Send money from Germany to China(EUR → CNY)
Panda Remit
Rate 7.6243 · Fee €5.99
You send
€1,000
Estimated receipt
¥7,579
¥69 more than the lowest estimate · 0.90% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 EUR to CNY, Panda Remit ranks first among 2 provider estimates, with an estimated payout of 7,578.63 CNY. The first-ranked estimate pays 68.97 CNY more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Germany specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send EUR to CNY?
Sending €1,000 from Germany to China. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
7.5097
Free
¥7,509.66
Send
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by ¥68.97 on a €1,000 transfer.
Sending money from Germany to China? Compare real-time exchange rates and fees across leading money transfer services. Find the provider that gives you the best CNY amount today.
Money transfers from Germany to China are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of EUR per year. Use our comparison to find today's best deal.
Which provider offers the best EUR to CNY rate?
Panda Remit
4.0Exchange rate
7.6243
Fee
€5.99
Recipient gets
¥7,578.63
Speed
Minutes
Guides, fees & how it works
Which provider is best for each transfer type?
Panda Remit currently leads on both cost and speed for Germany to China — check the categories below if cash pickup or a specific payout method matters more to you than either.
Cheapest transfer
Panda Remit
Delivers the most CNY for your money
Fastest transfer
Panda Remit
Delivers in Minutes
Bank transfer
Panda Remit
Best rate for bank deposit to China
Recipient details for your transfer
Before sending from Germany, confirm these details with your recipient in China: Full name (Chinese characters), Bank account number, Bank name & branch.
Receiving requirements and examples for ChinaTransfer examples: EUR to CNY
See how much your recipient would get for common transfer amounts.
Send €500
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Panda Remit7.62 · Minutes | €5.99 | 7.62 | ¥3,766 | Minutes |
| TapTap Send7.51 · Under 3 minutes (95% of transfers) | Free | 7.51 | ¥3,755 | Under 3 minutes (95% of transfers) |
| Regency FX7.63 · Same day to 2 business days | Free | 7.63 | ¥3,816 | Same day to 2 business days |
Send €1,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Panda Remit7.62 · Minutes | €5.99 | 7.62 | ¥7,579 | Minutes |
| TapTap Send7.51 · Under 3 minutes (95% of transfers) | Free | 7.51 | ¥7,510 | Under 3 minutes (95% of transfers) |
| Regency FX7.63 · Same day to 2 business days | Free | 7.63 | ¥7,632 | Same day to 2 business days |
Send €5,000
| Provider | Fee | Rate | Receives | Speed |
|---|---|---|---|---|
| Panda Remit7.62 · Minutes | €5.99 | 7.62 | ¥38,076 | Minutes |
| TapTap Send7.51 · Under 3 minutes (95% of transfers) | Free | 7.51 | ¥37,548 | Under 3 minutes (95% of transfers) |
| Regency FX7.63 · Same day to 2 business days | Free | 7.63 | ¥38,160 | Same day to 2 business days |
How much does it cost to send money from Germany to China?
Transfer fees from Germany to China vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total CNY your recipient receives, not just the advertised fee.
This is a stable corridor: over 131 days since 14 May 2026, the best payout day (TapTap Send, 14 May 2026) and the worst (TapTap Send, 16 September 2026) differed by only 3.2 percentage points against the average. Today reads "low", but on a corridor this flat that's unlikely to change much if you wait — the bigger lever here is which provider you pick, not when you send.
Ways to send money to China
Alipay and WeChat Pay are increasingly popular for receiving international transfers in China — they're faster than bank deposits and don't require branch details. For bank transfers, ensure the recipient's name is in Chinese characters exactly as registered.
Bank Transfer
Low costSpeed: 1–3 business days
Usually cheapest — no card fee
Debit Card
Medium costSpeed: Minutes to hours
Fast, small card fee
Google Pay
Medium costSpeed: Minutes to hours
Linked card's fee applies
Apple Pay
Medium costSpeed: Minutes to hours
Linked card's fee applies
How can my recipient receive money in China?
Recipients in China have 4 ways to receive this transfer: bank deposit; alipay; wechat pay; unionpay card. Availability still depends on the sending country and the specific transfer, so confirm with the provider before sending.
Bank Deposit
Transfer to major Chinese banks. Requires accurate Chinese-character recipient name matching bank records.
Alipay
Transfer directly to recipient's Alipay account — China's largest digital payment platform with 1B+ users.
WeChat Pay
Send to WeChat Pay wallet — deeply integrated into daily life in China.
UnionPay Card
Deposit directly to any UnionPay-linked bank card.
Receiving money in China
China transfers are supervised by State Administration of Foreign Exchange (SAFE) / People's Bank of China (PBOC), and 6 banks commonly receive international transfers there. Check the receiving requirements below, then confirm any additional documentation your chosen provider requests for this transfer.
Limits, regulations and receiving banks for China →How long does it take to send money to China?
Most transfers from Germany to China arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to China for a small premium.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
- Panda RemitMinutes
- TapTap SendUnder 3 minutes (95% of transfers)
- Regency FXSame day to 2 business days
Poor time to send
SendScoreToday's best rate is -1.03% vs the 30-day average, near the 90-day low. Rates are falling — -0.99% week on week.
- 40%Position in the 90-day range — near the 90-day low
- 25%Versus the 30-day average — -1.03% vs the 30-day average
- 15%This week versus last — falling — -0.99% week on week
Who is usually cheapest here
TapTap Send delivered the most on 91 of the last 91 days it quoted here (100%) — and it is also today's best, so the usual leader is winning today.
- 100%TapTap Send — cheapest on 91 of 91 days it quoted
- 0%Pandaremit — cheapest on 0 of 91 days it quoted
91 days where two or more providers quoted, over 91 days. Days with a single quote are excluded — winning unopposed is not evidence. See every corridor.
Measured from 131 days of our own recorded provider rates for EUR→CNY
EUR to CNY Exchange Rate History
Daily best exchange rates from top providers over the last 131 days. Rates shown are for sending $100.
| Date | TapTap Send | __mid Market__ | Pandaremit |
|---|---|---|---|
| Trend | |||
| Sep 21 | 7.5100 | 7.6243✓ | 7.6243✓ |
| Sep 20 | 7.5000 | 7.6066✓ | 7.6066✓ |
| Sep 19 | 7.5000 | 7.6336✓ | 7.6336✓ |
| Sep 18 | 7.5000 | 7.6562✓ | 7.6562✓ |
| Sep 17 | 7.5100 | 7.6331✓ | 7.6331✓ |
| Sep 16 | 7.5000 | 7.6302✓ | 7.6302✓ |
| Sep 15 | 7.5600 | 7.6818✓ | 7.6818✓ |
| Sep 14 | 7.5700 | 7.6871✓ | 7.6871✓ |
| Sep 13 | 7.5800 | 7.6936✓ | 7.6936✓ |
| Sep 12 | 7.5900 | 7.7231✓ | 7.7231✓ |
| Sep 11 | 7.5800 | 7.7464✓ | 7.7464✓ |
| Sep 10 | 7.5900 | 7.7329✓ | 7.7329✓ |
| Sep 9 | 7.6100 | 7.7385✓ | 7.7385✓ |
| Sep 8 | 7.6100 | 7.7342✓ | 7.7342✓ |
| Sep 7 | 7.6000 | 7.7359✓ | 7.7359✓ |
| Sep 6 | 7.6000 | 7.7039✓ | 7.7039✓ |
| Sep 5 | 7.6000 | 7.7332✓ | 7.7332✓ |
| Sep 4 | 7.6100 | 7.7473✓ | 7.7473✓ |
| Sep 3 | 7.5900 | 7.7211✓ | 7.7211✓ |
| Sep 2 | 7.6000 | 7.7261✓ | 7.7261✓ |
| Sep 1 | 7.6000 | 7.7305✓ | 7.7305✓ |
| Aug 31 | 7.6000 | 7.7305✓ | 7.7305✓ |
| Aug 30 | 7.6000 | 7.7399✓ | 7.7399✓ |
| Aug 29 | 7.6000 | 7.7399✓ | 7.7399✓ |
| Aug 28 | 7.6300 | 7.7649✓ | 7.7649✓ |
| Aug 27 | 7.6400 | 7.7677✓ | 7.7677✓ |
| Aug 26 | 7.6500 | 7.7802✓ | 7.7802✓ |
| Aug 25 | 7.6500 | 7.7782✓ | 7.7782✓ |
| Aug 24 | 7.6600 | 7.7872✓ | 7.7872✓ |
| Aug 23 | 7.6500 | 7.7915✓ | 7.7915✓ |
| Aug 22 | 7.6500 | 7.7899✓ | 7.7899✓ |
| Aug 21 | 7.6600 | 7.7950✓ | 7.7950✓ |
| Aug 20 | 7.6600 | 7.7934✓ | 7.7934✓ |
| Aug 19 | 7.6100 | 7.7463✓ | 7.7463✓ |
| Aug 18 | 7.6100 | 7.7462✓ | 7.7462✓ |
| Aug 17 | 7.6100 | 7.7432✓ | 7.7432✓ |
| Aug 16 | 7.6100 | 7.7443✓ | 7.7443✓ |
| Aug 15 | 7.6000 | 7.7443✓ | 7.7443✓ |
| Aug 14 | 7.5900 | 7.7163✓ | 7.7163✓ |
| Aug 13 | 7.5800 | 7.7144✓ | 7.7144✓ |
| Aug 12 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 11 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 10 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 9 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 8 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 7 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 6 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 5 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 4 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 3 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 2 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Aug 1 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 31 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 30 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 29 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 28 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 27 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 26 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 25 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 24 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 23 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 22 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 21 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 20 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 19 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 18 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 17 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 16 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 15 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 14 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 13 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 12 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 11 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 10 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 9 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 8 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 7 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 6 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 5 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 4 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 3 | 7.5700 | 7.6983✓ | 7.6983✓ |
| Jul 2 | 7.5400 | 7.6670✓ | 7.6670✓ |
| Jul 1 | 7.5600 | 7.6882✓ | 7.6882✓ |
| Jun 30 | 7.5600 | 7.6996✓ | 7.6996✓ |
| Jun 29 | 7.5500 | 7.6918✓ | 7.6918✓ |
| Jun 28 | 7.5500 | 7.6918✓ | 7.6918✓ |
| Jun 27 | 7.5500 | 7.6918✓ | 7.6918✓ |
| Jun 26 | 7.5200 | 7.6676✓ | 7.6676✓ |
| Jun 25 | 7.5200 | 7.6696✓ | 7.6696✓ |
| Jun 24 | 7.5400 | 7.6657✓ | 7.6657✓ |
| Jun 23 | 7.5500 | 7.6821✓ | 7.6821✓ |
| Jun 22 | 7.5700 | 7.7168✓ | 7.7168✓ |
| Jun 21 | 7.5700 | 7.7343✓ | 7.7343✓ |
| Jun 20 | 7.5800 | 7.7289✓ | 7.7289✓ |
| Jun 19 | 7.5600 | 7.7124✓ | 7.7124✓ |
| Jun 18 | 7.5900 | 7.7414✓ | 7.7414✓ |
| Jun 17 | 7.6600 | 7.7849✓ | 7.7849✓ |
| Jun 16 | 7.6600 | 7.7849✓ | 7.7849✓ |
| Jun 15 | 7.6600 | 7.7849✓ | 7.7849✓ |
| Jun 14 | 7.6300 | 7.7766✓ | 7.7766✓ |
| Jun 13 | 7.6300 | 7.7766✓ | 7.7766✓ |
| Jun 12 | 7.6300 | 7.7766✓ | 7.7766✓ |
| Jun 11 | 7.6200 | 7.7614✓ | 7.7614✓ |
| Jun 10 | 7.6200 | 7.7614✓ | 7.7614✓ |
| Jun 9 | 7.6200 | 7.7656✓ | 7.7656✓ |
| Jun 8 | 7.6200 | 7.7685✓ | 7.7685✓ |
| Jun 7 | 7.6100 | 7.7454✓ | 7.7454✓ |
| Jun 6 | 7.6100 | 7.7454✓ | 7.7454✓ |
| Jun 5 | 7.6700 | 7.8152✓ | 7.8152✓ |
| Jun 4 | 7.6700 | 7.8096✓ | 7.8096✓ |
| Jun 3 | 7.6700 | 7.8084✓ | 7.8084✓ |
| Jun 2 | 7.6700 | 7.8120✓ | 7.8120✓ |
| Jun 1 | 7.6900 | 7.8222✓ | 7.8222✓ |
| May 31 | 7.6900 | 7.8061✓ | 7.8061✓ |
| May 30 | 7.6900 | 7.8061✓ | 7.8061✓ |
| May 29 | 7.7000 | 7.8368✓ | 7.8368✓ |
| May 28 | 7.6800 | 7.8215✓ | 7.8215✓ |
| May 27 | 7.7000 | 7.8352✓ | 7.8352✓ |
| May 26 | 7.7100 | 7.8389✓ | 7.8389✓ |
| May 25 | 7.7200 | 7.8455✓ | 7.8455✓ |
| May 24 | 7.6900 | 7.8086✓ | 7.8086✓ |
| May 23 | 7.6900 | 7.8086✓ | 7.8086✓ |
| May 22 | 7.7000 | 7.8416✓ | 7.8416✓ |
| May 21 | 7.7000 | 7.8505✓ | 7.8505✓ |
| May 20 | 7.7100 | 7.8522✓ | 7.8522✓ |
| May 19 | 7.7300 | 7.8643✓ | 7.8643✓ |
| May 18 | 7.7200✓ | 7.7200✓ | — |
| May 17 | 7.7200✓ | 7.7200✓ | — |
| May 16 | 7.7200✓ | 7.7200✓ | — |
| May 15 | 7.7100✓ | 7.7100✓ | — |
| May 14 | 7.7400✓ | 7.7400✓ | — |
Frequently asked questions
Common questions about sending money from Germany to China
What is the cheapest way to send money from Germany to China?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Germany to China?
Most specialist providers deliver to China within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Germany to China?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much CNY your recipient would receive from a €1,000 transfer today.
Can I send money from Germany to China online?
Yes, all the providers we compare support online transfers from Germany to China. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to China?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to China.
More for this corridor
Everything about sending money to China
Recipient requirements, delivery methods, regulations, popular banks, and more.
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