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Send money from Australia to Thailand(AUD → THB)
AUD
THB|Updated recentlyMid-market 23.2728Cheapest todayof 15 providers
TapTap Send
Rate 23.2006 · Fee free
You send
A$1,000
Recipient gets
฿23,201
฿110 more than the most expensive provider · 0.31% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Australia to Thailand in May 2026 is TapTap Send, which delivers 23,200.6 THB on a 1,000 AUD transfer with a fee of zero. According to SendMoneyCompare's comparison of 15 providers updated every 6 hours, the difference between the cheapest and most expensive provider on this corridor is 114 THB.
Last reviewed: by Awais Imran, Reviews Editor
↑
Rates are great right now
76th percentile
Based on 53 days of data (2026-03-28 to 2026-05-21)
Today's best
฿2,320
TapTap Send
53-day avg
1 AUD = 22.95 THB
Best rate
23.49
2026-05-11 · Western Union
Worst rate
22.39
2026-03-30 · InstaReM
What is the cheapest way to send AUD to THB?
Sending A$1,000 from Australia to Thailand. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 23.2006·Fee Free·0.31% markup
↓ 0.6% over 8dAvg: 23.19 THBRange: 23.00–23.35
1
TapTap SendBest value
Under 3 minutes (95% of transfers)0.31% markup
↓ 0.6% over 8dAvg: 23.19 THBRange: 23.00–23.35
23.2006
Free
฿23,200.60
Rate 23.2751·Fee A$5.00
Best rate 23 of 53 days
↑ 3.2% over 44dAvg: 22.94 THB (+1.5% vs avg)Range: 22.38–23.48
2
1-3 business days
Best rate 23 of 53 days
↑ 3.2% over 44dAvg: 22.94 THB (+1.5% vs avg)Range: 22.38–23.48
23.2751
A$5.00
฿23,158.70
Rate 23.0144·Fee Free·1.11% markup
Most stable rate
↓ 0.2% over 16dAvg: 22.37 THB (+0.1% vs avg)Range: 22.25–22.46
3
Minutes to 3 days1.11% markup
Most stable rate
↓ 0.2% over 16dAvg: 22.37 THB (+0.1% vs avg)Range: 22.25–22.46
23.0144
Free
฿23,014.42
Rate 22.6746·Fee A$1.99·2.57% markup
↑ 3.2% over 44dAvg: 22.45 THB (+1.0% vs avg)Range: 21.82–22.86
4
Minutes to 3-5 days2.57% markup
↑ 3.2% over 44dAvg: 22.45 THB (+1.0% vs avg)Range: 21.82–22.86
22.6746
A$1.99
฿22,629.52
Rate 22.5769·Fee Free·2.99% markup
↑ 3.3% over 52dAvg: 22.31 THB (+1.2% vs avg)Range: 21.67–22.77
5
2-5 business days2.99% markup
↑ 3.3% over 52dAvg: 22.31 THB (+1.2% vs avg)Range: 21.67–22.77
22.5769
Free
฿22,576.89
Rate 22.8236·Fee A$15.00·1.93% markup
Rate 22.3721·Fee Free·3.87% markup
↑ 2.7% over 49dAvg: 22.01 THB (+1.6% vs avg)Range: 21.39–22.45
7
22.3721
Free
฿22,372.09
Rate 22.8119·Fee A$30.00·1.98% markup
↑ 2.7% over 53dAvg: 22.53 THB (+1.3% vs avg)Range: 21.99–22.99
8
Same day to 3 business days1.98% markup
↑ 2.7% over 53dAvg: 22.53 THB (+1.3% vs avg)Range: 21.99–22.99
22.8119
A$30.00
฿22,127.59
Rate 22.1091·Fee A$5.99·5.00% markup
↑ 3.5% over 53dAvg: 21.82 THB (+1.3% vs avg)Range: 21.29–22.38
9
22.1091
A$5.99
฿21,976.68
Rate 23.1075·Fee A$60.36·0.71% markup
Rate 23.2472·Fee A$67.12·0.11% markup
Rate 23.0959·Fee A$71.05·0.76% markup
Rate 23.0377·Fee A$90.82·1.01% markup
Rate 22.4815·Fee A$340.32·3.40% markup
Rate up 3.7%
↑ 3.7% over 17dAvg: 22.26 THB (+1.5% vs avg)Range: 21.66–22.61
14
2-5 business days3.40% markup
Rate up 3.7%
↑ 3.7% over 17dAvg: 22.26 THB (+1.5% vs avg)Range: 21.66–22.61
22.4815
A$340.32
฿14,830.58
Rate 23.0866·Fee Free·0.80% markup
Potential savings: Choosing the best provider over the most expensive saves your recipient ฿114.03 on a A$1,000 transfer.
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from Australia to Thailand? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Money transfers from Australia to Thailand are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of AUD per year. Use our comparison to find today's best deal.
Which provider offers the best AUD to THB rate?
TapTap Send
4.7Exchange rate
23.2006
Fee
Free
Recipient gets
฿23,200.60
Speed
Under 3 minutes (95% of transfers)
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Australia to Thailand route.
Cheapest transfer
TapTap Send
Delivers the most THB for your money
Fastest transfer
TapTap Send
Delivers in Under 3 minutes (95% of transfers)
Cash pickup
Xoom (PayPal)
Widest cash pickup network
Bank transfer
TapTap Send
Best rate for bank deposit to Thailand
How to send money to Thailand
Sending money to Thailand is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much AUD you want to send, compare providers above, and pick the one offering the best THB amount for your transfer to Thailand.
Step 2
Add your recipient
Enter your recipient's details in Thailand — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Thailand
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Thai bank account
Bank account number
10-digit Thai bank account number
Example: 1234567890
Bank name
Name of the recipient's bank (e.g. Bangkok Bank, Kasikornbank)
PromptPay ID
OptionalThai national ID number or mobile number registered with PromptPay for instant transfers
Example: 0812345678
Note: Thailand does not use the IBAN system. Bank transfers require a 10-digit account number and the bank name. PromptPay, Thailand's national real-time payment system, allows transfers using just a mobile number or national ID — most Thai banks support it.
Transfer examples: AUD to THB
See how much your recipient would get for common transfer amounts.
Send A$500
ProviderFeeReceives
InstaReM
23.28 · 1-3 business days
TapTap Send
23.20 · Under 3 minutes (95% of transfers)
Remitly
22.67 · Minutes to 3-5 days
Commonwealth Bank
22.58 · 2-5 business days
Xoom (PayPal)
22.39 · Minutes to 3 days
Westpac
22.37 · 2-5 business days
ProviderFeeRateReceivesSpeed
InstaReMA$0.5023.28฿11,6261-3 business days
TapTap SendFree23.20฿11,600Under 3 minutes (95% of transfers)
RemitlyA$1.9922.67฿11,292Minutes to 3-5 days
Commonwealth BankFree22.58฿11,2882-5 business days
Xoom (PayPal)Free22.39฿11,194Minutes to 3 days
WestpacFree22.37฿11,1862-5 business days
Send A$1,000
ProviderFeeReceives
TapTap Send
23.20 · Under 3 minutes (95% of transfers)
InstaReM
23.28 · 1-3 business days
Xoom (PayPal)
23.01 · Minutes to 3 days
Remitly
22.67 · Minutes to 3-5 days
Commonwealth Bank
22.58 · 2-5 business days
OFX
22.82 · 1-3 business days
ProviderFeeRateReceivesSpeed
TapTap SendFree23.20฿23,201Under 3 minutes (95% of transfers)
InstaReMA$5.0023.28฿23,1591-3 business days
Xoom (PayPal)Free23.01฿23,014Minutes to 3 days
RemitlyA$1.9922.67฿22,630Minutes to 3-5 days
Commonwealth BankFree22.58฿22,5772-5 business days
OFXA$15.0022.82฿22,4811-3 business days
Send A$5,000
ProviderFeeReceives
InstaReM
23.28 · 1-3 business days
TapTap Send
23.20 · Under 3 minutes (95% of transfers)
Wise
23.25 · Instant to 2 days
XE
23.11 · 1-4 business days
CurrencyFair
23.10 · 1-2 business days
OFX
22.82 · 1-3 business days
ProviderFeeRateReceivesSpeed
InstaReMA$0.5023.28฿116,3641-3 business days
TapTap SendFree23.20฿116,003Under 3 minutes (95% of transfers)
WiseA$67.1223.25฿114,675Instant to 2 days
XEA$60.3623.11฿114,1431-4 business days
CurrencyFairA$71.0523.10฿113,8381-2 business days
OFXA$15.0022.82฿113,7761-3 business days
How much does it cost to send money from Australia to Thailand?
Transfer fees from Australia to Thailand vary by provider. Specialist services charge A$0–10 per transfer, while banks charge A$25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total THB your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically A$0–A$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (23.2728).
Ways to send money to Thailand
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
PromptPay has become the dominant payment method in Thailand, processing billions of transactions annually. Bank deposit remains reliable for larger amounts, while cash pickup is available at thousands of locations including 7-Eleven stores.
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Google Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
How can my recipient receive money in Thailand?
Your recipient in Thailand can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Direct transfer to any Thai bank account. The standard method for recipients with bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
PromptPay
Minutes
Instant transfer via Thailand's national real-time payment system using mobile number or Thai national ID.
WiseRemitly
Cash Pickup
Minutes
Collect cash from agent locations across Thailand including 7-Eleven stores, banks, and money transfer outlets.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Thailand?
Important rules and requirements to know before sending money to Thailand.
Regulatory body
Bank of Thailand (BOT)
Inbound transfer limits
Incoming transfers over $50,000 equivalent must be reported to the Bank of Thailand
Documentation you may need
- Sender's government-issued photo ID
- Proof of purpose for transfers over $50,000 equivalent
- Recipient may need Thai ID for cash pickup
Important things to know
- Thailand has strict foreign exchange controls administered by the Bank of Thailand.
- Recipients must convert incoming foreign currency to THB within 360 days of receipt.
- Transfers for investment or property purchase require additional documentation.
- PromptPay is linked to the national ID system and is widely adopted across all age groups.
How long does it take to send money to Thailand?
Most transfers from Australia to Thailand arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Thailand for a small premium.
FastExpress delivery
- TapTap SendUnder 3 minutes (95% of transfers)
- Xoom (PayPal)Minutes to 3 days
- RemitlyMinutes to 3-5 days
- PayPalInstant to 3 days
- WiseInstant to 2 days
Standard delivery
- InstaReM1-3 business days
- Commonwealth Bank2-5 business days
- OFX1-3 business days
- Westpac2-5 business days
- HSBCSame day to 3 business days
Popular banks in Thailand
These are the most commonly used banks for receiving international transfers in Thailand.
BankSWIFT/BICNotes
Bangkok Bank
BKKBTHBK
Kasikornbank (KBank)
KASITHBK
Siam Commercial Bank (SCB)
SICOTHBK
Krung Thai Bank
KRTHTHBK
Bank of Ayudhya (Krungsri)
AYUDTHBK
TMBThanachart Bank (ttb)
TMBKTHBK
AUD to THB Exchange Rate History
Daily best exchange rates from top providers over the last 53 days. Rates shown are for sending $100.
| Date | HSBC | PayPal | __mid Market__ | Commonwealth Bank | Nab |
|---|---|---|---|---|---|
| Trend | |||||
| May 21 | 22.8120 | 22.1102 | 23.2000✓ | 22.5772 | — |
| May 20 | 22.7669 | 22.0425 | 23.2000✓ | 22.5277 | — |
| May 19 | 22.8315 | 22.1757 | 23.0000✓ | 22.6075 | 22.7235 |
| May 18 | 22.8523 | 22.1427 | 23.0000✓ | 22.6437 | 22.7441 |
| May 17 | 22.8760 | 22.1292 | 23.2000✓ | 22.6100 | 22.7677 |
| May 16 | 22.8760 | 22.1292 | 23.2500✓ | 22.6100 | 22.7677 |
| May 15 | 22.9059 | 22.3068 | 23.3500✓ | 22.6448 | 22.7602 |
| May 14 | 22.9153✓ | 22.3832 | 22.9153✓ | 22.6179 | 22.7695 |
| May 13 | 22.9835✓ | 22.2925 | 22.4454 | 22.7422 | 22.8502 |
| May 12 | 22.9357✓ | 22.3187 | 22.7267 | 22.7267 | 22.8178 |
| May 11 | 22.9775✓ | 22.1495 | 22.4090 | 22.7337 | 22.8685 |
| May 10 | 22.8504 | 22.0972 | 23.3631✓ | 22.5800 | 22.5076 |
| May 9 | 22.8504 | 22.0972 | 23.3631✓ | 22.5800 | 22.5076 |
| May 8 | 22.7874✓ | 22.1263 | 22.5668 | 22.5668 | 22.6927 |
| May 7 | 22.8783✓ | 22.0268 | 22.0268 | 22.6458 | 22.7703 |
| May 6 | 22.9910✓ | 22.2666 | 22.4436 | 22.7660 | 22.8104 |
| May 3 | 22.8815 | 22.1299 | 23.3640✓ | 22.6600 | 22.3128 |
| May 2 | 22.8815✓ | 22.1299 | 22.6700 | 22.6600 | 22.3128 |
| May 1 | 22.9100✓ | 22.0913 | 22.7436 | 22.6736 | 22.7558 |
| Apr 30 | 22.8542✓ | 22.0969 | 22.5596 | 22.6455 | 22.7576 |
| Apr 29 | 22.8883✓ | 22.1433 | 22.7623 | 22.6523 | 22.7628 |
| Apr 28 | 22.7940✓ | 21.9995 | 22.7940✓ | 22.5759 | 22.6480 |
| Apr 27 | 22.7016✓ | 21.7821 | 22.4742 | 22.4742 | 22.5930 |
| Apr 26 | 22.6399✓ | 21.7793 | 21.7793 | 22.3800 | 22.2884 |
| Apr 25 | 22.6399✓ | 21.7793 | 22.2884 | 22.3800 | 22.2884 |
| Apr 24 | 22.6716✓ | 21.9562 | 22.3442 | 22.4489 | 22.5743 |
| Apr 23 | 22.6256 | 21.8637 | 23.0500✓ | 22.4083 | 22.4979 |
| Apr 22 | 22.5755✓ | 21.8671 | 22.5755✓ | 22.3484 | 22.4570 |
| Apr 21 | 22.5363✓ | 21.8719 | 22.4942 | 22.3103 | 22.4942 |
| Apr 20 | 22.4211✓ | 21.7186 | 22.3138 | 22.1898 | 22.3138 |
| Apr 19 | 22.4191✓ | 21.7132 | 22.4191✓ | 22.1300 | 22.0983 |
| Apr 18 | 22.4191✓ | 21.7132 | 22.1300 | 22.1300 | 22.0983 |
| Apr 17 | 22.4544✓ | 21.9101 | 22.0447 | 22.2698 | 22.4178 |
| Apr 16 | 22.4032 | 21.7109 | 22.8938✓ | 22.2255 | 22.2071 |
| Apr 15 | 22.2699 | 21.6414 | 22.5652✓ | 22.0915 | 22.1609 |
| Apr 14 | 22.2282✓ | 21.4214 | 21.4214 | 21.9996 | 22.1179 |
| Apr 13 | 22.2566 | 21.5614 | 22.7044✓ | 22.0473 | 22.1121 |
| Apr 12 | 22.1606 | 21.5573 | 22.3961✓ | 21.9500 | 21.8217 |
| Apr 11 | 22.1606✓ | 21.5573 | 21.5573 | 21.9500 | 21.7573 |
| Apr 10 | 22.2336✓ | 21.5091 | 21.5091 | 22.0569 | 22.1503 |
| Apr 9 | 22.0901 | 21.2928 | 22.3603✓ | 21.9181 | 22.0040 |
| Apr 8 | 22.1899✓ | 21.4567 | 22.1228 | 22.0031 | 22.1228 |
| Apr 7 | 22.0187✓ | 21.3834 | 22.0187✓ | — | 21.9762 |
| Apr 6 | 21.9903 | 21.3497 | 22.2771✓ | 21.8563 | 21.9082 |
| Apr 5 | 21.9938✓ | 21.3729 | 21.8379 | 21.8379 | 21.6799 |
| Apr 4 | 21.9938✓ | 21.3729 | 21.3729 | 21.8379 | 21.6852 |
| Apr 3 | 22.0028✓ | 21.3817 | 21.3817 | 21.8468 | 21.9159 |
| Apr 2 | 22.0716✓ | 21.4567 | 22.0716✓ | 21.8829 | 21.9613 |
| Apr 1 | 22.1195✓ | 21.3160 | 21.9926 | 21.9305 | 21.9949 |
| Mar 31 | 22.0196✓ | 21.4044 | 21.9181 | 21.7755 | 21.9181 |
| Mar 30 | 22.0867✓ | 21.4254 | 22.0867✓ | 21.7456 | 21.8121 |
| Mar 29 | 22.1699 | 21.4832 | 22.4760✓ | 21.6689 | 21.9677 |
| Mar 28 | 22.2069✓ | 21.3626 | 22.2069✓ | 21.8666 | 22.0076 |
Common questions about sending money from Australia to Thailand
What is the cheapest way to send money from Australia to Thailand?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Australia to Thailand?
Most specialist providers deliver to Thailand within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send A$1,000 from Australia to Thailand?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much THB your recipient would receive from a A$1,000 transfer today.
Can I send money from Australia to Thailand online?
Yes, all the providers we compare support online transfers from Australia to Thailand. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Thailand?
Money transfer services are almost always cheaper. Banks typically charge A$25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge A$0–10 with markups under 1%, saving you significantly on every transfer to Thailand.
Everything about sending money to Thailand
Recipient requirements, delivery methods, regulations, popular banks, and more.
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