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Compare exchange rates, fees, and delivery times from 53+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₱240 — Wise vs Regency FX
64d trend
Today's best
16.3948
Wise
64d average
45.7744
Period best
58.3485
2026-05-05
Period worst
16.1231
2026-03-29
Based on 64 days of rate data across 3 providers · Updated every 6 hours
Wise
Speed
Instant to 2 days
Fee
Free
Rate
16.3948
Mid 16.4063 ▼0.07%
₱32,789.64
Recipient gets
Exchange rate
16.3948
Mid-market: 16.4063 (0.07% below)
Transfer fee
Free
Delivery
Instant to 2 days
Recipient gets
₱32,789.64
Rate History
Rate up 1.7%↑ 1.7% over 64d
16.2015
15.87 – 16.46
+1.2%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
16.2751
Estimated · click to quote
~₱32,550.11
Estimated
Exchange rate
16.2751
Mid-market: 16.4063 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~₱32,550.11