DBBLBDDH, Eastern Bank — EBLBBDDH, Standard Chartered Bangladesh — SCBLBDDX, and Citibank Bangladesh — CITIBDDX. Always confirm the exact code with the recipient's bank as branch-level codes may differ from the head office code.

Do I need both a SWIFT code and account number to send money to Bangladesh?

Yes. To send an international wire transfer to Bangladesh, you need the recipient bank's SWIFT/BIC code, the recipient's full account number, the recipient's full name as registered with the bank, and the bank branch name and address. Bangladesh does not use IBAN, so the account number is provided directly rather than in an IBAN format.

How long does a SWIFT transfer to Bangladesh take?

SWIFT transfers to Bangladesh typically take one to three business days. Transfers from the UK and Middle East — major corridors for Bangladeshi workers — often arrive within one to two business days. Transfers involving multiple correspondent banks or that trigger compliance review at Bangladesh Bank may take an additional day. Some providers using dedicated Bangladesh payout networks settle same-day.

Are there fees for receiving a SWIFT transfer in Bangladesh?

Bangladeshi banks typically charge an inward remittance handling fee, often around BDT 200–500 per transaction. However, Bangladesh Bank has periodically waived or reduced fees on home remittances to encourage official channel use. The receiving bank will convert foreign currency to BDT at their prevailing telegraphic transfer rate, which includes a margin over the interbank rate.

What is the BEFTN system and how does it differ from SWIFT?

BEFTN (Bangladesh Electronic Funds Transfer Network) is Bangladesh's domestic interbank transfer system — it handles only BDT transfers between Bangladeshi banks and cannot receive international payments. SWIFT is used exclusively for cross-border transfers. If you are sending money from abroad to a Bangladeshi bank account, the payment travels via SWIFT to the recipient bank, which then credits the account through its internal systems.

Can I receive foreign currency directly in my Bangladeshi bank account?

Standard taka accounts cannot hold foreign currency. Bangladesh Bank regulations require that all inbound foreign currency be converted to BDT at the bank's prevailing rate. If you need to hold foreign currency, you can open a Foreign Currency (FC) account at a licensed Bangladeshi bank, which allows you to receive and maintain balances in USD, GBP, EUR, and certain other currencies.

Is there a cash incentive for receiving remittances through official channels in Bangladesh?

Yes. Bangladesh Bank has periodically offered a 2–2.5% cash incentive on inward remittances received through official banking channels, including SWIFT transfers. This incentive is paid in BDT by the recipient's bank on top of the converted amount. The scheme is designed to encourage overseas Bangladeshis to use regulated bank transfers rather than informal hawala networks.

How SWIFT works in Bangladesh

Bangladesh Bank, the country's central bank, regulates all inbound and outbound international transfers. SWIFT is the primary channel for receiving remittances, which are a critical component of the Bangladesh economy. Domestic transfers use the Bangladesh Electronic Funds Transfer Network (BEFTN) and RTGS system, which are entirely separate from international SWIFT routing.

Major Bangladeshi banks on the SWIFT network include Sonali Bank (the largest state-owned bank), Islami Bank Bangladesh, BRAC Bank, Dutch-Bangla Bank, and Eastern Bank. Each has its own BIC code — always confirm the correct code with the recipient's branch, as some banks use different SWIFT codes for head office versus regional hubs.
Bangladesh Bank regulations require that all inbound foreign remittances be reported. The receiving bank will convert foreign currency to BDT at the prevailing exchange rate on the day of credit. Beneficiaries cannot hold foreign currency in a standard BDT account unless they maintain a designated Foreign Currency account.
Remittances from overseas Bangladeshis are one of the country's largest sources of foreign exchange. Bangladesh Bank periodically offers incentive payments (cash bonuses) on inward remittances sent through official banking channels, which makes using SWIFT or bank-linked transfer services more attractive than informal hawala routes.