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Send money from Switzerland to Colombia(CHF → COP)
CHF
COP|Updated recentlyMid-market 3889.3078Cheapest todayof 3 providers
Wise
Rate 3747.7370 · Fee CHF36.40
You send
CHF1,000
Recipient gets
COL$3,611,319
COL$161,600 more than the most expensive provider · 3.64% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Switzerland to Colombia in September 2026 is Wise, which delivers 3,611,319.35 COP on a 1,000 CHF transfer with a fee of CHF36.40. According to SendMoneyCompare's comparison of 3 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 161,553 COP.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send CHF to COP?
Sending CHF1,000 from Switzerland to Colombia. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 3747.7370·Fee CHF36.40·3.64% markup
Rate 3743.0698·Fee CHF37.60·3.76% markup
Rate 3662.9501·Fee CHF58.20·5.82% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient COL$161,552.98 on a CHF1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from Switzerland to Colombia? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Swiss expats and immigrants regularly send money to Colombia. The cost difference between providers can be significant — banks typically charge 3–5% in hidden exchange rate markups, while specialist services like Wise, Remitly, and WorldRemit offer rates much closer to the mid-market rate. Our comparison shows the total COP received from each provider after all fees and markups.
Which provider offers the best CHF to COP rate?
Wise
4.3Exchange rate
3747.7370
Fee
CHF36.40
Recipient gets
COL$3,611,319.35
Speed
~18 hours
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → COP
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Bitso
Kraken → Stellar (USDC) → Bitso (CCXT) · ~5 seconds
3,880,081 COP
2.00% all-in
+
Bitso
Kraken → Stellar (USDC) → Bitso (CCXT) · ~5 seconds
3,880,081 COP
2.00% all-in
- 1Kraken CHF→USDC: 0.26%
- 2Stellar network: 0.000001 USDC
- 3Bitso (CCXT): 0.10% spread
- 40.00% withdrawal fee
Also routable via Stellar (USDC), Solana (USDC), Polygon (USDC), Tron (USDT).
Source: Bitso REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
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Example alert
CHF → COP · cheapest just changed
Sending 1,000 CHF today? The cheapest provider on this corridor changed overnight — same money in, more COP out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/switzerland-to-colombia
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Colombia route.
Cheapest transfer
Wise
Delivers the most COP for your money
Fastest transfer
Wise
Delivers in ~18 hours
Cash pickup
WorldRemit
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Colombia
How to send money to Colombia
Sending money to Colombiais straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best COP amount for your transfer to Colombia.
Step 2
Add your recipient
Enter your recipient's details in Colombia — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Colombia
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as registered with their bank
Bank account number
Colombian bank account number (savings or checking)
Bank name
Name of the receiving bank (e.g. Bancolombia, Banco de Bogotá, Davivienda)
Cédula number
Recipient's Colombian identification number (Cédula de Ciudadanía)
Account type
Savings account (Ahorros) or checking account (Corriente)
Note: Colombia requires the recipient's Cédula (national ID number) for all incoming transfers. You also need to specify whether it's a savings (Ahorros) or checking (Corriente) account.
Transfer examples: CHF to COP
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
3747.74 · ~18 hours
WorldRemit
3743.07 · 1-2 business days
Western Union
3662.95 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF18.203747.74COL$1,805,660~18 hours
WorldRemitCHF18.803743.07COL$1,801,1651-2 business days
Western UnionCHF29.103662.95COL$1,724,8831 business day
Send CHF1,000
ProviderFeeReceives
Wise
3747.74 · ~18 hours
WorldRemit
3743.07 · 1-2 business days
Western Union
3662.95 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF36.403747.74COL$3,611,319~18 hours
WorldRemitCHF37.603743.07COL$3,602,3301-2 business days
Western UnionCHF58.203662.95COL$3,449,7661 business day
Send CHF5,000
ProviderFeeReceives
Wise
3747.74 · ~18 hours
WorldRemit
3743.07 · 1-2 business days
Western Union
3662.95 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF182.003747.74COL$18,056,597~18 hours
WorldRemitCHF188.003743.07COL$18,011,6521-2 business days
Western UnionCHF291.003662.95COL$17,248,8321 business day
How much does it cost to send money from Switzerland to Colombia?
Transfer fees from Switzerland to Colombia vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total COP your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (3889.3078).
Ways to send money to Colombia
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Nequi and Daviplata mobile wallets are growing rapidly in Colombia and offer instant receipt of funds. Cash pickup through Efecty has excellent coverage even in smaller towns.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Colombia?
Your recipient in Colombia can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Transfer to Colombian bank accounts via the ACH Colombia system.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from Efecty points, bank branches, and agent locations across Colombia.
Western UnionMoneyGramRia Money Transfer
Nequi Wallet
Minutes
Transfer to Nequi digital wallet — Colombia's popular fintech payment app.
Remitly
Daviplata
Minutes
Transfer to Daviplata mobile wallet by Davivienda bank.
Remitly
What are the transfer limits and regulations for Colombia?
Important rules and requirements to know before sending money to Colombia.
Regulatory body
Banco de la República / Superintendencia Financiera de Colombia
Inbound transfer limits
No restriction on receiving remittances, but transfers must be reported to the central bank
Documentation you may need
- Sender's government-issued ID
- Recipient's Cédula de Ciudadanía (mandatory)
- Declaración de cambio (exchange declaration) for amounts over $10,000 USD
Important things to know
- All international transfers to Colombia must be registered with the Banco de la República.
- The 4x1000 financial transaction tax (GMF) of 0.4% applies to withdrawals from bank accounts in Colombia.
- Recipient's Cédula number is mandatory — transfers without it will be rejected.
How long does it take to send money to Colombia?
Most transfers from Switzerland to Colombia arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Colombia for a small premium.
Standard delivery
- Wise~18 hours
- WorldRemit1-2 business days
- Western Union1 business day
Popular banks in Colombia
These are the most commonly used banks for receiving international transfers in Colombia.
BankSWIFT/BICNotes
Bancolombia
COLOCOBMXXX
Banco de Bogotá
BBOGCOBMXXX
Davivienda
DAVICOBMXXX
Banco de Occidente
BOCCOBBBXXX
BBVA Colombia
BBVACOBMXXX
Frequently asked questions
Common questions about sending money from Switzerland to Colombia
What is the cheapest way to send money from Switzerland to Colombia?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Colombia?
Most specialist providers deliver to Colombia within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Colombia?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much COP your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Colombia online?
Yes, all the providers we compare support online transfers from Switzerland to Colombia. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Colombia?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Colombia.
More for this corridor
Everything about sending money to Colombia
Recipient requirements, delivery methods, regulations, popular banks, and more.
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