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Monese
3.9Est. 2015
Monese is a mobile banking app offering international money transfers alongside a current account, debit card, and multi-currency wallet — popular with expats and migrants in Europe.
Countries
30+
Currencies
15+
Speed
1-3 business days
Fees
From £0 to £2 per transfer
Pros
- Full mobile banking account
- Easy signup with no UK address needed
- Multi-currency wallet
- Free ATM withdrawals (plan dependent)
Cons
- Higher exchange rate markup than specialists
- Limited to European corridors
- Transfer limits on basic plan
Key Features
Mobile banking
Debit card
Multi-currency wallet
Instant UK payments
Transfer Details
HeadquartersLondon, UK
RegulatedYes
RegulatorsFCA
Min Transfer$10
Max Transfer$25,000
Payment MethodsBank Transfer, Debit Card
Delivery MethodsBank Deposit
Exchange Rate Markup1% - 2% above mid-market