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Send money from Switzerland to Peru(CHF → PEN)
CHF
PEN|Pricing observed Mid-market 4.1090Top-ranked estimateof 2 providers
Wise
Rate 4.0054 · Fee CHF25.20
You send
CHF1,000
Estimated receipt
S/3,904
S/59 more than the lowest estimate · 2.52% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 1,000 CHF to PEN, Wise ranks first among 2 provider estimates, with an estimated payout of 3,904.48 PEN. The first-ranked estimate pays 59.06 PEN more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Switzerland specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send CHF to PEN?
Sending CHF1,000 from Switzerland to Peru. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 4.0054·Fee CHF25.20·2.52% markup
Rate 3.9750·Fee CHF32.60·3.26% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by S/59.06 on a CHF1,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Compare the cheapest ways to send money from Switzerland to Peru. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most PEN for your CHF.
Money transfers from Switzerland to Peru are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of CHF per year. Use our comparison to find today's best deal.
Which provider offers the best CHF to PEN rate?
Wise
4.3Exchange rate
4.0054
Fee
CHF25.20
Recipient gets
S/3,904.48
Speed
~7 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → PEN
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Binance P2PBeats mid-market
Kraken → Solana (USDC) → Binance P2P (PEN) · ~1 second
4,181 PEN
1.12% rebate all-in
+
Binance P2PBeats mid-market
Kraken → Solana (USDC) → Binance P2P (PEN) · ~1 second
4,181 PEN
1.12% rebate all-in
- 1Kraken CHF→USDC: 0.26%
- 2Solana network: 0.000250 USDC
- 3Binance P2P (PEN): 0.4757656853999409% spread
- 40.00% withdrawal fee
Also routable via Solana (USDC), Polygon (USDC), Arbitrum (USDC), Tron (USDT).
Source: Binance P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
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Example alert
CHF → PEN · cheapest just changed
Sending 1,000 CHF today? The cheapest provider on this corridor changed overnight — same money in, more PEN out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/switzerland-to-peru
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Peru route.
Cheapest transfer
Wise
Delivers the most PEN for your money
Fastest transfer
Western Union
Delivers in 1 business day
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Peru
How to send money to Peru
Sending money to Peruis straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best PEN amount for your transfer to Peru.
Step 2
Add your recipient
Enter your recipient's details in Peru — you'll need their bank account number. Complete the provider’s verification before expecting delivery.
Step 3
Send & track your transfer
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
What you need to send money to Peru
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as it appears on their DNI (national identity card)
Bank account number
CCI (Codigo de Cuenta Interbancario) — 20-digit interbank account number
Example: 00219400254640107689
Bank name
Name of the recipient's bank (e.g. BCP, Interbank, BBVA Peru)
DNI number
Optional8-digit Documento Nacional de Identidad number
Example: 12345678
Note: Peru uses the CCI (Codigo de Cuenta Interbancario) system — a 20-digit interbank code that uniquely identifies any bank account. The first 3 digits identify the bank, followed by the branch and account number. Your recipient can find their CCI through their bank's app or branch.
Transfer examples: CHF to PEN
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
4.01 · ~7 business days
Western Union
3.98 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF12.604.01S/1,952~7 business days
Western UnionCHF16.303.98S/1,9231 business day
Send CHF1,000
ProviderFeeReceives
Wise
4.01 · ~7 business days
Western Union
3.98 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF25.204.01S/3,904~7 business days
Western UnionCHF32.603.98S/3,8451 business day
Send CHF5,000
ProviderFeeReceives
Wise
4.01 · ~7 business days
Western Union
3.98 · 1 business day
ProviderFeeRateReceivesSpeed
WiseCHF126.004.01S/19,522~7 business days
Western UnionCHF163.003.98S/19,2271 business day
How much does it cost to send money from Switzerland to Peru?
Transfer fees from Switzerland to Peru vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total PEN your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (4.1090).
Ways to send money to Peru
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit via CCI is the standard method. Yape has exploded in popularity and is now Peru's dominant P2P payment platform — nearly every Peruvian with a smartphone uses it. Cash pickup remains important in rural highland and jungle regions.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Peru?
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
Bank Deposit
1–2 business days
Direct transfer to any Peruvian bank account using CCI. The most common method for recipients with bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
Yape Wallet
Minutes
Transfer to Yape, Peru's most popular mobile payment app operated by BCP with over 15 million users.
Remitly
Cash Pickup
Minutes
Collect cash from agent locations across Peru including banks, exchange houses, and retail partners.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Peru?
Important rules and requirements to know before sending money to Peru.
Regulatory body
Superintendencia de Banca, Seguros y AFP (SBS)
Inbound transfer limits
No cap on incoming remittances, but amounts over $10,000 equivalent must be declared
Documentation you may need
- Sender's government-issued photo ID
- Recipient's DNI for cash pickup
- Source of funds documentation for large transfers
Important things to know
- Peru's SBS regulates all money transfer operations and enforces anti-money laundering rules.
- The sol (PEN) is a freely floating currency with relatively stable exchange rates.
- Financial transactions over $10,000 equivalent trigger automatic reporting under Peru's UIF (Financial Intelligence Unit).
- Peru is a major remittance-receiving country in South America, especially from the US, Spain, and Chile.
How long does it take to send money to Peru?
Most transfers from Switzerland to Peru arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Peru for a small premium.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
Standard delivery
- Wise~7 business days
- Western Union1 business day
Popular banks in Peru
These are the most commonly used banks for receiving international transfers in Peru.
BankSWIFT/BICNotes
Banco de Credito del Peru (BCP)
BCPLPEPL
BBVA Peru
BABORPPLXXX
Interbank
BINPPEPL
Scotiabank Peru
BABORPPLXXX
Banco de la Nacion
BANCPEPL
MiBanco
MABORPPL
Frequently asked questions
Common questions about sending money from Switzerland to Peru
What is the cheapest way to send money from Switzerland to Peru?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Peru?
Most specialist providers deliver to Peru within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Peru?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much PEN your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Peru online?
Yes, all the providers we compare support online transfers from Switzerland to Peru. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Peru?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Peru.
More for this corridor
Everything about sending money to Peru
Recipient requirements, delivery methods, regulations, popular banks, and more.
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