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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save zł660 — Skrill vs Santander
54d trend
Today's best
4.8860
Skrill
54d average
4.8866
Period best
4.9189
2026-03-29
Period worst
4.8431
2026-05-17
Based on 54 days of rate data across 17 providers · Updated every 6 hours
Skrill
Speed
Instant to 3 business days
Fee
Free
Rate
4.8858
Mid 4.9094 ▼0.48%
zł2,442.92
Recipient gets
Exchange rate
4.8858
Mid-market: 4.9094 (0.48% below)
Transfer fee
Free
Delivery
Instant to 3 business days
Recipient gets
zł2,442.92
Rate History
↓ 0.5% over 53d
4.8704
4.83 – 4.91
+0.3%
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
4.8701
Estimated · click to quote
~zł2,435.07
Estimated
Exchange rate
4.8701
Mid-market: 4.9094 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~zł2,435.07
Remitly
Speed
Minutes to 3-5 days
Fee
£4.95
Rate
4.8986
Mid 4.9094 ▼0.22%
zł2,425.06
Recipient gets
Exchange rate
4.8986
Mid-market: 4.9094 (0.22% below)
Transfer fee
£4.95
Delivery
Minutes to 3-5 days
Recipient gets
zł2,425.06
Rate History
↓ 0.6% over 44d
4.8835
4.84 – 4.93
+0.3%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
HSBC
Speed
Same day to 3 business days
Fee
Free
Rate
4.8309
Mid 4.9094 ▼1.60%
zł2,415.43
Recipient gets
Exchange rate
4.8309
Mid-market: 4.9094 (1.60% below)
Transfer fee
Free
Delivery
Same day to 3 business days
Recipient gets
zł2,415.43
Rate History
↓ 0.6% over 53d
4.8166
4.78 – 4.86
+0.3%
MoneyGram
Speed
Minutes to 3 days
Fee
Free
Rate
4.8210
Mid 4.9094 ▼1.80%
zł2,410.52
Recipient gets
Exchange rate
4.8210
Mid-market: 4.9094 (1.80% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
zł2,410.52
Rate History
↓ 1.8% over 53d
4.8519
4.78 – 4.92
-0.6%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Wise
Speed
Instant to 2 days
Fee
£10.07
Rate
4.9055
Mid 4.9094 ▼0.08%
zł2,403.37
Recipient gets
Exchange rate
4.9055
Mid-market: 4.9094 (0.08% below)
Transfer fee
£10.07
Delivery
Instant to 2 days
Recipient gets
zł2,403.37
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Exchange rate
4.7945
Mid-market: 4.9094 (2.34% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
zł2,397.26
Rate History
↓ 0.6% over 53d
4.7808
4.75 – 4.82
+0.3%
Royal Bank of Scotland
Speed
2-5 business days
Fee
Free
Rate
4.7945
Mid 4.9094 ▼2.34%
zł2,397.26
Recipient gets
Exchange rate
4.7945
Mid-market: 4.9094 (2.34% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
zł2,397.26
Rate History
↓ 0.6% over 53d
4.7808
4.75 – 4.82
+0.3%
OFX
Speed
1-3 business days
Fee
£3.50
Rate
4.8151
Mid 4.9094 ▼1.92%
zł2,390.72
Recipient gets
Exchange rate
4.8151
Mid-market: 4.9094 (1.92% below)
Transfer fee
£3.50
Delivery
1-3 business days
Recipient gets
zł2,390.72
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Barclays
Speed
Same day to 3 business days
Fee
Free
Rate
4.7778
Mid 4.9094 ▼2.68%
zł2,388.92
Recipient gets
Exchange rate
4.7778
Mid-market: 4.9094 (2.68% below)
Transfer fee
Free
Delivery
Same day to 3 business days
Recipient gets
zł2,388.92
Rate History
↓ 0.4% over 53d
4.7648
4.73 – 4.80
+0.3%
Exchange rate
4.9055
Mid-market: 4.9094 (0.08% below)
Transfer fee
£15.00
Delivery
1-3 business days
Recipient gets
zł2,379.16
Rate History
↓ 0.6% over 53d
4.8870
4.84 – 4.94
+0.4%
XE
Speed
1-4 business days
Fee
£14.57
Rate
4.8770
Mid 4.9094 ▼0.66%
zł2,367.47
Recipient gets
Exchange rate
4.8770
Mid-market: 4.9094 (0.66% below)
Transfer fee
£14.57
Delivery
1-4 business days
Recipient gets
zł2,367.47
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
Western Union
Speed
Minutes to 5 days
Fee
£9.95
Rate
4.8230
Mid 4.9094 ▼1.76%
zł2,363.51
Recipient gets
Exchange rate
4.8230
Mid-market: 4.9094 (1.76% below)
Transfer fee
£9.95
Delivery
Minutes to 5 days
Recipient gets
zł2,363.51
Rate History
↓ 0.7% over 53d
4.8058
4.76 – 4.86
+0.4%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
£9.95
Rate
4.8117
Mid 4.9094 ▼1.99%
zł2,357.98
Recipient gets
Exchange rate
4.8117
Mid-market: 4.9094 (1.99% below)
Transfer fee
£9.95
Delivery
Minutes to 3 days
Recipient gets
zł2,357.98
Rate History
↓ 0.7% over 53d
4.7980
4.76 – 4.85
+0.3%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
CurrencyFair
Speed
1-2 business days
Fee
£18.40
Rate
4.8716
Mid 4.9094 ▼0.77%
zł2,346.16
Recipient gets
Exchange rate
4.8716
Mid-market: 4.9094 (0.77% below)
Transfer fee
£18.40
Delivery
1-2 business days
Recipient gets
zł2,346.16
TorFX
Speed
1-3 business days
Fee
£24.72
Rate
4.8574
Mid 4.9094 ▼1.06%
zł2,308.61
Recipient gets
Exchange rate
4.8574
Mid-market: 4.9094 (1.06% below)
Transfer fee
£24.72
Delivery
1-3 business days
Recipient gets
zł2,308.61
Deals & promotions
Refer a friend
You get GBP 50 per referral
Friend gets GBP 50 on first transfer
PayPal
Speed
Instant to 3 days
Fee
£14.95
Rate
4.6674
Mid 4.9094 ▼4.93%
zł2,263.91
Recipient gets
Exchange rate
4.6674
Mid-market: 4.9094 (4.93% below)
Transfer fee
£14.95
Delivery
Instant to 3 days
Recipient gets
zł2,263.91
Rate History
↓ 1.1% over 53d
4.6604
4.62 – 4.72
+0.1%
Deals & promotions
Sign-up offer
$10 when signing up via a referral link
Refer a friend
You get $10 per referral (up to 5 friends, $50 max)
Friend gets $10 after signing up and spending/sending $5+
Lloyds Bank
Speed
2-5 business days
Fee
£47.50
Rate
4.7302
Mid 4.9094 ▼3.65%
zł2,140.42
Recipient gets
Exchange rate
4.7302
Mid-market: 4.9094 (3.65% below)
Transfer fee
£47.50
Delivery
2-5 business days
Recipient gets
zł2,140.42
Rate History
↓ 0.4% over 53d
4.7136
4.68 – 4.75
+0.4%
Nationwide
Speed
2-5 business days
Fee
£75.00
Rate
4.8142
Mid 4.9094 ▼1.94%
zł2,046.02
Recipient gets
Exchange rate
4.8142
Mid-market: 4.9094 (1.94% below)
Transfer fee
£75.00
Delivery
2-5 business days
Recipient gets
zł2,046.02
Rate History
↓ 0.3% over 53d
4.7832
4.73 – 4.83
+0.6%
Currencies Direct
Speed
1-2 business days
Fee
£90.13
Rate
4.7346
Mid 4.9094 ▼3.56%
zł1,940.58
Recipient gets
Exchange rate
4.7346
Mid-market: 4.9094 (3.56% below)
Transfer fee
£90.13
Delivery
1-2 business days
Recipient gets
zł1,940.58
Santander
Speed
2-5 business days
Fee
£125.00
Rate
4.7557
Mid 4.9094 ▼3.13%
zł1,783.40
Recipient gets
Exchange rate
4.7557
Mid-market: 4.9094 (3.13% below)
Transfer fee
£125.00
Delivery
2-5 business days
Recipient gets
zł1,783.40
Rate History
↓ 0.5% over 53d
4.7536
4.72 – 4.80
+0.1%