Send money from United States to Haiti(USD → HTG)

For the Haiti corridor, the cheapest option depends on the delivery method you need. If your recipient can access a bank account, Wise and Remitly offer the best exchange rates with fees of $0–$5, typically delivering 1–3% more gourdes per dollar than traditional operators. For cash pickup, which most Haitian recipients prefer, CAM Transfer and Unitransfer specialize in the Haiti corridor and offer competitive flat fees of $3–$6 with reasonable exchange rates. Western Union has the widest agent network but typically applies higher exchange rate markups of 2–4%. For a $500 transfer, the difference between providers can exceed HTG 2,000–4,000. WorldRemit also serves this corridor with competitive rates for both bank deposit and cash pickup.

Cash pickup is the fastest option — funds are available within minutes at thousands of agent locations across Haiti through Western Union, MoneyGram, CAM Transfer, and Unitransfer. Mon Cash mobile money transfers also arrive within minutes and can be accessed from any Digicel mobile phone. Bank deposits to Sogebank, BNC, and Unibank typically take 1–3 business days. Haiti's banking infrastructure can cause occasional delays, particularly outside Port-au-Prince. Funding with a debit card rather than ACH bank transfer reduces the overall timeline by 1–2 days on the sending side.

Yes, Mon Cash (operated by Digicel Haiti) is increasingly supported by international transfer providers as a delivery method. Western Union and MoneyGram both offer Mon Cash delivery on the Haiti corridor. Mon Cash has become Haiti's leading mobile money platform, allowing recipients to receive funds directly on their Digicel mobile phone without needing a bank account. Recipients can use Mon Cash funds for purchases at participating merchants, bill payments, or cash withdrawals at Mon Cash agent locations across the country. This delivery method is particularly valuable in areas with limited banking infrastructure and where physical agent locations for cash pickup may be far away.

Western Union has the largest international cash pickup network in Haiti, with agent locations in all major cities and many smaller towns. CAM Transfer and Unitransfer specialize exclusively in the Haiti corridor and maintain extensive agent networks, particularly in areas where Western Union coverage is thin. MoneyGram is the other major international option with broad coverage through partner banks and retail locations. For recipients outside Port-au-Prince, CAM Transfer and Unitransfer often have better coverage in rural departments like Grand'Anse, Nord-Ouest, and Sud-Est. Cash pickup requires the recipient to present valid Haitian government-issued ID and the transaction reference number. No bank account is needed.

Transfer limits vary by provider. Most digital services allow $2,500–$10,000 per single transaction, with higher limits available after full identity verification. CAM Transfer and Unitransfer may have different limits based on delivery method and recipient location. Under US regulations, transfers exceeding $10,000 require the provider to file a Currency Transaction Report (CTR), but this does not prevent or delay the transfer. On the Haitian side, the Banque de la Republique d'Haiti (BRH) does not cap incoming remittances — Haiti actively encourages formal remittance channels given their critical importance to the economy. For very large transfers, traditional bank wire via SWIFT to Sogebank or Unibank may be more appropriate.