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Send money from Hong Kong to Mexico(HKD → MXN)
HKD
MXN|Pricing observed Mid-market 2.1640Top-ranked estimateof 4 providers
Wise
Rate 2.1476 · Fee HK$38.00
You send
HK$5,000
Estimated receipt
MX$10,656
MX$910 more than the lowest estimate · 0.76% markup vs mid-market
Affiliate link · No extra cost to you
Quick answer: For 5,000 HKD to MXN, Wise ranks first among 4 provider estimates, with an estimated payout of 10,656.16 MXN. The first-ranked estimate pays 907.55 MXN more than the lowest estimate in this comparison.
Latest pricing observation: . Payouts are estimated from collected fees and markups with a mid-market reference. Collection schedules vary by source. Quotes are collected by currency pair, so we cannot confirm that every provider serves Hong Kong specifically — check availability, funding method and delivery method with the provider before you commit. How we collect and rank quotes.
What is the cheapest way to send HKD to MXN?
Sending HK$5,000 from Hong Kong to Mexico. Ranked by estimated payout, with customer ratings used for closely matched results.
Source: SendMoneyCompare · Estimated payouts from collected pricing and mid-market rates
#ProviderRateFeeRecipient getsSend
Rate 2.1476·Fee HK$38.00·0.76% markup
Rate 2.1346·Fee HK$68.00·1.36% markup
Rate 2.0541·Fee HK$254.00·5.08% markup
Rate 2.1467·Fee Free·0.80% markup
Estimated payout difference: The first-ranked provider pays more than the lowest estimate by MX$907.55 on a HK$5,000 transfer.
Some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings come from live transfer data and are ordered by what your recipient receives. Whether a provider pays us plays no part in that order. Where payouts land within 0.1% of each other — less than rates typically move between our updates — the higher-rated provider is listed first. Editorial policy
Compare the cheapest ways to send money from Hong Kong to Mexico. We compare fees, exchange rates, and transfer speeds from 15+ providers so you get the most MXN for your HK$.
Whether you're supporting family in Mexico or paying for business services, finding the cheapest way to send money from Hong Kong matters. Exchange rate markups and transfer fees add up — especially on regular transfers. Our real-time comparison helps you cut costs by showing the exact amount your recipient gets from each provider.
Which provider offers the best HKD to MXN rate?
Wise
4.3Exchange rate
2.1476
Fee
HK$38.00
Recipient gets
MX$10,656.16
Speed
1-2 business days
Also available · Digital-asset rails
Crypto & stablecoin routes for HKD → MXN
For a tech-comfortable sender, stablecoin rails can beat every bank and app. These aren't one-tap services — each is a fiat on-ramp → blockchain → local cash-out. Here's the all-in cost and how each works.
Binance P2PBeats mid-market
HashKey → Solana (USDC) → Binance P2P (MXN) · ~1 second
11,307 MXN
4.50% rebate all-in
+
Binance P2PBeats mid-market
HashKey → Solana (USDC) → Binance P2P (MXN) · ~1 second
11,307 MXN
4.50% rebate all-in
- 1HashKey HKD→USDC: 0.12%
- 2Solana network: 0.000250 USDC
- 3Binance P2P (MXN): 0.768775872264926% spread
- 40.00% withdrawal fee
Also routable via Solana (USDC), Polygon (USDC), Arbitrum (USDC), Tron (USDT).
Source: Binance P2P API
Crypto rails involve exchange accounts, wallets, and price/liquidity risk. Costs are estimates from live exchange and network data, refreshed every 6 hours. Not financial advice.
How to cash out in Mexico →SendMoneyCompare
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Example alert
HKD → MXN · cheapest just changed
Sending 1,000 HKD today? The cheapest provider on this corridor changed overnight — same money in, more MXN out. A bank wire is still the most expensive way to send it.
sendmoneycompare.com/send-money/hong-kong-to-mexico
09:12Watch the card-funding fee
Two providers added a card-funding fee this morning. Paying by bank transfer is the cheaper route today.
Thu 16:40Guides, fees & how it works
Which provider is best for each transfer type?
Different providers excel at different things. Here's who's best for each use case on the Hong Kong to Mexico route.
Cheapest transfer
Wise
Delivers the most MXN for your money
Fastest transfer
PayPal
Delivers in Instant to 3 days
Cash pickup
Western Union
Widest cash pickup network
Bank transfer
Wise
Best rate for bank deposit to Mexico
How to send money to Mexico
Sending money to Mexicois straightforward with the right provider. Here's how it works in 3 simple steps.
Step 1
Enter your transfer details
Choose how much HKD you want to send, compare providers above, and pick the one offering the best MXN amount for your transfer to Mexico.
Step 2
Add your recipient
Enter your recipient's details in Mexico — you'll need their clabe number. Complete the provider’s verification before expecting delivery.
Step 3
Send & track your transfer
Choose an available funding method, confirm the final payout and arrival estimate, then keep your tracking reference.
What you need to send money to Mexico
Make sure you have these details from your recipient before starting your transfer.
Full name
Recipient's full legal name as registered with their bank
CLABE number
18-digit Clave Bancaria Estandarizada — Mexico's standardized bank account number for interbank transfers
Example: 032180000118359719
Bank name
Name of the receiving bank (e.g. BBVA, Banorte, Santander, Banamex)
Debit card number
Optional16-digit debit card number (alternative to CLABE for some providers)
Note: Mexico uses CLABE (Clave Bancaria Estandarizada) instead of IBAN. Every Mexican bank account has an 18-digit CLABE number used for domestic and international transfers via SPEI. Your recipient can find their CLABE on their bank statement or mobile banking app.
Transfer examples: HKD to MXN
See how much your recipient would get for common transfer amounts.
Send HK$500
ProviderFeeReceives
Wise
2.15 · 1-2 business days
Western Union
2.13 · 1 business day
OFX
2.10 · 1-3 business days
PayPal
2.05 · Instant to 3 days
Regency FX
2.15 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseHK$3.802.15MX$1,0661-2 business days
Western UnionHK$6.802.13MX$1,0531 business day
OFXHK$14.302.10MX$1,0211-3 business days
PayPalHK$25.402.05MX$975Instant to 3 days
Regency FXFree2.15MX$1,073Same day to 2 business days
Send HK$1,000
ProviderFeeReceives
Wise
2.15 · 1-2 business days
Western Union
2.13 · 1 business day
OFX
2.10 · 1-3 business days
PayPal
2.05 · Instant to 3 days
Regency FX
2.15 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseHK$7.602.15MX$2,1311-2 business days
Western UnionHK$13.602.13MX$2,1061 business day
OFXHK$28.602.10MX$2,0421-3 business days
PayPalHK$50.802.05MX$1,950Instant to 3 days
Regency FXFree2.15MX$2,147Same day to 2 business days
Send HK$5,000
ProviderFeeReceives
Wise
2.15 · 1-2 business days
Western Union
2.13 · 1 business day
OFX
2.10 · 1-3 business days
PayPal
2.05 · Instant to 3 days
Regency FX
2.15 · Same day to 2 business days
ProviderFeeRateReceivesSpeed
WiseHK$38.002.15MX$10,6561-2 business days
Western UnionHK$68.002.13MX$10,5281 business day
OFXHK$143.002.10MX$10,2101-3 business days
PayPalHK$254.002.05MX$9,749Instant to 3 days
Regency FXFree2.15MX$10,733Same day to 2 business days
How much does it cost to send money from Hong Kong to Mexico?
Transfer fees from Hong Kong to Mexico vary by provider. Specialist services charge HK$0–10 per transfer, while banks charge HK$25–50 plus a 2–5% exchange rate markup. The exchange rate markup is usually the bigger cost — always compare the total MXN your recipient receives, not just the advertised fee.
Understanding the total cost
The true cost of a money transfer has two components:
Transfer fee
The upfront charge — typically HK$0–HK$10 with specialist providers.
Exchange rate markup
The hidden cost — the difference between the provider's rate and the mid-market rate (2.1640).
Ways to send money to Mexico
Choose how you want to pay for your transfer. Each payment method has different costs and speeds.
SPEI (Sistema de Pagos Electrónicos Interbancarios) is Mexico's instant payment network and the gold standard for receiving money. If your recipient has a bank account, SPEI delivery is almost always the fastest and cheapest option.
Bank Transfer
Low costSpeed: 1–3 business days
Usually the cheapest option — lowest fees and no card processing charges
Debit Card
Medium costSpeed: Minutes to hours
Fast and convenient — small card processing fee applies
Credit Card
Higher costSpeed: Minutes to hours
Fastest option but highest fees — card issuer may charge cash advance fee
Apple Pay
Medium costSpeed: Minutes to hours
Convenient mobile payment — linked card fees apply
Cash
Medium costSpeed: Varies
Pay cash at an agent location — available at select providers
How can my recipient receive money in Mexico?
Check these receiving options with the provider. Availability depends on the sending country, recipient and transfer conditions.
SPEI Bank Transfer
Minutes
Mexico's real-time interbank payment system delivers to any Mexican bank account almost instantly. The fastest and usually cheapest option.
WiseRemitlyXoom (PayPal)WorldRemit+1 more
Cash Pickup at OXXO
Minutes
Recipient collects cash at any of 20,000+ OXXO convenience stores across Mexico — open long hours, located on virtually every block in Mexican cities.
RemitlyWestern Union
Cash Pickup at Agents
Minutes
Collect cash at Elektra stores, bank branches, and other partner locations.
Western UnionMoneyGramRia Money Transfer
Debit Card Deposit
Minutes to hours
Direct deposit to a Mexican debit card. Some providers support Visa/Mastercard debit cards issued by Mexican banks.
RemitlyXoom (PayPal)
Home Delivery
1–2 days
Cash delivered to the recipient's address in select Mexican cities.
Western Union
What are the transfer limits and regulations for Mexico?
Important rules and requirements to know before sending money to Mexico.
Regulatory body
Comisión Nacional Bancaria y de Valores (CNBV) / Banco de México
Inbound transfer limits
No restriction on incoming remittances — Mexico is the world's second-largest remittance recipient
Documentation you may need
- Government-issued photo ID (passport, driver's license, or state ID)
- Social Security Number (for US senders)
- Proof of relationship to recipient (for some providers on large transfers)
Important things to know
- Cash pickups in Mexico require a valid Mexican government ID (INE/IFE or passport) from the recipient.
- Cash transactions over $300 USD equivalent require additional ID documentation under Mexican anti-money-laundering rules.
- Mexico's SPEI network operates 24/7 — transfers can arrive even on weekends and holidays.
- Some providers route via SWIFT instead of SPEI, resulting in 1–3 day delays — always confirm your provider uses SPEI for bank deposits.
How long does it take to send money to Mexico?
Most transfers from Hong Kong to Mexico arrive within 1–2 business days with specialist providers. Bank wires take 3–5 business days. Some providers offer instant or same-day delivery to Mexico for a small premium.
Delivery times shown here are published by the providers and payment schemes. We do not measure when transfers actually arrive, so treat them as estimates and confirm the time with your provider before you send.
FastExpress delivery
- PayPalInstant to 3 days
Standard delivery
- Wise1-2 business days
- Western Union1 business day
- OFX1-3 business days
- Regency FXSame day to 2 business days
Popular banks in Mexico
These are the most commonly used banks for receiving international transfers in Mexico.
BankSWIFT/BICNotes
BBVA México
BCMRMXMMXXX
Banorte
MENOMXMTXXX
Santander México
BMSXMXMMXXX
Citibanamex
ABORINMXXXX
HSBC México
BIMEMXMMXXX
Scotiabank México
MBCOMXMMXXX
Frequently asked questions
Common questions about sending money from Hong Kong to Mexico
What is the cheapest way to send money from Hong Kong to Mexico?
The cheapest option changes daily based on exchange rates. Use our comparison table above to see today's rates from every provider. Specialist services like Wise, Remitly, and OFX consistently offer better value than banks.
How long does it take to send money from Hong Kong to Mexico?
Most specialist providers deliver to Mexico within 1–2 business days. Some offer instant delivery for certain payment methods. Bank wires typically take 3–5 business days.
How much does it cost to send HK$5,000 from Hong Kong to Mexico?
Costs depend on the provider's fee and exchange rate markup. Compare all providers in our table above to see exactly how much MXN your recipient would receive from a HK$5,000 transfer today.
Can I send money from Hong Kong to Mexico online?
Yes, all the providers we compare support online transfers from Hong Kong to Mexico. Most also offer mobile apps. You can typically pay by bank transfer, debit card, or credit card.
Is it better to use a bank or a money transfer service to send money to Mexico?
Money transfer services are almost always cheaper. Banks typically charge HK$25–50 per wire plus a 2–5% exchange rate markup. Specialist providers charge HK$0–10 with markups under 1%, saving you significantly on every transfer to Mexico.
More for this corridor
Everything about sending money to Mexico
Recipient requirements, delivery methods, regulations, popular banks, and more.
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