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Q: What does a Kazakhstan IBAN look like?

A Kazakhstan IBAN follows this format: KZ86 125K ZT50 0410 0100. The first two letters (KZ) identify the country, followed by two check digits, then the BBAN.

Q: Is Kazakhstan part of SEPA?

No, Kazakhstan is not part of SEPA. International transfers to Kazakhstan are processed through the SWIFT network.

Akif Hazarvi

Kazakhstan IBAN

KZ·KZT

The International Bank Account Number (IBAN) for Kazakhstan is 20 characters long and is used to identify bank accounts for international transactions via the SWIFT network.

A Kazakhstan IBAN begins with the country code KZ and two check digits, followed by the 16-character BBAN (Basic Bank Account Number). The Kazakhstan BBAN encodes a 3-character bank code, followed by a 13-character account number. International transfers to Kazakhstan are processed in KZT via SWIFT, typically taking 1–3 business days. Always include the full 20-character IBAN together with the bank's BIC/SWIFT code when making or receiving international payments.

IBAN Length

20 chars

Currency

KZT

SEPA

No

Banks

2+

Example IBAN

Electronic format

KZ86125KZT5004100100

Print format

KZ86 125K ZT50 0410 0100

IBAN structure for Kazakhstan

A Kazakhstan IBAN is 20 characters long and consists of the following components:

Country code

KZ

Check digits

86

Bank code

3 chars

Account number

13 chars

Total length20 characters

BBAN format details

The Basic Bank Account Number (BBAN) is the domestic part of the IBAN, following the country code and check digits. Here is the BBAN validation format for Kazakhstan:

Bank code3 characters

^[0-9]{3}

Account number13 characters

^[a-zA-Z0-9]{13}

Major banks in Kazakhstan

2 banks in Kazakhstan that support IBAN-based international transfers:

K

Kaspi Bank Jsc

H

Halyk Bank

Understanding IBAN in Kazakhstan

What is the IBAN format in Kazakhstan

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly. Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Kazakhstan

IBAN in Kazakhstan consists of 20 characters: 2 letter country code 2 digit check number 3 characters from the bank's bank code 13 digit code for the bank account number

Do you need an IBAN in Kazakhstan

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Kazakhstan, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code. Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly. IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Frequently asked questions

How many characters is a Kazakhstan IBAN?

A Kazakhstan IBAN is exactly 20 alphanumeric characters long, starting with the country code "KZ" followed by two check digits and the domestic bank account details (BBAN).

What does a Kazakhstan IBAN look like?

A Kazakhstan IBAN follows this format: KZ86 125K ZT50 0410 0100. The first two letters (KZ) identify the country, followed by two check digits, then a 3-character bank code, and a 13-character account number.

Is Kazakhstan part of SEPA?

No, Kazakhstan is not part of the SEPA (Single Euro Payments Area). International transfers to Kazakhstan are processed through the SWIFT network, which may take longer and cost more than SEPA transfers.

How do I find my IBAN in Kazakhstan?

You can find your Kazakhstan IBAN on your bank statement, in your online banking portal, or by contacting your bank directly. The IBAN is typically printed on the front or back of your bank card in many countries. You can also use our IBAN calculator tool to generate it from your domestic bank details.