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Send money to Ecuador
USDUSD|Updated recentlyMid-market 1.0000Cheapest today
Regency FX
Rate 0.9950 · Fee free
You send
$1,000
Recipient gets
$995
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money to Ecuador in May 2026 is Regency FX, which delivers 995 USD on a 1,000 USD transfer with a fee of zero and an exchange rate of 0.9950.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send USD to USD?
Sending $1,000 from to Ecuador. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 0.9950·Fee Free·0.50% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Everything you need to know about sending money to Ecuador. Compare top providers, see USD exchange rates, understand recipient requirements, delivery methods, regulations, and find the cheapest way to transfer money to Ecuador.
Ecuador is a major remittance destination. Whether you're supporting family, paying for services, or sending a gift, choosing the right provider can save you significantly. Banks typically charge 3–5% in hidden exchange rate markups, while specialist services offer rates much closer to the mid-market rate. Use our comparison to find the best deal today.
Which provider offers the best USD to USD rate?
Regency FX
4.8Exchange rate
0.9950
Fee
Free
Recipient gets
$995.00
Speed
Same day to 2 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the to Ecuador route.
Cheapest transfer
Regency FX
Delivers the most USD for your money
Fastest transfer
Regency FX
Delivers in Same day to 2 business days
Bank transfer
Regency FX
Best rate for bank deposit to Ecuador
How to send money to Ecuador
Sending money to Ecuador is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much USD you want to send, compare providers above, and pick the one offering the best USD amount for your transfer to Ecuador.
Step 2
Add your recipient
Enter your recipient's details in Ecuador — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–3 business days.
What you need to send money to Ecuador
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their bank account
Bank account number
Recipient's bank account number
Bank name
Name of the receiving bank
SWIFT/BIC code
Optional8 or 11-character SWIFT code identifying the bank (may be optional with IBAN)
Note: You need the recipient's bank account number and bank name. Contact the recipient's bank for their SWIFT/BIC code if required.
Transfer examples: USD to USD
See how much your recipient would get for common transfer amounts.
Send $500
ProviderFeeReceives
Regency FX
0.99 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Regency FXFree0.99$498Same day to 2 business days
Send $1,000
ProviderFeeReceives
Regency FX
0.99 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Regency FXFree0.99$995Same day to 2 business days
Send $5,000
ProviderFeeReceives
Regency FX
0.99 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
Regency FXFree0.99$4,975Same day to 2 business days
How much does it cost to send money from to Ecuador?
Transfer fees to Ecuador vary by provider and how you pay. Specialist services charge $0–10 per transfer, while banks charge $25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total USD your recipient receives.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically $0–$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (1.0000).
Ways to send money to Ecuador
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard delivery method for transfers to Ecuador. Cash pickup is available through international providers like Western Union and MoneyGram.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
How can my recipient receive money in Ecuador?
Your recipient in Ecuador can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–3 business days
Direct transfer to bank accounts in Ecuador.
WiseRemitlyWorldRemitWestern Union
Cash Pickup
Minutes
Collect cash from agent locations in Ecuador.
Western UnionMoneyGram
What are the transfer limits and regulations for Ecuador?
Important rules and requirements to know before sending money to Ecuador.
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Proof of address may be required for first-time transfers
Important things to know
- Check your provider's specific limits and requirements for transfers to Ecuador.
- Transfers over $10,000 (or equivalent) may trigger reporting requirements in your sending country.
How long does it take to send money to Ecuador?
Most transfers to Ecuador arrive within 1–2 business days with specialist providers. Mobile wallet and cash pickup options are often available within minutes. Bank deposits typically take 1–3 business days.
Standard delivery
- Regency FXSame day to 2 business days
Common questions about sending money from to Ecuador
What is the cheapest way to send money to Ecuador?
The cheapest option depends on how much you're sending and where from. Specialist services like Wise, Remitly, and WorldRemit consistently offer rates 2–5% better than banks. Use our comparison tool to see today's best rates from all providers.
How long does it take to send money to Ecuador?
Delivery times depend on the provider and method. Mobile wallets and cash pickup are often available within minutes. Bank deposits typically take 1–2 business days. Express options are available from most providers for a small premium.
Is it safe to send money to Ecuador online?
Yes, all providers we compare are regulated by financial authorities (FCA, FinCEN, ASIC, etc.). Always use licensed providers and verify your recipient's details before sending.
Can I send money to Ecuador from my bank?
Yes, but banks typically charge 3–5% in hidden exchange rate markups plus $25–50 wire fees. Specialist money transfer services almost always deliver more USD for the same amount sent.
What are the cheapest providers for sending money to Ecuador?
The best provider changes based on transfer amount and exchange rate fluctuations. Wise, Remitly, and WorldRemit are consistently competitive. Compare all providers above for today's best rate.
Send money to Ecuador from these countries
Compare providers for your specific sending country to get the most accurate rates and fees.
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