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Send money from Switzerland to Mexico(CHF → MXN)
CHF
MXN|Updated recentlyMid-market 20.8932Cheapest todayof 5 providers
Wise
Rate 20.7219 · Fee CHF8.20
You send
CHF1,000
Recipient gets
MX$20,552
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Switzerland to Mexico in September 2026 is Wise, which delivers 20,551.94 MXN on a 1,000 CHF transfer with a fee of CHF8.20.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send CHF to MXN?
Sending CHF1,000 from Switzerland to Mexico. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 20.7219·Fee CHF8.20·0.82% markup
Rate 20.3917·Fee CHF24.00·2.40% markup
Rate 20.3541·Fee CHF25.80·2.58% markup
Rate 19.7650·Fee CHF54.00·5.40% markup
Rate 20.7260·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Sending money from Switzerland to Mexico? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best MXN amount today.
Money transfers from Switzerland to Mexico are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of CHF per year. Use our comparison to find today's best deal.
Which provider offers the best CHF to MXN rate?
Wise
4.3Exchange rate
20.7219
Fee
CHF8.20
Recipient gets
MX$20,551.94
Speed
1-2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → MXN
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Bitso
Kraken → XRP Ledger (XRP) → Bitso (XRP) · ~3 seconds
20,905 MXN
0.17% all-in
+
Bitso
Kraken → XRP Ledger (XRP) → Bitso (XRP) · ~3 seconds
20,905 MXN
0.17% all-in
- 1Kraken CHF→XRP: 0.26%
- 2XRP Ledger network: 0.000010 XRP
- 3Bitso (XRP): 0.00% spread
- 40.00% withdrawal fee
Also routable via XRP Ledger (XRP), Solana (USDC), Polygon (USDC), Arbitrum (USDC).
Source: Bitso REST API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
How to cash out in Mexico →SendMoneyCompare
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Example alert
CHF → MXN · cheapest just changed
Sending 1,000 CHF today? The cheapest provider on this corridor changed overnight — same money in, more MXN out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/switzerland-to-mexico
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Mexico route.
Cheapest transfer
Wise
Delivers the most MXN for your money
Fastest transfer
PayPal
Delivers in Instant to 3 days
Cash pickup
WorldRemit
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Mexico
How to send money to Mexico
Sending money to Mexicois straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best MXN amount for your transfer to Mexico.
Step 2
Add your recipient
Enter your recipient's details in Mexico — you'll need their clabe number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — spei bank transfer typically takes minutes.
What you need to send money to Mexico
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as registered with their bank
CLABE number
18-digit Clave Bancaria Estandarizada — Mexico's standardized bank account number for interbank transfers
Example: 032180000118359719
Bank name
Name of the receiving bank (e.g. BBVA, Banorte, Santander, Banamex)
Debit card number
Optional16-digit debit card number (alternative to CLABE for some providers)
Note: Mexico uses CLABE (Clave Bancaria Estandarizada) instead of IBAN. Every Mexican bank account has an 18-digit CLABE number used for domestic and international transfers via SPEI. Your recipient can find their CLABE on their bank statement or mobile banking app.
Transfer examples: CHF to MXN
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
20.72 · 1-2 business days
WorldRemit
20.39 · 1-2 business days
Western Union
20.35 · 1 business day
PayPal
19.77 · Instant to 3 days
Regency FX
20.73 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF4.1020.72MX$10,2761-2 business days
WorldRemitCHF12.0020.39MX$9,9511-2 business days
Western UnionCHF12.9020.35MX$9,9151 business day
PayPalCHF27.0019.77MX$9,349Instant to 3 days
Regency FXFree20.73MX$10,363Same day to 2 business days
Send CHF1,000
ProviderFeeReceives
Wise
20.72 · 1-2 business days
WorldRemit
20.39 · 1-2 business days
Western Union
20.35 · 1 business day
PayPal
19.77 · Instant to 3 days
Regency FX
20.73 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF8.2020.72MX$20,5521-2 business days
WorldRemitCHF24.0020.39MX$19,9021-2 business days
Western UnionCHF25.8020.35MX$19,8291 business day
PayPalCHF54.0019.77MX$18,698Instant to 3 days
Regency FXFree20.73MX$20,726Same day to 2 business days
Send CHF5,000
ProviderFeeReceives
Wise
20.72 · 1-2 business days
WorldRemit
20.39 · 1-2 business days
Western Union
20.35 · 1 business day
PayPal
19.77 · Instant to 3 days
Regency FX
20.73 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF41.0020.72MX$102,7601-2 business days
WorldRemitCHF120.0020.39MX$99,5121-2 business days
Western UnionCHF129.0020.35MX$99,1451 business day
PayPalCHF270.0019.77MX$93,488Instant to 3 days
Regency FXFree20.73MX$103,630Same day to 2 business days
How much does it cost to send money from Switzerland to Mexico?
Transfer fees from Switzerland to Mexico vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total MXN your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (20.8932).
Ways to send money to Mexico
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
SPEI (Sistema de Pagos Electrónicos Interbancarios) is Mexico's instant payment network and the gold standard for receiving money. If your recipient has a bank account, SPEI delivery is almost always the fastest and cheapest option.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Mexico?
Your recipient in Mexico can receive money through these delivery methods. The best option depends on their location and preferences.
SPEI Bank Transfer
Minutes
Mexico's real-time interbank payment system delivers to any Mexican bank account almost instantly. The fastest and usually cheapest option.
WiseRemitlyXoom (PayPal)WorldRemit+1 more
Cash Pickup at OXXO
Minutes
Recipient collects cash at any of 20,000+ OXXO convenience stores across Mexico — open long hours, located on virtually every block in Mexican cities.
RemitlyWestern Union
Cash Pickup at Agents
Minutes
Collect cash at Elektra stores, bank branches, and other partner locations.
Western UnionMoneyGramRia Money Transfer
Debit Card Deposit
Minutes to hours
Direct deposit to a Mexican debit card. Some providers support Visa/Mastercard debit cards issued by Mexican banks.
RemitlyXoom (PayPal)
Home Delivery
1–2 days
Cash delivered to the recipient's address in select Mexican cities.
Western Union
What are the transfer limits and regulations for Mexico?
Important rules and requirements to know before sending money to Mexico.
Regulatory body
Comisión Nacional Bancaria y de Valores (CNBV) / Banco de México
Inbound transfer limits
No restriction on incoming remittances — Mexico is the world's second-largest remittance recipient
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Social Security Number (for US senders)
- Proof of relationship to recipient (for some providers on large transfers)
Important things to know
- Cash pickups in Mexico require a valid Mexican government ID (INE/IFE or passport) from the recipient.
- Cash transactions over $300 USD equivalent require additional ID documentation under Mexican anti-money-laundering rules.
- Mexico's SPEI network operates 24/7 — transfers can arrive even on weekends and holidays.
- Some providers route via SWIFT instead of SPEI, resulting in 1–3 day delays — always confirm your provider uses SPEI for bank deposits.
How long does it take to send money to Mexico?
Most transfers from Switzerland to Mexico arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Mexico for a small premium.
FastExpress delivery
- PayPalInstant to 3 days
Standard delivery
- Wise1-2 business days
- WorldRemit1-2 business days
- Western Union1 business day
- Regency FXSame day to 2 business days
Popular banks in Mexico
These are the most commonly used banks for receiving international transfers in Mexico.
BankSWIFT/BICNotes
BBVA México
BCMRMXMMXXX
Banorte
MENOMXMTXXX
Santander México
BMSXMXMMXXX
Citibanamex
ABORINMXXXX
HSBC México
BIMEMXMMXXX
Scotiabank México
MBCOMXMMXXX
Frequently asked questions
Common questions about sending money from Switzerland to Mexico
What is the cheapest way to send money from Switzerland to Mexico?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Mexico?
Most specialist providers deliver to Mexico within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Mexico?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much MXN your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Mexico online?
Yes, all the providers we compare support online transfers from Switzerland to Mexico. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Mexico?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Mexico.
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