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Send money from Italy to Poland(EUR → PLN)
EUR
PLN|Updated recentlyMid-market 4.2535Cheapest todayof 9 providers
Skrill
Rate 4.2122 · Fee free
You send
€1,000
Recipient gets
zł4,212
Affiliate link · No extra cost to you
Quick answer: The cheapest way to send money from Italy to Poland in May 2026 is Skrill, which delivers 4,212.22 PLN on a 1,000 EUR transfer with a fee of zero.
Last reviewed: by Awais Imran, Reviews Editor
→
Rates are typical right now
38th percentile
Based on 53 days of data (2026-03-28 to 2026-05-20)
Today's best
zł421.22
Skrill
53-day avg
1 EUR = 4.21 PLN
Best rate
4.25
2026-04-01 · Skrill
Worst rate
4.19
2026-04-18 · Skrill
What is the cheapest way to send EUR to PLN?
Sending €1,000 from Italy to Poland. Sorted by best value — most money received.
Source: SendMoneyCompare · Data updated every 6 hours from live provider APIs
#ProviderRateFeeRecipient gets
Rate 4.2122·Fee Free·0.97% markup
Best rate 53 of 53 days
↓ 0.7% over 53dAvg: 4.21 PLNRange: 4.19–4.25
1
SkrillBest value
Instant to 3 business days0.97% markup
Best rate 53 of 53 days
↓ 0.7% over 53dAvg: 4.21 PLNRange: 4.19–4.25
4.2122
Free
zł4,212.22
Rate 4.2084·Fee €1.99·1.06% markup
↓ 0.7% over 44dAvg: 4.21 PLNRange: 4.18–4.25
2
4.2084
€1.99
zł4,200.02
Rate 4.2505·Fee €20.00·0.07% markup
↓ 0.7% over 53dAvg: 4.25 PLN (+0.1% vs avg)Range: 4.21–4.29
3
4.2505
€20.00
zł4,165.49
Rate 4.1667·Fee €1.99·2.04% markup
↓ 0.6% over 53dAvg: 4.17 PLNRange: 4.14–4.21
4
4.1667
€1.99
zł4,158.42
Rate 4.1705·Fee €10.00·1.95% markup
Rate 4.1820·Fee €15.00·1.68% markup
↓ 0.8% over 50dAvg: 4.18 PLNRange: 4.16–4.22
6
4.1820
€15.00
zł4,119.29
Rate 4.0646·Fee €3.99·4.44% markup
↓ 0.7% over 53dAvg: 4.07 PLN (-0.1% vs avg)Range: 4.04–4.11
7
4.0646
€3.99
zł4,048.41
Rate 4.1961·Fee €36.55·1.35% markup
↓ 0.5% over 50dAvg: 4.18 PLN (+0.3% vs avg)Range: 4.15–4.23
8
2-4 business days1.35% markup
↓ 0.5% over 50dAvg: 4.18 PLN (+0.3% vs avg)Range: 4.15–4.23
4.1961
€36.55
zł4,042.69
Rate 4.2195·Fee Free·0.80% markup
Some links on this page are affiliate links. We may earn a commission at no extra cost to you. This does not affect our rankings, which are based on real transfer data. Editorial policy
Looking for cheap money transfers from Italy to Poland? We compare exchange rates, fees, and delivery times from every major provider to help you save on every transfer.
Whether you're supporting family in Poland or paying for business services, finding the cheapest way to send money from Italy matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best EUR to PLN rate?
Skrill
3.8Exchange rate
4.2122
Fee
Free
Recipient gets
zł4,212.22
Speed
Instant to 3 business days
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Italy to Poland route.
Cheapest transfer
Skrill
Delivers the most PLN for your money
Fastest transfer
Skrill
Delivers in Instant to 3 business days
Cash pickup
Remitly
Widest cash pickup network
Bank transfer
Skrill
Best rate for bank deposit to Poland
How to send money to Poland
Sending money to Poland is straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much EUR you want to send, compare providers above, and pick the one offering the best PLN amount for your transfer to Poland.
Step 2
Add your recipient
Enter your recipient's details in Poland — you'll need their iban. Most providers verify details instantly.
Step 3
Send & track your transfer
Pay using bank transfer, debit card, or credit card. Track your money in real-time until it arrives — bank deposit (sepa) typically takes 1 business day.
What you need to send money to Poland
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full name as registered with their Polish bank account
IBAN
28-character IBAN starting with 'PL' followed by 2 check digits and 24 digits (bank code + account number)
Example: PL61109010140000071219812874
SWIFT/BIC code
Optional8 or 11-character SWIFT code for international wire transfers (not needed for SEPA)
Note: Poland uses 28-character IBANs starting with 'PL'. As an EU member, Poland participates in SEPA (Single Euro Payments Area) for EUR transfers, but domestic transfers use PLN. For SEPA transfers in EUR, only the IBAN is needed. For PLN transfers from outside the EU, the SWIFT/BIC code is also required.
Transfer examples: EUR to PLN
See how much your recipient would get for common transfer amounts.
Send €500
ProviderFeeReceives
Skrill
4.21 · Instant to 3 business days
OFX
4.17 · 1-3 business days
Remitly
4.21 · Minutes to 3-5 days
Monese
4.25 · 1-3 business days
Xoom (PayPal)
4.17 · Minutes to 3 days
PayPal
4.06 · Instant to 3 days
ProviderFeeRateReceivesSpeed
SkrillFree4.21zł2,106Instant to 3 business days
OFX€5.004.17zł2,0641-3 business days
Remitly€9.954.21zł2,062Minutes to 3-5 days
Monese€15.004.25zł2,0611-3 business days
Xoom (PayPal)€9.954.17zł2,042Minutes to 3 days
PayPal€19.954.06zł1,951Instant to 3 days
Send €1,000
ProviderFeeReceives
Skrill
4.21 · Instant to 3 business days
Remitly
4.21 · Minutes to 3-5 days
Monese
4.25 · 1-3 business days
Xoom (PayPal)
4.17 · Minutes to 3 days
OFX
4.17 · 1-3 business days
Commerzbank
4.18 · 1-3 business days
ProviderFeeRateReceivesSpeed
SkrillFree4.21zł4,212Instant to 3 business days
Remitly€1.994.21zł4,200Minutes to 3-5 days
Monese€20.004.25zł4,1651-3 business days
Xoom (PayPal)€1.994.17zł4,158Minutes to 3 days
OFX€10.004.17zł4,1291-3 business days
Commerzbank€15.004.18zł4,1191-3 business days
Send €5,000
ProviderFeeReceives
Skrill
4.21 · Instant to 3 business days
Remitly
4.21 · Minutes to 3-5 days
Monese
4.25 · 1-3 business days
Xoom (PayPal)
4.17 · Minutes to 3 days
OFX
4.17 · 1-3 business days
Commerzbank
4.18 · 1-3 business days
ProviderFeeRateReceivesSpeed
SkrillFree4.21zł21,061Instant to 3 business days
Remitly€9.954.21zł21,000Minutes to 3-5 days
Monese€100.004.25zł20,8271-3 business days
Xoom (PayPal)€9.954.17zł20,792Minutes to 3 days
OFX€50.004.17zł20,6441-3 business days
Commerzbank€75.004.18zł20,5961-3 business days
How much does it cost to send money from Italy to Poland?
Transfer fees from Italy to Poland vary by provider. Specialist services charge €0–10 per transfer, while banks charge €25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total PLN your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically €0–€10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (4.2535).
Ways to send money to Poland
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
Bank deposit is the standard method in Poland. SEPA transfers from EU countries are typically the cheapest option. Poland's BLIK instant payment system is widely used domestically and is being extended for international transfers.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
How can my recipient receive money in Poland?
Your recipient in Poland can receive money through these delivery methods. The best option depends on their location and preferences.
Bank Deposit (SEPA)
1 business day
SEPA transfer in EUR to Polish bank accounts — fast and low-cost for transfers from EU/EEA countries.
WiseRemitlyWorldRemit
Bank Deposit (SWIFT)
1–3 business days
International wire transfer in PLN or EUR to Polish bank accounts.
WiseRemitlyWorldRemitWestern Union+1 more
Cash Pickup
Minutes
Collect cash from Poczta Polska (Polish Post) offices and agent locations across Poland.
Western UnionMoneyGramRia Money Transfer
What are the transfer limits and regulations for Poland?
Important rules and requirements to know before sending money to Poland.
Regulatory body
Komisja Nadzoru Finansowego (KNF) — Polish Financial Supervision Authority
Inbound transfer limits
No cap on incoming transfers, but amounts over EUR 15,000 must be reported for AML purposes
Documentation you may need
- Sender's government-issued photo ID
- PESEL number (Polish national ID number) may be needed for compliance
- Proof of purpose for large transfers
Important things to know
- Poland is an EU member but uses the Polish zloty (PLN), not the euro.
- SEPA transfers in EUR are fast and cheap — the recipient's bank will convert to PLN at their rate.
- Poland is one of the largest remittance-receiving countries in Europe, with a large diaspora in the UK, Germany, and Ireland.
- BLIK is Poland's national instant payment system used by over 15 million people.
How long does it take to send money to Poland?
Most transfers from Italy to Poland arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Poland for a small premium.
FastExpress delivery
- SkrillInstant to 3 business days
- RemitlyMinutes to 3-5 days
- Xoom (PayPal)Minutes to 3 days
- PayPalInstant to 3 days
Standard delivery
- Monese1-3 business days
- OFX1-3 business days
- Commerzbank1-3 business days
- Deutsche Bank2-4 business days
- Regency FXSame day to 2 business days
Popular banks in Poland
These are the most commonly used banks for receiving international transfers in Poland.
BankSWIFT/BICNotes
PKO Bank Polski
BPKOPLPW
Bank Pekao (Pekao SA)
PKOPPLPW
mBank
BREXPLPW
ING Bank Slaski
INGBPLPW
Santander Bank Polska
WBKPPLPP
Bank Millennium
BIGBPLPW
EUR to PLN Exchange Rate History
Daily best exchange rates from top providers over the last 53 days. Rates shown are for sending $100.
| Date | Xoom (PayPal) | Skrill | Monese | PayPal | __mid Market__ |
|---|---|---|---|---|---|
| Trend | |||||
| May 20 | 4.1666 | 4.2122 | 4.2507✓ | 4.0647 | 4.2507✓ |
| May 19 | 4.1565 | 4.1999 | 4.2365✓ | 4.0651 | 4.1710 |
| May 18 | 4.1625 | 4.2100 | 4.2471✓ | 4.0608 | 4.1867 |
| May 17 | 4.1625 | 4.2057 | 4.2363✓ | 4.0607 | 4.1625 |
| May 16 | 4.1625 | 4.2057 | 4.2363✓ | 4.0607 | 4.2363✓ |
| May 15 | 4.1616 | 4.2080 | 4.2445✓ | 4.0680 | 4.0680 |
| May 14 | 4.1647 | 4.2002 | 4.2367✓ | 4.0726 | 4.2367✓ |
| May 13 | 4.1684 | 4.2133 | 4.2497✓ | 4.0613 | 4.1934 |
| May 12 | 4.1552 | 4.2003 | 4.2370✓ | 4.0563 | 4.1958 |
| May 11 | 4.1531 | 4.1996 | 4.2370✓ | 4.0555 | 4.1704 |
| May 10 | 4.1531 | 4.1971 | 4.2248✓ | 4.0560 | 4.1683 |
| May 9 | 4.1531 | 4.1973 | 4.2248✓ | 4.0560 | 4.0560 |
| May 8 | 4.1473 | 4.1903 | 4.2278✓ | 4.0542 | 4.0542 |
| May 7 | 4.1478 | 4.1907 | 4.2278✓ | 4.0560 | 4.2278✓ |
| May 6 | 4.1603 | 4.2048 | 4.2417✓ | 4.0746 | 4.1603 |
| May 4 | 4.1608 | 4.2064 | 4.2436✓ | 4.0710 | 4.2040 |
| May 3 | 4.1597 | 4.2036 | 4.2307✓ | 4.0699 | 4.1968 |
| May 2 | 4.1597 | 4.2036 | 4.2307✓ | 4.0699 | 4.1968 |
| May 1 | 4.1728 | 4.2172 | 4.2540✓ | 4.0794 | 4.2172 |
| Apr 30 | 4.1751 | 4.2192 | 4.2562✓ | 4.0713 | 4.2562✓ |
| Apr 29 | 4.1661 | 4.2109 | 4.2484✓ | 4.0692 | 4.2484✓ |
| Apr 28 | 4.1650 | 4.2113 | 4.2488✓ | 4.0633 | 4.0633 |
| Apr 27 | 4.1522 | 4.2019 | 4.2386✓ | 4.0622 | 4.2019 |
| Apr 26 | 4.1536 | 4.2030 | 4.2292✓ | 4.0635 | 4.2292✓ |
| Apr 25 | 4.1536 | 4.2030 | 4.2292✓ | 4.0635 | 4.1933 |
| Apr 24 | 4.1625 | 4.2049 | 4.2428✓ | 4.0633 | 4.0633 |
| Apr 23 | 4.1518 | 4.2067 | 4.2436✓ | 4.0544 | 4.2436✓ |
| Apr 22 | 4.1557 | 4.1939 | 4.2312✓ | 4.0538 | 4.2312✓ |
| Apr 21 | 4.1475 | 4.1933 | 4.2296✓ | 4.0442 | 4.2296✓ |
| Apr 20 | 4.1425 | 4.1947 | 4.2320✓ | 4.0456 | 4.2320✓ |
| Apr 19 | 4.1438 | 4.1884 | 4.2124✓ | 4.0469 | 4.1580 |
| Apr 18 | 4.1438 | 4.1884 | 4.2124✓ | 4.0469 | 4.1543 |
| Apr 17 | 4.1563 | 4.1983 | 4.2357✓ | 4.0544 | 4.1694 |
| Apr 16 | 4.1517 | 4.1972 | 4.2328✓ | 4.0627 | 4.1627 |
| Apr 15 | 4.1563 | 4.1985 | 4.2351✓ | 4.0638 | 4.1985 |
| Apr 14 | 4.1624 | 4.2045 | 4.2415✓ | 4.0577 | 4.1747 |
| Apr 13 | 4.1666 | 4.2151 | 4.2526✓ | 4.0633 | 4.1666 |
| Apr 12 | 4.1665 | 4.2117 | 4.2375✓ | 4.0631 | 4.1665 |
| Apr 11 | 4.1665 | 4.2117 | 4.2375✓ | 4.0631 | 4.0631 |
| Apr 10 | 4.1635 | 4.2067 | 4.2447✓ | 4.0682 | 4.0682 |
| Apr 9 | 4.1724 | 4.2154 | 4.2529✓ | 4.0749 | 4.0749 |
| Apr 8 | 4.1891 | 4.2161 | 4.2563✓ | 4.0801 | 4.0801 |
| Apr 7 | 4.1892 | 4.2269 | 4.2652✓ | 4.0830 | 4.2652✓ |
| Apr 6 | 4.1887 | 4.2262 | 4.2640✓ | 4.0991 | 4.2640✓ |
| Apr 5 | 4.1930 | 4.2385 | 4.2597✓ | 4.0987 | 4.2073 |
| Apr 4 | 4.1930 | 4.2385 | 4.2597✓ | 4.0987 | 4.1995 |
| Apr 3 | 4.1939 | 4.2373 | 4.2754✓ | 4.0965 | 4.2754✓ |
| Apr 2 | 4.2111 | 4.2371 | 4.2742✓ | 4.1071 | 4.1988 |
| Apr 1 | 4.2087 | 4.2515 | 4.2870✓ | 4.1102 | 4.1102 |
| Mar 31 | 4.1964 | 4.2500 | 4.2898✓ | 4.0913 | 4.1964 |
| Mar 30 | 4.1980 | 4.2511 | 4.2892✓ | 4.0933 | 4.2892✓ |
| Mar 29 | 4.1982 | 4.2439 | 4.2808✓ | 4.0940 | 4.0940 |
| Mar 28 | 4.1914 | 4.2402 | 4.2809✓ | 4.0947 | 4.1914 |
Common questions about sending money from Italy to Poland
What is the cheapest way to send money from Italy to Poland?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Italy to Poland?
Most specialist providers deliver to Poland within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send €1,000 from Italy to Poland?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much PLN your recipient would receive from a €1,000 transfer today.
Can I send money from Italy to Poland online?
Yes, all the providers we compare support online transfers from Italy to Poland. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Poland?
Money transfer services are almost always cheaper. Banks typically charge €25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge €0–10 with markups under 1%, saving you significantly on every transfer to Poland.
Everything about sending money to Poland
Recipient requirements, delivery methods, regulations, popular banks, and more.
Other routes to Poland
Popular corridors
Top provider reviews
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