Comparison
Lloyds Bank vs Nationwide: Fees, Rates & Speed Compared
Lloyds Bank ahead nowhere; Nationwide on GBP → EUR.
Some links earn us a commission, at no cost to you. It never changes the ranking. Editorial policy
Lloyds Bank
Won 0 of 1 routes here
3.4
Nationwide
Won 1 of 1 routes here
3.6Lloyds Bank and Nationwide both quote 1 of our sample routes. Widest: GBP → EUR at £1,000, where Nationwide pays €5.27 more (0.46%).
Live comparison: Lloyds Bank vs Nationwide across popular corridors
Recipient payout route by route, Lloyds Bank against Nationwide, from collected quotes (not guaranteed).
| Corridor | Lloyds Bank | Nationwide | Winner |
|---|---|---|---|
| USD → INR($1,000) | — | — | N/A |
| GBP → EUR(£1,000) | €1,149.22 | €1,154.49 | Nationwide (+€5.27) |
| USD → PHP($500) | — | — | N/A |
| USD → MXN($1,000) | — | — | N/A |
| GBP → PKR(£500) | — | ₨171,857.33 | N/A |
| USD → NGN($200) | — | — | N/A |
Key differences between Lloyds Bank and Nationwide
**Measured on 1 routes**: Lloyds Bank paid more on none; Nationwide on GBP → EUR. Median gap 0.46%.
Lloyds Bank vs Nationwide: Feature comparison
| Feature | Lloyds Bank | Nationwide |
|---|---|---|
| Overall rating | 3.4/5 (Fair) | 3.6/5 (Good) |
| Fee structure | £9.50-£25 per transfer | £15 per international transfer |
| Exchange rate markup | 2.5% - 4% above mid-market | 2.5% - 3.5% above mid-market |
| Transfer speed | 2-5 business days | 2-5 business days |
| Supported countries | 200+ | 200+ |
| Supported currencies | 30+ | 30+ |
| Max transfer | $25,000 | $25,000 |
| Delivery methods | Bank Deposit | Bank Deposit |
| Regulators | FCA, PRA | FCA, PRA |
Pros and cons
Lloyds Bank: 2 pros, 3 cons · Nationwide: 2 pros, 3 cons
Verdict: Lloyds Bank or Nationwide?
Cost winner: Nationwide
Largest margin €5.27, GBP → EUR at £1,000; median 0.46%.
Lloyds Bank vs Nationwide: your questions
Is Lloyds Bank or Nationwide cheaper for international transfers?
Nationwide, on 1 of 1 routes — €5.27 more on a £1,000 GBP → EUR transfer. Lloyds Bank led on none.
Does Lloyds Bank or Nationwide charge a transfer fee?
Margins aside, Lloyds Bank quoted no fee on 1 of 1 routes and Nationwide on 0.