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Send money from New Zealand to Fiji(NZD → FJD)
NZD
FJD|Updated recentlyMid-market 1.2878↑
Rates are great right now
95th percentile
Based on 6 days of data (2026-03-13 to 2026-03-18)
Today's best
FJ$126.04
Bank Of New Zealand Nz
6-day avg
1 NZD = 1.25 FJD
Best rate
1.26
2026-03-17 · Bank Of New Zealand Nz
Worst rate
1.25
2026-03-14 · Westpac Nz
What is the cheapest way to send NZD to FJD?
Sending NZ$1,000 from New Zealand to Fiji. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
No provider quotes available for this corridor yet. Try the comparison tool for live results.
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New Zealand and Fiji share deep cultural and geographic ties, with over 60,000 Fijian-born residents living in New Zealand. The NZD to FJD corridor is one of the most important Pacific remittance routes.
Remittances from New Zealand are a vital source of income for many Fijian families. Despite the corridor's importance, transfer costs have historically been high — the World Bank has identified Pacific Island corridors as some of the most expensive globally. However, digital providers are bringing costs down. Wise, Orbit Remit, and Western Union serve this route, though options remain more limited than larger corridors. On a NZD 1,000 transfer, choosing the right provider can save FJD 30–70 compared to using a New Zealand bank.
What matters on the New Zealand to Fiji corridor
New Zealand is home to the largest Fijian diaspora globally, making NZD to FJD an important Pacific remittance corridor. However, limited competition means costs are higher than on mainstream corridors, and cash pickup remains a critical delivery method.
- Cash pickup is an important delivery option in Fiji, where many recipients rely on services like Western Union and MoneyGram agents in Suva, Nadi, and Lautoka. Bank account penetration in Fiji is lower than in larger Asian markets.
- NZD to FJD is a low-competition corridor with relatively few specialist providers. Western Union, MoneyGram, and a small number of NZ-based operators dominate. Wise does not currently offer FJD as a receive currency.
- Pacific Island remittance corridors have historically been among the most expensive globally, with costs averaging 8–10% according to World Bank data. This makes comparison especially valuable — even small rate differences translate into significant savings.
- KlickEx and other Pacific-focused fintech providers are working to reduce remittance costs on NZ–Pacific corridors. Check whether newer providers have entered this corridor since costs remain stubbornly high.
Pacific remittances are expensive — compare every time
The NZD to FJD corridor remains one of the world's most expensive for remittances. Fees and rate markups can total 8–12% of the transfer amount. Always compare at least 3 providers and consider whether sending larger, less frequent transfers can help reduce the per-transfer cost.
For recurring transfers, it is worth checking live quotes each time rather than relying on one provider by habit. Competition on this corridor is strong enough that rankings can shift meaningfully with market moves.
How to send money to Fiji
Sending money to Fiji is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much NZD you want to send, compare providers above, and pick the one offering the best FJD amount for your transfer to Fiji.
Step 2
Add your recipient
Enter your recipient's details in Fiji — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 2–4 business days.
What you need to send money to Fiji
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as it appears on their bank account
Bank account number
Fijian bank account number (typically 9–13 digits)
Example: 8012345678
Bank name & branch
Name and branch of the recipient's bank (e.g. BSP Fiji, Westpac Fiji, ANZ Fiji)
SWIFT/BIC code
SWIFT code of the recipient's bank for international wire transfers
Note: Fiji does not use the IBAN system. Bank account numbers vary by bank. The Fijian banking system is dominated by three major banks — BSP (Bank South Pacific), ANZ, and Westpac — which together cover nearly all of the country's banking needs.
Transfer examples: NZD to FJD
See how much your recipient would get for common transfer amounts.
Send NZ$500
No quotes available.
Send NZ$1,000
No quotes available.
Send NZ$5,000
No quotes available.
How much does it cost to send money from New Zealand to Fiji?
Fees range from NZD 0–5 (Wise, Orbit Remit) to NZD 20–30 for bank wires. Western Union charges vary by send method. Pacific corridor costs are higher than average globally — compare total FJD received carefully, as exchange rate markups are often the bigger hidden cost.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically NZ$0–NZ$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.2878).
How can my recipient receive money in Fiji?
Your recipient in Fiji can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
2–4 business days
Direct transfer to Fijian bank accounts. The primary method for sending money to Fiji.
WiseWorldRemitWestern UnionMoneyGram
Cash Pickup
Minutes
Collect cash from agent locations in Suva, Nadi, Lautoka, and other towns across Fiji.
Western UnionMoneyGram
M-PAiSA Mobile Wallet
Minutes
Transfer to Vodafone Fiji's M-PAiSA mobile wallet — Fiji's main mobile money platform.
WorldRemit
What are the transfer limits and regulations for Fiji?
Important rules and requirements to know before sending money to Fiji.
Regulatory body
Reserve Bank of Fiji (RBF)
Inbound transfer limits
No cap on incoming personal remittances, but amounts over FJD 20,000 require RBF approval
Documentation you may need
- Sender's government-issued photo ID
- Recipient's photo ID for cash pickup
- RBF approval for large inbound transfers
Important things to know
- Fiji has exchange controls managed by the Reserve Bank of Fiji.
- The Fijian dollar (FJD) is pegged to a basket of currencies weighted toward its major trading partners.
- Remittances from Australia, New Zealand, and the US are a significant source of income for Fijian families.
- Transfers to outer islands may take longer to process than those to Suva or Nadi.
How long does it take to send money to Fiji?
Bank deposits to Fiji typically take 2–3 business days. Cash pickup through Western Union is available same-day at locations across Fiji. Some providers offer faster delivery to major Fijian banks like ANZ Fiji and BSP.
Popular banks in Fiji
These are the most commonly used banks for receiving international transfers in Fiji.
BankSWIFT/BICNotes
BSP Financial Group (Bank South Pacific)
ABORFJFJ
ANZ Fiji
ANABORFJXXX
Bred Bank Fiji
BREDFJFJ
HFC Bank
HFCBFJFJ
Bank of Baroda Fiji
BARBFJFJ
NZD to FJD Exchange Rate History
Daily best exchange rates from top providers over the last 6 days. Rates shown are for sending $100.
| Date | Westpac Nz | Bank Of New Zealand Nz | Remitly | Kiwibank | Auckland Savings Bank Nz |
|---|---|---|---|---|---|
| Trend | |||||
| Mar 18 | 1.2453 | 1.2604 | 1.2579 | 1.2469 | 1.2708✓ |
| Mar 17 | 1.2454 | 1.2611 | 1.2638 | 1.2547 | 1.2715✓ |
| Mar 16 | 1.2472 | 1.2487 | 1.2591 | 1.2600 | 1.2742✓ |
| Mar 15 | 1.2460 | 1.2262 | 1.2276 | 1.2303 | 1.2645✓ |
| Mar 14 | 1.2460 | 1.2262 | 1.2276 | 1.2303 | 1.2645✓ |
| Mar 13 | 1.2460 | 1.2482 | 1.2276 | 1.2303 | 1.2643✓ |
Common questions about sending money from New Zealand to Fiji
What is the cheapest way to send money from New Zealand to Fiji?
Wise and Orbit Remit typically offer the best value for NZD to FJD transfers. Pacific corridor costs are higher than average, so comparing providers is especially important. Wise provides the mid-market rate with a transparent fee.
How long does a transfer from New Zealand to Fiji take?
Bank deposits to Fiji take 2–3 business days. Cash pickup through Western Union is available same-day. Some providers offer next-day delivery to major Fijian banks.
Can I send money to Fiji for cash pickup?
Yes, Western Union and MoneyGram offer cash pickup at locations across Fiji, including in Suva, Nadi, and Lautoka. Cash pickup is typically available within minutes of sending.
Why are transfer costs to Fiji higher than other corridors?
Pacific Island corridors have historically had higher remittance costs due to smaller transaction volumes, limited competition, and higher operational costs for providers. Digital providers like Wise are helping bring costs down, but the corridor remains more expensive than high-volume routes like USD to INR.
Everything about sending money to Fiji
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Fiji
Popular corridors
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