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Akif Hazarvi

Turkey IBAN

TR·TRY

The International Bank Account Number (IBAN) for Turkey is 26 characters long and is used to identify bank accounts for international transactions via the SWIFT network.

A Turkey IBAN begins with the country code TR and two check digits, followed by the 22-character BBAN (Basic Bank Account Number). The Turkey BBAN encodes a 5-character bank code, followed by a 1-character national check digit, followed by a 16-character account number. International transfers to Turkey are processed in TRY via SWIFT, typically taking 1–3 business days. Always include the full 26-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

26 chars

Currency

TRY

SEPA

No

Banks

—

Example IBAN

Electronic format

TR330006100519786457841326

Print format

TR33 0006 1005 1978 6457 8413 26

IBAN structure for Turkey

A Turkey IBAN is 26 characters long and consists of the following components:

Country code

TR

Check digits

33

Bank code

5 chars

National check digit

1 char

Account number

16 chars

Total length26 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Turkey:

Bank code5 characters

^[0-9]{5}

National check digit1 characters

^[0-9]{1}

Account number16 characters

^[a-zA-Z0-9]{16}

Understanding IBAN in Turkey

What is the IBAN format in Turkey

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Turkey

IBAN in Turkey consists of 26 characters: 2 letter country code 2 digit check number 5 characters from the bank's bank code 1 digit code for national code 16 digit code for the bank account number

Do you need an IBAN in Turkey

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Turkey, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

What is the IBAN format for Turkey?

A Turkish IBAN is exactly 26 characters long. It starts with the country code TR, followed by 2 check digits, a 5-digit bank code, 1 reserved zero digit, and a 16-digit account number. Example: TR33 0006 1005 1978 6457 8413 26.

When did Turkey start using IBAN?

Turkey adopted IBAN in 2010 under a mandate from the Banking Regulation and Supervision Agency (BDDK) and the Central Bank of the Republic of Turkey (TCMB). Since then, all Turkish bank accounts have a 26-character TR IBAN.

Is Turkey part of SEPA?

No. Turkey is not a member of the SEPA (Single Euro Payments Area). All international transfers to Turkey are routed through the SWIFT network, which typically takes 1–3 business days and may involve correspondent banking fees.

How do I find my IBAN at Garanti BBVA, Is Bankasi, or Akbank?

Log in to your bank's mobile app or internet banking portal — your TR IBAN is displayed on the account summary page. You can also find it on your bank statement or by visiting a branch. Garanti BBVA, Is Bankasi, Akbank, and Yapi Kredi all display the 26-character IBAN prominently in their digital banking interfaces.

What bank codes do major Turkish banks use in the IBAN?

Each Turkish bank has a unique 5-digit bank code embedded in positions 5–9 of the IBAN. Garanti BBVA is 00062, Is Bankasi is 00064, Akbank is 00046, Yapi Kredi is 00067, and Ziraat Bankasi is 00010. These codes are assigned by the TCMB.

What do I need to give someone to receive a transfer from abroad?

Share your full 26-character TR IBAN and your bank's SWIFT/BIC code. For example, Garanti BBVA's SWIFT code is TGBATRISXXX. Without both, the sending bank may not be able to route the transfer correctly.

Will the money arrive in TRY or the sender's currency?

It depends on the account type and your bank's setup. Most Turkish accounts are TRY accounts, so incoming foreign currency is converted at your bank's prevailing exchange rate. Some Turkish banks offer USD or EUR sub-accounts — if yours does, you can instruct the sender to specify the correct currency to land in a foreign currency account and avoid immediate TRY conversion.

Does Turkey's EFT or FAST system use IBAN?

Yes. Both EFT (Elektronik Fon Transferi) for high-value same-day domestic transfers and FAST for instant retail payments use the IBAN as the account identifier within Turkey. These systems are for domestic TRY transfers only — for international transfers, SWIFT and your TR IBAN are required.

How IBAN is used in Turkey

Turkey adopted the IBAN standard in 2010 under the regulation of the Banking Regulation and Supervision Agency (BDDK) and the Central Bank of the Republic of Turkey (TCMB). Every Turkish bank account has a 26-character IBAN prefixed with TR, and this is the required format for all international wire transfers to Turkey. Turkey is not part of SEPA, so cross-border payments are processed through the SWIFT network in TRY or foreign currency.

A Turkish IBAN is 26 characters long: the country code TR, two check digits, a five-digit bank code, one reserved zero digit, and a 16-digit account number. Major banks — Garanti BBVA (bank code 00062), Is Bankasi (00064), Akbank (00046), and Yapi Kredi (00067) — each have distinct bank codes embedded in the IBAN.
Turkey's domestic interbank transfer system is EFT (Elektronik Fon Transferi) for same-day high-value transfers and FAST (Fonların Anlık ve Sürekli Transferi) for instant retail payments. Both systems use the IBAN internally, but for receiving money from abroad you always need the full 26-character TR IBAN and your bank's SWIFT/BIC code.
When receiving international transfers in Turkey, the funds may arrive in the original foreign currency or be converted to TRY by the receiving bank. Turkey's currency controls require that certain foreign currency receipts above threshold amounts be reported to the TCMB. If you are receiving a large transfer, confirm with your bank whether any declaration or conversion obligation applies.