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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₦20,099 — TapTap Send vs Xoom (PayPal)
60d trend
Today's best
1000.0000
TapTap Send
60d average
995.6243
Period best
1005.0000
2026-05-14
Period worst
1009.6400
2026-03-18
Based on 60 days of rate data across 6 providers · Updated every 6 hours
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
999.9686
Mid 997.4749 ▲0.25%
₦499,984.28
Recipient gets
Exchange rate
999.9686
Mid-market: 997.4749 (0.25% above)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
₦499,984.28
Rate History
↓ 0.5% over 7d
1001.4286
1000.00 – 1005.00
-0.1%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
InstaReM
Speed
1-3 business days
Fee
Free
Rate
988.3978
Mid 997.4749 ▼0.91%
₦494,198.92
Recipient gets
Exchange rate
988.3978
Mid-market: 997.4749 (0.91% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
₦494,198.92
Rate History
↓ 1.3% over 50d
985.1262
969.94 – 1003.87
+0.3%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
959.7703
Mid 997.4749 ▼3.78%
₦479,885.16
Recipient gets
Exchange rate
959.7703
Mid-market: 997.4749 (3.78% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
₦479,885.16
Rate History
↓ 0.5% over 15d
961.7339
959.60 – 967.26
-0.2%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer