Remitly vs TapTap Send: Fees, Rates & Speed Compared
Remitly ahead on USD → INR; TapTap Send on GBP → EUR, USD → PHP, USD → MXN, GBP → PKR, USD → NGN.
Remitly
Won 1 of 6 routes here
4.6
TapTap Send
Won 5 of 6 routes here
4.7Both are digital-first remittance specialists built around cash pickup and mobile money rather than pure bank-to-bank transfers, which makes this one of the more direct like-for-like comparisons on the site. Remitly is the larger, more general service — 100 countries, 40 currencies, founded 2011. TapTap Send is narrower but sharper on the specific diaspora corridors it serves — Africa, South Asia and the Caribbean — with a fee-free model on most routes against Remitly's $0-$3.99 fee.
Live comparison: Remitly vs TapTap Send across popular corridors
Recipient payout route by route, Remitly against TapTap Send, from collected quotes (not guaranteed).
| Corridor | Remitly | TapTap Send | Winner |
|---|---|---|---|
| USD → INR($1,000) | ₹96,031.43 | ₹95,974.85 | Remitly (+₹56.58) |
| GBP → EUR(£1,000) | €1,161.96 | €1,174.99 | TapTap Send (+€13.03) |
| USD → PHP($500) | ₱30,309.51 | ₱31,100.79 | TapTap Send (+₱791.28) |
| USD → MXN($1,000) | MX$17,818.46 | MX$18,120.50 | TapTap Send (+MX$302.04) |
| GBP → PKR(£500) | ₨181,457.03 | ₨182,493.65 | TapTap Send (+₨1036.62) |
| USD → NGN($200) | ₦267,500.37 | ₦268,194.90 | TapTap Send (+₦694.53) |
Key differences between Remitly and TapTap Send
Remitly vs TapTap Send: Feature comparison
| Feature | Remitly | TapTap Send |
|---|---|---|
| Overall rating | 4.6/5 (Excellent) | 4.7/5 (Excellent) |
| Fee structure | From $0 to $3.99 per transfer | $0 on most corridors; small fee on select corridors |
| Exchange rate markup | 0.5% - 2% above mid-market | ~0.7% above mid-market |
| Transfer speed | Minutes to 3-5 days | Under 3 minutes (95% of transfers) |
| Supported countries | 100+ | 80+ |
| Supported currencies | 40+ | 65+ |
| Max transfer | $300,000 | $10,000 |
| Delivery methods | Bank Deposit, Cash Pickup, Mobile Money, Home Delivery | Bank Deposit, Mobile Money |
| Regulators | FinCEN, FCA | FCA, FinCEN |
What we measured: Remitly vs TapTap Send
TapTap Send led on 44 of 153 of the corridors we price against 5 of 101 for Remitly. TapTap Send's average shortfall when it isn't cheapest is 0.72%, against 3.11% for Remitly — TapTap Send's close-to-mid-market pricing model tends to win where it competes.
A worked example: $1,000 to India
On $1,000 USD→INR the gap is ₹56.58, with Remitly delivering more — 0.26% all-in for Remitly against 0.32% for TapTap Send. Check TapTap Send's coverage for your specific corridor first — its list is narrower than Remitly's, so the price advantage only matters where it actually serves the route.
When to choose Remitly vs TapTap Send
Pick Remitly for broader coverage and larger amounts
Remitly is the better instrument when the destination is outside TapTap Send's core corridor list, or the amount is large — Remitly's $300,000 US ceiling dwarfs TapTap Send's $10,000. It also offers home delivery, a payout method TapTap Send doesn't have.
Pick TapTap Send where it serves the corridor
TapTap Send is the sharper price on the specific routes it was built for — under three minutes for 95% of transfers, close to $0 fee on most corridors. If your corridor is one it actually serves, it typically beats Remitly's pricing; if it isn't, Remitly's broader network is the fallback.
What the Remitly and TapTap Send figures don’t settle
TapTap Send's fee-free claim doesn't apply to every corridor, and Remitly's promotional first-transfer rates are excluded. Confirm coverage and payout method before sending.
Verdict: Remitly or TapTap Send?
Cost winner: TapTap Send
TapTap Send led 44 of 153 of the corridors we price against 5 of 101 for Remitly, with average shortfalls of 0.72% and 3.11%. TapTap Send's close-to-mid-market pricing model tends to win on the corridors both serve.
Speed: Similar delivery times
TapTap Send settles in under three minutes for 95% of transfers; Remitly's express tier is comparable on many corridors but not guaranteed as consistently across its wider network.
Coverage: Comparable reach
Remitly's 100 countries and $300,000 ceiling beat TapTap Send's narrower, diaspora-focused list and $10,000 cap. TapTap Send answers with sharper pricing on the specific corridors it does serve.
Bottom line
Where TapTap Send serves the corridor, it's usually the better price. Where it doesn't, or the amount is larger than its $10,000 ceiling, Remitly's broader network and higher limit are the practical fallback.
Remitly vs TapTap Send: your questions
Does TapTap Send serve every corridor Remitly does?
No — Remitly's 100-country list is broader than TapTap Send's, which is concentrated in specific diaspora corridors to Africa, South Asia and the Caribbean. Check TapTap Send's coverage for your destination before assuming it's available.
Is TapTap Send always cheaper than Remitly?
Not always, but it wins more often on the corridors both serve, consistent with its close-to-mid-market pricing model. Compare both for your specific corridor and amount rather than assuming the general pattern holds.
Which is better for a large family transfer, like a wedding or tuition payment?
Remitly, given TapTap Send's $10,000 ceiling — Remitly's $300,000 US limit is far higher, and it adds home delivery as a payout option TapTap Send doesn't offer.
Do both offer mobile money delivery?
Yes, both support mobile money on the corridors where it's the normal way to receive funds, alongside cash pickup and bank deposit. Availability varies by specific destination country and network on both providers.