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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₱2,541 — Wise vs OFX
59d trend
Today's best
163.0120
Wise
59d average
160.9948
Period best
163.6910
2026-05-15
Period worst
157.7980
2026-04-08
Based on 59 days of rate data across 3 providers · Updated every 6 hours
Wise
Speed
Instant to 2 days
Fee
Free
Rate
163.0108
Mid 163.4849 ▼0.29%
₱48,903.24
Recipient gets
Exchange rate
163.0108
Mid-market: 163.4849 (0.29% below)
Transfer fee
Free
Delivery
Instant to 2 days
Recipient gets
₱48,903.24
Rate History
Best rate 59 of 59 days↑ 1.7% over 59d
160.9948
157.80 – 163.69
+1.3%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
162.1770
Estimated · click to quote
~₱48,653.11
Estimated
Exchange rate
162.1770
Mid-market: 163.4849 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~₱48,653.11
Exchange rate
160.9672
Mid-market: 163.4849 (1.54% below)
Transfer fee
Free
Delivery
0-1 days
Recipient gets
₱48,290.17
Rate History
Most stable rate↓ 0.3% over 11d
161.4061
160.91 – 161.59
-0.3%
OFX
Speed
3 days
Fee
Free
Rate
154.5423
Mid 163.4849 ▼5.47%
₱46,362.68
Recipient gets
Exchange rate
154.5423
Mid-market: 163.4849 (5.47% below)
Transfer fee
Free
Delivery
3 days
Recipient gets
₱46,362.68
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)