Loading...
Send money from Switzerland to Malaysia(CHF → MYR)
CHF
MYR|Updated recentlyMid-market 4.9676Cheapest todayof 4 providers
Wise
Rate 4.9388 · Fee CHF5.80
You send
CHF1,000
Recipient gets
RM4,910
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Switzerland to Malaysia in September 2026 is Wise, which delivers 4,910.19 MYR on a 1,000 CHF transfer with a fee of CHF5.80.
Last reviewed: by Awais Imran, Reviews Editor
What is the cheapest way to send CHF to MYR?
Sending CHF1,000 from Switzerland to Malaysia. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 4.9388·Fee CHF5.80·0.58% markup
Rate 4.8151·Fee CHF30.70·3.07% markup
Rate 4.7630·Fee CHF41.20·4.12% markup
Rate 4.9279·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Find the best way to send money from Switzerland to Malaysia. Our comparison tool shows live rates from 15+ providers — see exactly how much MYR your recipient will receive after all fees.
Money transfers from Switzerland to Malaysia are a vital lifeline for families and businesses. With dozens of providers competing for this corridor, rates and fees vary widely. Specialist money transfer companies often beat bank rates by 2–4%, potentially saving you hundreds of CHF per year. Use our comparison to find today's best deal.
Which provider offers the best CHF to MYR rate?
Wise
4.3Exchange rate
4.9388
Fee
CHF5.80
Recipient gets
RM4,910.19
Speed
1-2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for CHF → MYR
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
HataBitcoin · Lightning
Kraken → XRP Ledger (XRP) → Hata (XRP) · ~3 seconds
4,973 MYR
0.08% all-in
+
HataBitcoin · Lightning
Kraken → XRP Ledger (XRP) → Hata (XRP) · ~3 seconds
4,973 MYR
0.08% all-in
- 1Kraken CHF→XRP: 0.26%
- 2XRP Ledger network: 0.000010 XRP
- 3Hata (XRP): 0.02% spread
- 41 MYR withdrawal fee
Also routable via XRP Ledger (XRP), Stellar (XLM) (XLM), Lightning Network (BTC).
Source: Hata Public Orderbook API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
SendMoneyCompare
WhatsApp Channel · Free
Get CHF → MYR alerts on WhatsApp
We track 60+ providers across 64 corridors every few hours. When the cheapest way to send changes, you get one short message — not a newsletter.
Only when it matters. A message when the cheapest provider on a major corridor actually changes — not a daily rate dump.
Your number stays private. Channels are one-way. We can't see your number, message you directly, or add you to a group.
No signup, no email. One tap to follow inside WhatsApp, one tap to unfollow. Nothing to fill in.
Free · one tap to follow · unfollow any time
Example alert
CHF → MYR · cheapest just changed
Sending 1,000 CHF today? The cheapest provider on this corridor changed overnight — same money in, more MYR out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/switzerland-to-malaysia
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Switzerland to Malaysia route.
Cheapest transfer
Wise
Delivers the most MYR for your money
Fastest transfer
Wise
Delivers in 1-2 business days
Cash pickup
WorldRemit
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Malaysia
How to send money to Malaysia
Sending money to Malaysiais straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much CHF you want to send, compare providers above, and pick the one offering the best MYR amount for your transfer to Malaysia.
Step 2
Add your recipient
Enter your recipient's details in Malaysia — you'll need their bank account number. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit typically takes 1–2 business days.
What you need to send money to Malaysia
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Malaysian bank account (must match IC/passport)
Bank account number
Malaysian bank account number (typically 10–16 digits depending on the bank)
Example: 1234567890123456
Bank name
Name of the recipient's bank (e.g. Maybank, CIMB, Public Bank)
SWIFT/BIC code
SWIFT code for international wire transfers
Note: Malaysia does not use the IBAN system. Bank account numbers vary in length by bank — Maybank uses 12 digits, CIMB uses 14 digits, and Public Bank uses 10 digits. Malaysia's DuitNow system allows transfers using IC number, mobile number, or business registration number.
Transfer examples: CHF to MYR
See how much your recipient would get for common transfer amounts.
Send CHF500
ProviderFeeReceives
Wise
4.94 · 1-2 business days
WorldRemit
4.82 · 1-2 business days
Western Union
4.76 · 1 business day
Regency FX
4.93 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF2.904.94RM2,4551-2 business days
WorldRemitCHF15.354.82RM2,3341-2 business days
Western UnionCHF20.604.76RM2,2831 business day
Regency FXFree4.93RM2,464Same day to 2 business days
Send CHF1,000
ProviderFeeReceives
Wise
4.94 · 1-2 business days
WorldRemit
4.82 · 1-2 business days
Western Union
4.76 · 1 business day
Regency FX
4.93 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF5.804.94RM4,9101-2 business days
WorldRemitCHF30.704.82RM4,6671-2 business days
Western UnionCHF41.204.76RM4,5671 business day
Regency FXFree4.93RM4,928Same day to 2 business days
Send CHF5,000
ProviderFeeReceives
Wise
4.94 · 1-2 business days
WorldRemit
4.82 · 1-2 business days
Western Union
4.76 · 1 business day
Regency FX
4.93 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseCHF29.004.94RM24,5511-2 business days
WorldRemitCHF153.504.82RM23,3371-2 business days
Western UnionCHF206.004.76RM22,8341 business day
Regency FXFree4.93RM24,640Same day to 2 business days
How much does it cost to send money from Switzerland to Malaysia?
Transfer fees from Switzerland to Malaysia vary by provider. Specialist services charge CHF0–10 per transfer, while banks charge CHF25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total MYR your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically CHF0–CHF10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (4.9676).
Ways to send money to Malaysia
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the dominant method in Malaysia, which has a highly developed banking system. DuitNow (Malaysia's real-time payment platform) is modernizing transfers. E-wallets like GrabPay and Touch 'n Go are popular for smaller amounts.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Malaysia?
Your recipient in Malaysia can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit
1–2 business days
Direct transfer to any Malaysian bank account. The standard and most popular method.
WiseRemitlyWorldRemitWestern Union+1 more
GrabPay Wallet
Minutes
Transfer to GrabPay e-wallet — Grab's popular Southeast Asian payment platform.
Remitly
Touch 'n Go eWallet
Minutes
Transfer to TNG eWallet — Malaysia's widely used contactless payment platform.
Remitly
Cash Pickup
Minutes
Collect cash from agent locations and post offices across Malaysia.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Malaysia?
Important rules and requirements to know before sending money to Malaysia.
Regulatory body
Bank Negara Malaysia (BNM)
Inbound transfer limits
No cap on incoming remittances for personal transfers
Documentation you may need
- Sender's government-issued photo ID
- Recipient's MyKad (IC) or passport number may be needed
- Purpose of payment for transfers exceeding MYR 50,000
Important things to know
- Bank Negara Malaysia regulates all money service businesses and cross-border payments.
- Malaysia is both a major sender and receiver of remittances due to its large foreign worker population.
- The ringgit (MYR) is a managed float currency — BNM intervenes to prevent excessive volatility.
- DuitNow enables instant domestic transfers and is being expanded for cross-border ASEAN payments.
How long does it take to send money to Malaysia?
Most transfers from Switzerland to Malaysia arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Malaysia for a small premium.
Standard delivery
- Wise1-2 business days
- WorldRemit1-2 business days
- Western Union1 business day
- Regency FXSame day to 2 business days
Popular banks in Malaysia
These are the most commonly used banks for receiving international transfers in Malaysia.
BankSWIFT/BICNotes
Maybank
MABORJM1XXX
CIMB Bank
CIABORMYK1XXX
Public Bank Berhad
PABORJMKXXX
RHB Bank
RHABORJM1XXX
Hong Leong Bank
HLABORMYKXXX
AmBank
AMABORJMXXX
Frequently asked questions
Common questions about sending money from Switzerland to Malaysia
What is the cheapest way to send money from Switzerland to Malaysia?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Switzerland to Malaysia?
Most specialist providers deliver to Malaysia within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send CHF1,000 from Switzerland to Malaysia?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much MYR your recipient would receive from a CHF1,000 transfer today.
Can I send money from Switzerland to Malaysia online?
Yes, all the providers we compare support online transfers from Switzerland to Malaysia. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Malaysia?
Money transfer services are almost always cheaper. Banks typically charge CHF25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge CHF0–10 with markups under 1%, saving you significantly on every transfer to Malaysia.
More for this corridor
Everything about sending money to Malaysia
Recipient requirements, delivery methods, regulations, popular banks, and more.
More transfers from Switzerland
Other routes to Malaysia
Popular corridors
Top provider reviews
Useful guides
Banking tools
How does your bank compare?
Compare all providers for Switzerland to Malaysia
Enter your exact amount to see personalised quotes from every provider on this route.
Compare providers now