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Send money from Switzerland to Vietnam(CHF → VND)
CHF
VND|Updated recentlyMid-market 32300.7501Cheapest todayof 3 providers
Wise
Rate 32068.1847 · Fee CHF7.20
You send
CHF1,000
Recipient gets
₫31,837,294
₫1,206,900 more than the most expensive provider · 0.72% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Switzerland to Vietnam in September 2026 is Wise, which delivers 31,837,293.76 VND on a 1,000 CHF transfer with a fee of CHF7.20. According to SendMoneyCompare's comparison of 3 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 1,206,930 VND.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send CHF to VND?
Sending CHF1,000 from Switzerland to Vietnam. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 32068.1847·Fee CHF7.20·0.72% markup
Rate 31657.9652·Fee CHF19.90·1.99% markup
Rate 31454.4704·Fee CHF26.20·2.62% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient ₫1,206,930.45 on a CHF1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Compare the cheapest ways to send money from Switzerland to Vietnam. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most VND for your CHF.
Whether you're supporting family in Vietnam or paying for business services, finding the cheapest way to send money from Switzerland matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best CHF to VND rate?
Wise
4.3Exchange rate
32068.1847
Fee
CHF7.20
Recipient gets
₫31,837,293.76
Speed
1-2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → VND
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
OKX P2PBeats mid-market
Kraken → Solana (USDC) → OKX P2P · ~1 second
32,874,092 VND
1.98% rebate all-in
+
OKX P2PBeats mid-market
Kraken → Solana (USDC) → OKX P2P · ~1 second
32,874,092 VND
1.98% rebate all-in
- 1Kraken CHF→USDC: 0.26%
- 2Solana network: 0.000250 USDC
- 3OKX P2P: 1% spread
- 40.00% withdrawal fee
Also routable via Solana (USDC), Polygon (USDC), Tron (USDT), Ethereum (USDC).
Source: OKX P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
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Example alert
CHF → VND · cheapest just changed
Sending 1,000 CHF today? The cheapest provider on this corridor changed overnight — same money in, more VND out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/switzerland-to-vietnam
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Vietnam route.
Cheapest transfer
Wise
Delivers the most VND for your money
Fastest transfer
Wise
Delivers in 1-2 business days
Cash pickup
WorldRemit
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Vietnam
How to send money to Vietnam
Sending money to Vietnamis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best VND amount for your transfer to Vietnam.
Step 2
Add your recipient
Enter your recipient's details in Vietnam — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Vietnam
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full Vietnamese name as registered with their bank
Bank account number
Vietnamese bank account number (varies by bank, typically 10–19 digits)
Bank name & branch
Full bank name and branch (e.g. Vietcombank, Hoàn Kiếm Branch)
Note: Vietnam does not use IBAN. You need the recipient's bank account number, bank name, and branch. Some providers also support transfers via phone number linked to Vietnamese bank accounts.
Transfer examples: CHF to VND
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
32068.18 · 1-2 business days
WorldRemit
31657.97 · 1-2 business days
Western Union
31454.47 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF3.6032068.18₫15,918,6471-2 business days
WorldRemitCHF9.9531657.97₫15,513,9861-2 business days
Western UnionCHF13.1031454.47₫15,315,1821 business day
Send CHF1,000
ProviderFeeReceives
Wise
32068.18 · 1-2 business days
WorldRemit
31657.97 · 1-2 business days
Western Union
31454.47 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF7.2032068.18₫31,837,2941-2 business days
WorldRemitCHF19.9031657.97₫31,027,9721-2 business days
Western UnionCHF26.2031454.47₫30,630,3631 business day
Send CHF5,000
ProviderFeeReceives
Wise
32068.18 · 1-2 business days
WorldRemit
31657.97 · 1-2 business days
Western Union
31454.47 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF36.0032068.18₫159,186,4691-2 business days
WorldRemitCHF99.5031657.97₫155,139,8581-2 business days
Western UnionCHF131.0031454.47₫153,151,8171 business day
How much does it cost to send money from Switzerland to Vietnam?
Transfer fees from Switzerland to Vietnam vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total VND your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (32300.7501).
Ways to send money to Vietnam
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Vietnam. The NAPAS system connects all major Vietnamese banks for domestic interbank transfers.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Vietnam?
Your recipient in Vietnam can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Transfer to Vietnamese bank accounts through the NAPAS interbank system.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from bank branches and agent locations in Vietnam.
Western UnionMoneyGramRia Money Transfer
Home Delivery
1–2 days
Cash delivered to the recipient's address in major Vietnamese cities.
Western Union
What are the transfer limits and regulations for Vietnam?
Important rules and requirements to know before sending money to Vietnam.
Regulatory body
State Bank of Vietnam (SBV)
Inbound transfer limits
No cap on incoming remittances — Vietnam actively encourages diaspora remittances
Documentation you may need
- Sender's government-issued ID
- Recipient's Vietnamese ID card (CCCD) for cash pickups
Important things to know
- Vietnam has been one of the top remittance-receiving countries in Asia, with over $19 billion annually.
- Incoming remittances are exempt from personal income tax in Vietnam.
- The VND is managed by the SBV — exchange rates can be subject to policy decisions.
- Recipients can choose to receive in USD or VND for bank deposits, depending on the provider.
How long does it take to send money to Vietnam?
Most transfers from Switzerland to Vietnam arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Vietnam for a small premium.
Standard delivery
- Wise1-2 business days
- WorldRemit1-2 business days
- Western Union1 business day
Popular banks in Vietnam
These are the most commonly used banks for receiving international transfers in Vietnam.
BankSWIFT/BICNotes
Vietcombank
BFTCVNVXXXX
VietinBank
ICBVVNVXXXX
BIDV
BIDVVNVXXXX
Techcombank
VTCBVNVXXXX
MB Bank (Military Bank)
MABORVNVXXX
ACB (Asia Commercial Bank)
ASCBVNVXXXX
Frequently asked questions
Common questions about sending money from Switzerland to Vietnam
What is the cheapest way to send money from Switzerland to Vietnam?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Vietnam?
Most specialist providers deliver to Vietnam within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Vietnam?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much VND your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Vietnam online?
Yes, all the providers we compare support online transfers from Switzerland to Vietnam. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Vietnam?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Vietnam.
More for this corridor
Everything about sending money to Vietnam
Recipient requirements, delivery methods, regulations, popular banks, and more.
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