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Send money from United Arab Emirates to Nepal(AED → NPR)
AED
NPR|Updated recentlyMid-market 42.1453Cheapest todayof 4 providers
Wise
Rate 42.0568 · Fee free
You send
د.إ1,000
Recipient gets
Rs42,057
Rs1,400 more than the most expensive provider · 0.21% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from United Arab Emirates to Nepal in May 2026 is Wise, which delivers 42,056.75 NPR on a 1,000 AED transfer with a fee of zero. According to SendMoneyCompare's comparison of 4 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 1,423 NPR.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
100th percentile
Based on 53 days of data (2026-03-29 to 2026-05-20)
Today's best
Rs4,205.51
Wise
53-day avg
1 AED = 41.06 NPR
Best rate
42.06
2026-05-20 · Wise
Worst rate
40.34
2026-04-09 · Wise
What is the cheapest way to send AED to NPR?
Sending د.إ1,000 from United Arab Emirates to Nepal. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 42.0568·Fee Free·0.21% markup
Best rate 48 of 53 days
↑ 1.8% over 53dAvg: 41.05 NPR (+2.4% vs avg)Range: 40.34–42.06
1
WiseBest value
Instant to 2 days0.21% markup
Best rate 48 of 53 days
↑ 1.8% over 53dAvg: 41.05 NPR (+2.4% vs avg)Range: 40.34–42.06
42.0568
Free
Rs42,056.75
Rate 41.9092·Fee د.إ5.00·0.56% markup
↑ 1.1% over 7dAvg: 41.66 NPR (+0.8% vs avg)Range: 41.50–41.97
2
41.9092
د.إ5.00
Rs41,699.70
Rate 41.6479·Fee Free·1.18% markup
Rate up 2.2%
↑ 2.2% over 53dAvg: 40.76 NPR (+2.2% vs avg)Range: 40.00–41.65
3
Under 3 minutes (95% of transfers)1.18% markup
Rate up 2.2%
↑ 2.2% over 53dAvg: 40.76 NPR (+2.2% vs avg)Range: 40.00–41.65
41.6479
Free
Rs41,647.94
Potential savings: Choosing the best provider over the most expensive saves your recipient Rs1,422.66 on a د.إ1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
The UAE hosts a large Nepali worker population, estimated at over 200,000, making AED to NPR one of the most important Gulf remittance corridors for Nepal. Workers in construction, hospitality, and services send regular remittances to support families back home.
The AED to NPR corridor is driven by Nepali migrant workers across the UAE, concentrated in Dubai, Abu Dhabi, and Sharjah. Many work in construction, hospitality, retail, and domestic services under the kafala sponsorship system. Exchange houses like Al Ansari Exchange, UAE Exchange (now Unimoni), and Al Rostamani are the traditional transfer channels, with branches near labour camps and worker-heavy areas. IME and Prabhu, Nepal's two largest domestic remittance networks, have established offices and partnerships in the UAE to serve this corridor directly. Wise and WorldRemit are gaining traction among digitally savvy senders. The UAE Central Bank regulates all money transfer operators under the Stored Value Facilities Regulation.
Which provider offers the best AED to NPR rate?
Wise
4.3Exchange rate
42.0568
Fee
Free
Recipient gets
Rs42,056.75
Speed
Instant to 2 days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the United Arab Emirates to Nepal route.
Cheapest transfer
Wise
Delivers the most NPR for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Nepal
How to send money to Nepal
Sending money to Nepal is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much AED you want to send, compare providers above, and pick the one offering the best NPR amount for your transfer to Nepal.
Step 2
Add your recipient
Enter your recipient's details in Nepal — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Nepal
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's name as registered on their Nepali bank account
Bank account number
Nepali bank account number (varies by bank)
Bank name & branch
Full bank name and branch location
Note: Nepal does not use IBAN. You need the recipient's bank account number, bank name, and branch. For mobile wallet transfers, the recipient's registered mobile number is sufficient.
Transfer examples: AED to NPR
See how much your recipient would get for common transfer amounts.
Send د.إ500
ProviderFeeReceives
Wise
42.06 · Instant to 2 days
TapTap Send
41.65 · Under 3 minutes (95% of transfers)
Remitly
41.91 · 0.5 day
Paysend
41.00 · 2 days
ProviderFeeRateReceivesSpeed
WiseFree42.06Rs21,028Instant to 2 days
TapTap SendFree41.65Rs20,824Under 3 minutes (95% of transfers)
Remitlyد.إ5.0041.91Rs20,7450.5 day
Paysendد.إ9.0041.00Rs20,1332 days
Send د.إ1,000
ProviderFeeReceives
Wise
42.06 · Instant to 2 days
Remitly
41.91 · 0.5 day
TapTap Send
41.65 · Under 3 minutes (95% of transfers)
Paysend
41.00 · 2 days
ProviderFeeRateReceivesSpeed
WiseFree42.06Rs42,057Instant to 2 days
Remitlyد.إ5.0041.91Rs41,7000.5 day
TapTap SendFree41.65Rs41,648Under 3 minutes (95% of transfers)
Paysendد.إ9.0041.00Rs40,6342 days
Send د.إ5,000
ProviderFeeReceives
Wise
42.06 · Instant to 2 days
Remitly
41.91 · 0.5 day
TapTap Send
41.65 · Under 3 minutes (95% of transfers)
Paysend
41.00 · 2 days
ProviderFeeRateReceivesSpeed
WiseFree42.06Rs210,284Instant to 2 days
Remitlyد.إ5.0041.91Rs209,3370.5 day
TapTap SendFree41.65Rs208,240Under 3 minutes (95% of transfers)
Paysendد.إ9.0041.00Rs204,6472 days
How much does it cost to send money from United Arab Emirates to Nepal?
UAE exchange houses charge AED 10–25 per transfer with exchange rate markups of 1–2.5%. Wise charges around 0.5–1% with the real mid-market exchange rate. IME and Prabhu offices in the UAE offer competitive rates specifically for the Nepal corridor, typically 0.5–1.5% total cost. For an AED 1,000 transfer (approximately NPR 35,000–37,000), using a digital provider or Nepal-specialist exchange house over a UAE bank saves NPR 500–1,500 in total value received.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically د.إ0–د.إ10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (42.1453).
Ways to send money to Nepal
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Cash pickup has the widest reach in Nepal, especially in rural and mountainous areas. eSewa is growing as a digital alternative for urban recipients.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Nepal?
Your recipient in Nepal can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Transfer to any Nepali bank account. Most major banks are covered.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from bank branches and agent locations across Nepal, including remote areas.
Western UnionMoneyGramRia Money Transfer
eSewa Wallet
Minutes
Transfer to eSewa, Nepal's leading digital wallet.
WorldRemit
Khalti Wallet
Minutes
Transfer to Khalti digital wallet, growing in popularity.
WorldRemit
What are the transfer limits and regulations for Nepal?
Important rules and requirements to know before sending money to Nepal.
Regulatory body
Nepal Rastra Bank (NRB)
Inbound transfer limits
No cap on incoming remittances — remittances are a major source of Nepal's GDP (over 25%)
Documentation you may need
- Sender's government-issued ID
- Recipient's Nepali citizenship certificate or passport for cash pickups over NPR 100,000
Important things to know
- Nepal's economy is heavily dependent on remittances — over $10 billion annually.
- The NPR is pegged to the Indian rupee (INR) at a fixed rate of 1.6 NPR per 1 INR.
- Incoming remittances are tax-free in Nepal.
How long does it take to send money to Nepal?
Cash pickup through IME and Prabhu is available within minutes at over 25,000 agent locations across Nepal. Bank deposits to Nepali banks (Nabil Bank, NIC Asia, Nepal Bank, Himalayan Bank) arrive within 1–2 business days. eSewa and Khalti wallet delivery is near-instant where supported. UAE exchange house transfers typically complete within same-day to 1 business day for cash pickup. Traditional bank SWIFT transfers take 3–5 business days. Many Nepali workers send money on Fridays (the UAE weekend), and providers with weekend processing offer an advantage.
FastExpress delivery
- WiseInstant to 2 days
- TapTap SendUnder 3 minutes (95% of transfers)
Standard delivery
- Remitly0.5 day
- Paysend2 days
Popular banks in Nepal
These are the most commonly used banks for receiving international transfers in Nepal.
BankSWIFT/BICNotes
Nepal Rastra Bank (Central Bank)
—
Nabil Bank
NARBNPKAXXX
Nepal Investment Bank (NIBL)
NIABORPKXXX
Standard Chartered Nepal
SCBLNPKAXXX
Global IME Bank
GLBBNPKAXXX
NIC Asia Bank
NICENPKAXXX
AED to NPR Exchange Rate History
Daily best exchange rates from top providers over the last 53 days. Rates shown are for sending $100.
| Date | TapTap Send | Wise | __mid Market__ | Paysend | Remitly |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 41.6500 | 42.0551✓ | 41.6500 | 41.0622 | 41.9700 |
| May 19 | 41.6500 | 41.9751✓ | 41.6500 | 40.9749 | 41.7500 |
| May 18 | 41.3000 | 41.8073✓ | 41.3000 | 40.8663 | 41.7000 |
| May 17 | 41.4500 | 41.8051✓ | 41.4500 | 40.8619 | 41.5900 |
| May 16 | 41.4500 | 41.8051✓ | 41.4500 | 40.8635 | 41.5900 |
| May 15 | 41.4500 | 41.7225✓ | 41.4500 | 40.8049 | 41.5000 |
| May 14 | 41.4500 | 41.7174✓ | 41.4500 | 40.8049 | 41.5000 |
| May 13 | 41.2500 | 41.6609✓ | 41.2500 | — | — |
| May 12 | 41.2500 | 41.5200✓ | 41.2500 | — | — |
| May 11 | 41.2500✓ | 41.1613 | 41.2500✓ | — | — |
| May 10 | 41.2500✓ | 41.1573 | 41.2500✓ | — | — |
| May 9 | 41.2500✓ | 41.1573 | 41.2500✓ | — | — |
| May 8 | 41.2500✓ | 41.0619 | 41.2500✓ | — | — |
| May 7 | 41.2500✓ | 41.2179 | 41.2500✓ | — | — |
| May 6 | 41.2000 | 41.5098✓ | 41.2000 | — | — |
| May 5 | 41.2000 | 41.4279✓ | 41.2000 | — | — |
| May 4 | 41.2000 | 41.3503✓ | 41.2000 | — | — |
| May 3 | 41.2000 | 41.3446✓ | 41.2000 | — | — |
| May 2 | 41.2000 | 41.3446✓ | 41.2000 | — | — |
| May 1 | 41.0800 | 41.3452✓ | 41.0800 | — | — |
| Apr 30 | 41.0800 | 41.3211✓ | 41.0800 | — | — |
| Apr 29 | 40.7700 | 41.1832✓ | 40.7700 | — | — |
| Apr 28 | 40.7700 | 41.0307✓ | 40.7700 | — | — |
| Apr 27 | 40.7500 | 41.0547✓ | 40.7500 | — | — |
| Apr 26 | 40.7500 | 41.0547✓ | 40.7500 | — | — |
| Apr 25 | 40.7500 | 41.0547✓ | 40.7500 | — | — |
| Apr 24 | 40.5000 | 40.9982✓ | 40.5000 | — | — |
| Apr 23 | 40.3500 | 40.8614✓ | 40.3500 | — | — |
| Apr 22 | 40.5000 | 40.7307✓ | 40.5000 | — | — |
| Apr 21 | 40.1600 | 40.5679✓ | 40.1600 | — | — |
| Apr 20 | 40.1600 | 40.4808✓ | 40.1600 | — | — |
| Apr 19 | 40.1600 | 40.4808✓ | 40.1600 | — | — |
| Apr 18 | 40.1600 | 40.4808✓ | 40.1600 | — | — |
| Apr 17 | 40.2500 | 40.6012✓ | 40.2500 | — | — |
| Apr 16 | 40.2000 | 40.6768✓ | 40.2000 | — | — |
| Apr 15 | 40.2000 | 40.6835✓ | 40.2000 | — | — |
| Apr 14 | 40.2000 | 40.6824✓ | 40.2000 | — | — |
| Apr 13 | 40.0000 | 40.3935✓ | 40.0000 | — | — |
| Apr 12 | 40.0000 | 40.3858✓ | 40.0000 | — | — |
| Apr 11 | 40.0000 | 40.3858✓ | 40.0000 | — | — |
| Apr 10 | 40.0000 | 40.3637✓ | 40.0000 | — | — |
| Apr 9 | 40.0000 | 40.3363✓ | 40.0000 | — | — |
| Apr 8 | 40.2500 | 40.5239✓ | 40.2500 | — | — |
| Apr 7 | 40.2500 | 40.5377✓ | 40.2500 | — | — |
| Apr 6 | 40.2500 | 40.5388✓ | 40.2500 | — | — |
| Apr 5 | 40.5000 | 40.5554✓ | 40.5000 | — | — |
| Apr 4 | 40.5000 | 40.5554✓ | 40.5000 | — | — |
| Apr 3 | 40.5000 | 40.5559✓ | 40.5000 | — | — |
| Apr 2 | 40.5000 | 41.3087✓ | 40.5000 | — | — |
| Apr 1 | 41.0000 | 41.3081✓ | 41.0000 | — | — |
| Mar 31 | 41.0000 | 41.3070✓ | 41.0000 | — | — |
| Mar 30 | 40.7500 | 41.3081✓ | 40.7500 | — | — |
| Mar 29 | 40.7500 | 41.3097✓ | 40.7500 | — | — |
Common questions about sending money from United Arab Emirates to Nepal
What is the cheapest way to send money from the UAE to Nepal?
IME and Prabhu offices in the UAE offer some of the most competitive rates for AED to NPR transfers, with fees of AED 10–15 and exchange rates close to the mid-market rate. Wise is also highly competitive, charging around 0.5–1% with the real mid-market rate and no hidden markup. Al Ansari Exchange and Unimoni (formerly UAE Exchange) are widely used but tend to have slightly wider exchange rate spreads. For an AED 1,000 transfer, comparing all providers on the day you send can mean a difference of NPR 300–1,000 received. Digital providers are increasingly offering better value than high-street exchange houses.
How long does a transfer from the UAE to Nepal take?
Cash pickup through IME and Prabhu networks is available within minutes at thousands of agent locations across Nepal. Al Ansari Exchange and Unimoni also offer same-day cash pickup. Bank deposits to Nepali bank accounts arrive within 1–2 business days via Wise, IME, or Prabhu. eSewa wallet delivery is near-instant once processed. UAE bank SWIFT transfers take 3–5 business days with potential correspondent bank delays. Nepal's banking week is Sunday to Thursday (Friday half-day, Saturday closed), so transfers initiated on UAE weekdays may align better with Nepali banking hours.
Can I use exchange houses in the UAE to send money to Nepal?
Yes, UAE exchange houses are the most traditional and widely used channel for AED to NPR transfers. Al Ansari Exchange (the UAE's largest exchange house with 200+ branches), Unimoni, Al Rostamani, and Lulu Exchange all offer Nepal remittance services. Many exchange houses have branches near labour accommodations in Dubai, Abu Dhabi, and Sharjah for easy access. IME and Prabhu have their own offices in the UAE specifically serving the Nepali community. All exchange houses are licensed and regulated by the UAE Central Bank. Walk-in service requires a valid Emirates ID, and rates are posted at the counter — always compare the total NPR you will receive.
Do IME and Prabhu have offices in the UAE?
Yes, both IME and Prabhu have established physical offices and partnerships in the UAE to serve the large Nepali worker community. IME operates through IME Remit with offices in Dubai and Abu Dhabi, offering direct transfers to its 25,000+ agent network across Nepal. Prabhu Money Transfer also has UAE offices and partners with local exchange houses. These Nepal-specialist operators often provide the most competitive exchange rates for AED to NPR because they specialize in this corridor. They accept walk-in customers with Emirates ID and also offer online and app-based transfers for convenience.
Are there limits on sending money from the UAE to Nepal?
UAE regulations require identity verification for all remittance transactions. Exchange houses typically allow up to AED 5,000 per transaction without additional documentation, with higher limits available for verified customers. The UAE Central Bank requires enhanced due diligence for transfers exceeding AED 35,000. Wise has higher per-transaction limits for verified accounts. On the Nepali side, Nepal Rastra Bank does not restrict incoming remittance amounts for individuals. Nepali workers in the UAE need a valid Emirates ID to send money through licensed channels. Keep all transfer receipts, as Nepal customs may request proof of formal remittance for tax-free import of goods.
Everything about sending money to Nepal
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Nepal
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