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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ¥826 — Regency FX vs Remitly
55d trend
Today's best
8.9000
TapTap Send
55d average
9.0799
Period best
9.1466
2026-03-28
Period worst
8.8300
2026-05-18
Based on 55 days of rate data across 4 providers · Updated every 6 hours
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
9.0616
Estimated · click to quote
~¥4,530.79
Estimated
Exchange rate
9.0616
Mid-market: 9.1347 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~¥4,530.79
Exchange rate
9.0990
Mid-market: 9.1347 (0.39% below)
Transfer fee
£5.99
Delivery
Minutes
Recipient gets
¥4,495.01
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
8.8999
Mid 9.1347 ▼2.57%
¥4,449.95
Recipient gets
Exchange rate
8.8999
Mid-market: 9.1347 (2.57% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
¥4,449.95
Rate History
↓ 0.3% over 8d
8.8763
8.83 – 8.93
+0.3%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Wise
Speed
Instant to 2 days
Fee
£46.37
Rate
9.1328
Mid 9.1347 ▼0.02%
¥4,142.93
Recipient gets
Exchange rate
9.1328
Mid-market: 9.1347 (0.02% below)
Transfer fee
£46.37
Delivery
Instant to 2 days
Recipient gets
¥4,142.93
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
TorFX
Speed
1-3 business days
Fee
£50.51
Rate
9.0415
Mid 9.1347 ▼1.02%
¥4,064.06
Recipient gets
Exchange rate
9.0415
Mid-market: 9.1347 (1.02% below)
Transfer fee
£50.51
Delivery
1-3 business days
Recipient gets
¥4,064.06
Deals & promotions
Refer a friend
You get GBP 50 per referral
Friend gets GBP 50 on first transfer
Remitly
Speed
Minutes to 3-5 days
Fee
£87.23
Rate
8.9766
Mid 9.1347 ▼1.73%
¥3,705.28
Recipient gets
Exchange rate
8.9766
Mid-market: 9.1347 (1.73% below)
Transfer fee
£87.23
Delivery
Minutes to 3-5 days
Recipient gets
¥3,705.28
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate