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Send money from Qatar to Philippines(QAR → PHP)
QAR
PHP|Updated recentlyMid-market 16.9582Cheapest todayof 2 providers
Wise
Rate 16.9344 · Fee free
You send
﷼3,000
Recipient gets
₱50,803
₱340 more than the most expensive provider · 0.14% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Qatar to Philippines in May 2026 is Wise, which delivers 50,803.24 PHP on a 3,000 QAR transfer with a fee of zero. According to SendMoneyCompare's comparison of 2 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 336 PHP.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
100th percentile
Based on 53 days of data (2026-03-29 to 2026-05-20)
Today's best
₱1,693.38
Wise
53-day avg
1 QAR = 16.64 PHP
Best rate
16.94
2026-05-15 · Wise
Worst rate
16.34
2026-04-08 · Wise
What is the cheapest way to send QAR to PHP?
Sending ﷼3,000 from Qatar to Philippines. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 16.9344·Fee Free·0.14% markup
Best rate 53 of 53 days
↑ 2.1% over 53dAvg: 16.64 PHP (+1.8% vs avg)Range: 16.34–16.94
1
WiseBest value
Instant to 2 days0.14% markup
Best rate 53 of 53 days
↑ 2.1% over 53dAvg: 16.64 PHP (+1.8% vs avg)Range: 16.34–16.94
16.9344
Free
₱50,803.24
Rate 16.8225·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient ₱335.77 on a ﷼3,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Find the best way to send money from Qatar to Philippines. Our comparison tool shows live rates from 15+ providers — see exactly how much PHP your recipient will receive after all fees.
Money transfers from Qatar to Philippines are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of QAR per year. Use our comparison to find today's best deal.
Which provider offers the best QAR to PHP rate?
Wise
4.3Exchange rate
16.9344
Fee
Free
Recipient gets
₱50,803.24
Speed
Instant to 2 days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Qatar to Philippines route.
Cheapest transfer
Wise
Delivers the most PHP for your money
Fastest transfer
Wise
Delivers in Instant to 2 days
Bank transfer
Wise
Best rate for bank deposit to Philippines
How to send money to Philippines
Sending money to Philippines is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much QAR you want to send, compare providers above, and pick the one offering the best PHP amount for your transfer to Philippines.
Step 2
Add your recipient
Enter your recipient's details in Philippines — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes minutes to 1 day.
What you need to send money to Philippines
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name matching their bank account or valid ID
Bank account number
Philippine bank account number (10–12 digits for most banks)
Bank name
Name of the receiving bank (e.g. BDO, BPI, Metrobank, UnionBank)
GCash number
Optional11-digit mobile number linked to GCash wallet (for GCash transfers)
Example: 09171234567
Maya number
OptionalMobile number linked to Maya (formerly PayMaya) wallet
Note: The Philippines does not use IBAN. Bank transfers require the account number and bank name. For mobile wallet transfers, you only need the recipient's registered mobile number.
Transfer examples: QAR to PHP
See how much your recipient would get for common transfer amounts.
Send ﷼500
ProviderFeeReceives
Wise
16.93 · Instant to 2 days
Regency FX
16.82 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree16.93₱8,467Instant to 2 days
Regency FXFree16.82₱8,411Same day to 2 business days
Send ﷼1,000
ProviderFeeReceives
Wise
16.93 · Instant to 2 days
Regency FX
16.82 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree16.93₱16,934Instant to 2 days
Regency FXFree16.82₱16,822Same day to 2 business days
Send ﷼5,000
ProviderFeeReceives
Wise
16.93 · Instant to 2 days
Regency FX
16.82 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseFree16.93₱84,672Instant to 2 days
Regency FXFree16.82₱84,112Same day to 2 business days
How much does it cost to send money from Qatar to Philippines?
Transfer fees from Qatar to Philippines vary by provider. Specialist services charge ﷼0–10 per transfer, while banks charge ﷼25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total PHP your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically ﷼0–﷼10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (16.9582).
Ways to send money to Philippines
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
GCash is the dominant mobile wallet in the Philippines and is often the fastest, cheapest way to receive money. Cebuana Lhuillier and M Lhuillier have the widest cash pickup networks, reaching even remote provincial areas.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
How can my recipient receive money in Philippines?
Your recipient in Philippines can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
Minutes to 1 day
Direct deposit to Philippine bank accounts including BDO, BPI, Metrobank, UnionBank, and Landbank.
WiseRemitlyWorldRemitXoom (PayPal)+1 more
GCash
Minutes
Instant transfer to GCash mobile wallet — the most popular digital wallet in the Philippines with 90M+ registered users.
RemitlyWorldRemitXoom (PayPal)
Maya (PayMaya)
Minutes
Transfer to Maya digital wallet. Popular alternative to GCash, especially for online payments.
RemitlyWorldRemit
Cash Pickup
Minutes
Recipient collects cash from Cebuana Lhuillier, M Lhuillier, or other payout partners — thousands of locations across the Philippines including provincial areas.
Western UnionMoneyGramRemitlyWorldRemit+1 more
Door-to-Door Delivery
1–2 days
Cash delivered to the recipient's home — available in Metro Manila and select provincial areas.
RemitlyWorldRemit
What are the transfer limits and regulations for Philippines?
Important rules and requirements to know before sending money to Philippines.
Regulatory body
Bangko Sentral ng Pilipinas (BSP)
Inbound transfer limits
No restriction on incoming remittances — the Philippines actively encourages OFW (Overseas Filipino Worker) remittances
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Social Security Number or equivalent tax ID
- Reference number or MTCN (for cash pickup)
Important things to know
- The Philippines is one of the world's top remittance-receiving countries — the BSP has created a supportive regulatory environment for inbound transfers.
- Cash pickups over PHP 500,000 may require additional ID from the recipient.
- GCash wallet limits: PHP 100,000 for basic accounts, PHP 500,000 for fully verified accounts.
- OFW (Overseas Filipino Worker) remittances are exempt from documentary stamp tax.
How long does it take to send money to Philippines?
Most transfers from Qatar to Philippines arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Philippines for a small premium.
FastExpress delivery
- WiseInstant to 2 days
Standard delivery
- Regency FXSame day to 2 business days
Popular banks in Philippines
These are the most commonly used banks for receiving international transfers in Philippines.
BankSWIFT/BICNotes
BDO Unibank
ABORPHPHXXX
Bank of the Philippine Islands (BPI)
BABORPHPHXXX
Metrobank
MABORPHPHXXX
UnionBank
UBPHPHMMXXX
Landbank of the Philippines
TLBPPHPHXXX
Philippine National Bank (PNB)
PNBMPHPHXXX
QAR to PHP Exchange Rate History
Daily best exchange rates from top providers over the last 53 days. Rates shown are for sending $100.
| Date | Wise | __mid Market__ |
|---|---|---|
| Trend | ||
| May 20 | 16.9338✓ | 16.9338✓ |
| May 19 | 16.9063✓ | 16.9063✓ |
| May 18 | 16.9242✓ | 16.9242✓ |
| May 17 | 16.8950✓ | 16.8950✓ |
| May 16 | 16.8950✓ | 16.8950✓ |
| May 15 | 16.9362✓ | 16.9362✓ |
| May 14 | 16.8849✓ | 16.8849✓ |
| May 13 | 16.8760✓ | 16.8760✓ |
| May 12 | 16.8541✓ | 16.8541✓ |
| May 11 | 16.7348✓ | 16.7348✓ |
| May 10 | 16.5824✓ | 16.5824✓ |
| May 9 | 16.5824✓ | 16.5824✓ |
| May 8 | 16.5933✓ | 16.5933✓ |
| May 7 | 16.6774✓ | 16.6774✓ |
| May 6 | 16.8419✓ | 16.8419✓ |
| May 5 | 16.9332✓ | 16.9332✓ |
| May 4 | 16.8443✓ | 16.8443✓ |
| May 3 | 16.8227✓ | 16.8227✓ |
| May 2 | 16.8227✓ | 16.8227✓ |
| May 1 | 16.8050✓ | 16.8050✓ |
| Apr 30 | 16.8656✓ | 16.8656✓ |
| Apr 29 | 16.8522✓ | 16.8522✓ |
| Apr 28 | 16.6797✓ | 16.6797✓ |
| Apr 27 | 16.6435✓ | 16.6435✓ |
| Apr 26 | 16.6503✓ | 16.6503✓ |
| Apr 25 | 16.6503✓ | 16.6503✓ |
| Apr 24 | 16.6548✓ | 16.6548✓ |
| Apr 23 | 16.5673✓ | 16.5673✓ |
| Apr 22 | 16.4906✓ | 16.4906✓ |
| Apr 21 | 16.4430✓ | 16.4430✓ |
| Apr 20 | 16.4623✓ | 16.4623✓ |
| Apr 19 | 16.3614✓ | 16.3614✓ |
| Apr 18 | 16.3614✓ | 16.3614✓ |
| Apr 17 | 16.4830✓ | 16.4830✓ |
| Apr 16 | 16.4628✓ | 16.4628✓ |
| Apr 15 | 16.4120✓ | 16.4120✓ |
| Apr 14 | 16.4199✓ | 16.4199✓ |
| Apr 13 | 16.5813✓ | 16.5813✓ |
| Apr 12 | 16.4331✓ | 16.4331✓ |
| Apr 11 | 16.4331✓ | 16.4331✓ |
| Apr 10 | 16.3921✓ | 16.3921✓ |
| Apr 9 | 16.3577✓ | 16.3577✓ |
| Apr 8 | 16.3402✓ | 16.3402✓ |
| Apr 7 | 16.5034✓ | 16.5034✓ |
| Apr 6 | 16.4712✓ | 16.4712✓ |
| Apr 5 | 16.5389✓ | 16.5389✓ |
| Apr 4 | 16.5389✓ | 16.5389✓ |
| Apr 3 | 16.5389✓ | 16.5389✓ |
| Apr 2 | 16.5477✓ | 16.5477✓ |
| Apr 1 | 16.5244✓ | 16.5244✓ |
| Mar 31 | 16.5933✓ | 16.5933✓ |
| Mar 30 | 16.6597✓ | 16.6597✓ |
| Mar 29 | 16.5908✓ | 16.5908✓ |
Common questions about sending money from Qatar to Philippines
What is the cheapest way to send money from Qatar to Philippines?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Qatar to Philippines?
Most specialist providers deliver to Philippines within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send ﷼3,000 from Qatar to Philippines?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much PHP your recipient would receive from a ﷼3,000 transfer today.
Can I send money from Qatar to Philippines online?
Yes, all the providers we compare support online transfers from Qatar to Philippines. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Philippines?
Money transfer services are almost always cheaper. Banks typically charge ﷼25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge ﷼0–10 with markups under 1%, saving you significantly on every transfer to Philippines.
Everything about sending money to Philippines
Recipient requirements, delivery methods, regulations, popular banks, and more.
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