Georgia IBAN
A Georgia IBAN is 22 characters long.
GE and two check digits open every Georgia IBAN; its remaining 18 form the BBAN (Basic Bank Account Number). Transfers into Georgia arrive in GEL over SWIFT.
Example Georgia IBAN
Electronic format
GE29NB0000000101904917
Print format
GE29 NB00 0000 0101 9049 17
IBAN structure for Georgia
Major banks in Georgia
1 banks in Georgia that support IBAN-based international transfers:
Format reference: SWIFT IBAN Registry.
Georgia IBAN questions
What is the IBAN format for Georgia?
A Georgian IBAN is exactly 22 characters long. It starts with GE, 2 check digits, a 2-character alphanumeric bank code, and a 16-digit account number. Example: GE29 NB00 0000 0101 9049 17.
Is Georgia part of SEPA?
No. Georgia is not a SEPA member. International transfers to Georgia are processed through the SWIFT network. The National Bank of Georgia (NBG) regulates the payment system and the domestic RTGS handles high-value GEL interbank settlements.
What bank codes do TBC Bank and Bank of Georgia use?
Georgian bank codes (2 characters, positions 5–6 of the IBAN): TBC Bank uses TB and Bank of Georgia uses GG. Liberty Bank uses LB and ProCredit Bank Georgia uses PC. These two-character codes identify the institution within the 22-character GE IBAN.
How do I find my IBAN at TBC Bank or Bank of Georgia?
Your GE IBAN is available in TBC Bank's TBC Pay app and TBC internet banking, displayed on the account details screen. Bank of Georgia's mobile banking app (BOG) and internet banking similarly show the 22-character IBAN. It also appears on bank statements and account correspondence. Both banks have English-language interfaces.
What do I need to receive an international transfer to Georgia?
Provide your full 22-character GE IBAN and your bank's SWIFT/BIC code. TBC Bank's SWIFT code is TBCBGE22; Bank of Georgia's is BAGAGE22. Both banks have strong international correspondent relationships and process SWIFT transfers in USD, EUR, GBP, and GEL efficiently.
Can I hold USD or EUR in a Georgian bank account?
Yes. Georgian banks — TBC Bank and Bank of Georgia in particular — offer multi-currency accounts in GEL, USD, EUR, and GBP as standard. Each currency holding typically has its own IBAN. This makes Georgia particularly attractive for digital nomads and international businesspeople, as you can receive USD or EUR transfers without conversion to GEL.
How does Georgia's banking system suit remote workers and digital nomads?
Georgia has become popular with remote workers due to its simplified tax regime (flat 20% income tax, with favourable virtual zone rules for IT companies), straightforward bank account opening (available to non-residents at most branches with a passport), and English-speaking banking services at TBC Bank and Bank of Georgia. Multi-currency IBANs make receiving international salaries or client payments in EUR or USD straightforward.
How long does a SWIFT transfer to Georgia take?
SWIFT transfers to Georgia typically take 1–3 business days. TBC Bank and Bank of Georgia both have direct USD correspondent accounts in the US (through major US correspondent banks) and EUR accounts in Europe, which reduces intermediate bank hops and speeds up settlement. USD transfers from the US and EUR transfers from the EU often arrive within 1–2 business days.
How IBAN is used in Georgia
Georgia adopted the IBAN standard under the National Bank of Georgia (NBG). Georgian bank accounts carry a 22-character IBAN prefixed with GE. Georgia is not part of SEPA; international transfers are processed via SWIFT. The domestic currency is the Georgian lari (GEL). The Georgian banking sector is concentrated, with two dominant banks — TBC Bank and Bank of Georgia — accounting for the majority of the country's banking assets and handling the bulk of international transfers.
- A Georgian IBAN is 22 characters long: the country code GE, two check digits, a two-character alphanumeric bank code, and a 16-digit account number. TBC Bank uses bank code TB, while Bank of Georgia uses GG. Liberty Bank (LB) and ProCredit Bank Georgia (PC) are other notable institutions. Your IBAN is available through TBC's or BOG's mobile apps, internet banking portals, or on your account statement.
- Georgia's domestic interbank payment system uses the IBAN as the standard account identifier for all GEL and foreign currency transfers between Georgian banks. For international transfers from abroad, senders need the recipient's 22-character GE IBAN and the bank's SWIFT/BIC code. Both TBC Bank and Bank of Georgia have strong international correspondent banking networks and handle multi-currency inbound transfers efficiently.
- Georgia is increasingly popular as a base for remote workers, digital nomads, and international businesses due to its liberal tax regime and ease of banking. Georgian banks allow account opening in GEL, USD, EUR, and GBP — each currency holding typically has its own IBAN. When receiving international transfers, specify which currency account should receive the funds to avoid automatic conversion to GEL at your bank's less favourable retail rate.
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