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Compare exchange rates, fees, and delivery times from 50+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save ₱3,217 — Panda Remit vs OFX
30d trend
Today's best
61.3000
TapTap Send
30d average
59.3266
Period best
61.3000
2026-04-29
Period worst
59.2586
2026-03-31
Based on 30 days of rate data across 19 providers · Updated every 6 hours
Panda Remit
Fast₱61,880.75
Recipient gets
Panda Remit
Speed
Instant
Fee
$2.99
Rate
62.0663
Mid 61.4153 ▲1.06%
₱61,880.75
Recipient gets
Exchange rate
62.0663
Mid-market: 61.4153 (1.06% above)
Transfer fee
$2.99
Delivery
Instant
Recipient gets
₱61,880.75
Rate History
→ 0.0% over 30d
60.7868
60.79 – 60.79
0.0%
InstaReM
₱61,323.20
Recipient gets
InstaReM
Speed
1-3 business days
Fee
Free
Rate
61.3232
Mid 61.4153 ▼0.15%
₱61,323.20
Recipient gets
Exchange rate
61.3232
Mid-market: 61.4153 (0.15% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
₱61,323.20
Rate History
↓ 1.0% over 30d
59.1816
58.45 – 60.13
+0.6%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
TapTap Send
Fast₱61,298.63
Recipient gets
TapTap Send
Speed
Minutes to 1 business day
Fee
Free
Rate
61.2986
Mid 61.4153 ▼0.19%
₱61,298.63
Recipient gets
Exchange rate
61.2986
Mid-market: 61.4153 (0.19% below)
Transfer fee
Free
Delivery
Minutes to 1 business day
Recipient gets
₱61,298.63
Rate History
↑ 1.3% over 30d
60.0683
59.45 – 61.30
+2.0%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
Paysend
₱60,966.99
Recipient gets
Paysend
Speed
2 days
Fee
Free
Rate
60.9670
Mid 61.4153 ▼0.73%
₱60,966.99
Recipient gets
Exchange rate
60.9670
Mid-market: 61.4153 (0.73% below)
Transfer fee
Free
Delivery
2 days
Recipient gets
₱60,966.99
Rate History
→ 0.0% over 30d
59.7074
59.71 – 59.71
0.0%
Wise
₱60,919.60
Recipient gets
Wise
Speed
5h 52m
Fee
$8.27
Rate
61.4276
Mid 61.4153 ▲0.02%
₱60,919.60
Recipient gets
Exchange rate
61.4276
Mid-market: 61.4153 (0.02% above)
Transfer fee
$8.27
Delivery
5h 52m
Recipient gets
₱60,919.60
Rate History
↑ 1.5% over 30d
60.1922
59.56 – 61.43
+2.1%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
MoneyGram
₱60,856.98
Recipient gets
MoneyGram
Speed
0-1 days
Fee
$8.00
Rate
61.3478
Mid 61.4153 ▼0.11%
₱60,856.98
Recipient gets
Exchange rate
61.3478
Mid-market: 61.4153 (0.11% below)
Transfer fee
$8.00
Delivery
0-1 days
Recipient gets
₱60,856.98
Rate History
→ 0.0% over 30d
59.6553
58.75 – 60.08
+0.7%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
CurrencyFair
₱60,817.83
Recipient gets
CurrencyFair
Speed
0-6 days
Fee
$1.34
Rate
60.8994
Mid 61.4153 ▼0.84%
₱60,817.83
Recipient gets
Exchange rate
60.8994
Mid-market: 61.4153 (0.84% below)
Transfer fee
$1.34
Delivery
0-6 days
Recipient gets
₱60,817.83
Rate History
→ 0.0% over 30d
59.6450
59.65 – 59.65
0.0%
BOSS Money
Fast₱60,741.67
Recipient gets
BOSS Money
Speed
Instant
Fee
$2.49
Rate
60.8933
Mid 61.4153 ▼0.85%
₱60,741.67
Recipient gets
Exchange rate
60.8933
Mid-market: 61.4153 (0.85% below)
Transfer fee
$2.49
Delivery
Instant
Recipient gets
₱60,741.67
Rate History
→ 0.0% over 30d
59.6354
59.64 – 59.64
0.0%
XE
₱60,721.33
Recipient gets
XE
Speed
0-3 days
Fee
Free
Rate
60.7213
Mid 61.4153 ▼1.13%
₱60,721.33
Recipient gets
Exchange rate
60.7213
Mid-market: 61.4153 (1.13% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
₱60,721.33
Rate History
→ 0.0% over 30d
59.4689
59.47 – 59.47
0.0%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
WorldRemit
₱60,305.36
Recipient gets
WorldRemit
Speed
0-3 days
Fee
$0.99
Rate
60.3651
Mid 61.4153 ▼1.71%
₱60,305.36
Recipient gets
Exchange rate
60.3651
Mid-market: 61.4153 (1.71% below)
Transfer fee
$0.99
Delivery
0-3 days
Recipient gets
₱60,305.36
Rate History
→ 0.0% over 30d
58.3597
58.36 – 58.36
0.0%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Remitly
Fast₱60,273.00
Recipient gets
Remitly
Speed
Minutes to 3-5 days
Fee
Free
Rate
60.2730
Mid 61.4153 ▼1.86%
₱60,273.00
Recipient gets
Exchange rate
60.2730
Mid-market: 61.4153 (1.86% below)
Transfer fee
Free
Delivery
Minutes to 3-5 days
Recipient gets
₱60,273.00
Rate History
Rate up 1.8%↑ 1.8% over 30d
59.1159
57.94 – 60.27
+1.2%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Revolut
₱60,035.18
Recipient gets
Revolut
Speed
1-2 days
Fee
$11.50
Rate
60.7336
Mid 61.4153 ▼1.11%
₱60,035.18
Recipient gets
Exchange rate
60.7336
Mid-market: 61.4153 (1.11% below)
Transfer fee
$11.50
Delivery
1-2 days
Recipient gets
₱60,035.18
Rate History
→ 0.0% over 30d
59.4825
59.48 – 59.48
0.0%
Deals & promotions
Sign-up offer
Variable sign-up bonus depending on region and campaign (up to GBP 100 for Business)
Refer a friend
You get Up to GBP 60 per referral
Friend gets GBP 10–200 depending on campaign
Loyalty program
Tiered subscription plans (Standard, Plus, Premium, Metal, Ultra) with increasing benefits
Bank of America
₱59,560.58
Recipient gets
Bank of America
Speed
2-5 business days
Fee
Free
Rate
59.5606
Mid 61.4153 ▼3.02%
₱59,560.58
Recipient gets
Exchange rate
59.5606
Mid-market: 61.4153 (3.02% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
₱59,560.58
Rate History
↑ 1.6% over 28d
58.2836
57.43 – 59.56
+2.2%
Sendwave
Fast₱59,529.87
Recipient gets
Sendwave
Speed
Instant
Fee
Free
Rate
59.5299
Mid 61.4153 ▼3.07%
₱59,529.87
Recipient gets
Exchange rate
59.5299
Mid-market: 61.4153 (3.07% below)
Transfer fee
Free
Delivery
Instant
Recipient gets
₱59,529.87
Rate History
→ 0.0% over 30d
58.3002
58.30 – 58.30
0.0%
Wells Fargo
₱59,462.32
Recipient gets
Wells Fargo
Speed
2-5 business days
Fee
Free
Rate
59.4623
Mid 61.4153 ▼3.18%
₱59,462.32
Recipient gets
Exchange rate
59.4623
Mid-market: 61.4153 (3.18% below)
Transfer fee
Free
Delivery
2-5 business days
Recipient gets
₱59,462.32
Rate History
↑ 1.6% over 30d
58.2898
57.71 – 59.46
+2.0%
Western Union
₱59,233.66
Recipient gets
Western Union
Speed
0-4 days
Fee
$1.99
Rate
59.3518
Mid 61.4153 ▼3.36%
₱59,233.66
Recipient gets
Exchange rate
59.3518
Mid-market: 61.4153 (3.36% below)
Transfer fee
$1.99
Delivery
0-4 days
Recipient gets
₱59,233.66
Rate History
Most stable rate→ 0.0% over 30d
58.1241
58.12 – 58.12
0.0%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Xoom (PayPal)
Fast₱59,179.81
Recipient gets
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
59.1798
Mid 61.4153 ▼3.64%
₱59,179.81
Recipient gets
Exchange rate
59.1798
Mid-market: 61.4153 (3.64% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
₱59,179.81
Rate History
↑ 0.7% over 30d
56.9645
56.33 – 57.75
+1.4%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
Ria Money Transfer
Fast₱59,147.05
Recipient gets
Ria Money Transfer
Speed
Minutes to 2 days
Fee
$1.90
Rate
59.2596
Mid 61.4153 ▼3.51%
₱59,147.05
Recipient gets
Exchange rate
59.2596
Mid-market: 61.4153 (3.51% below)
Transfer fee
$1.90
Delivery
Minutes to 2 days
Recipient gets
₱59,147.05
Rate History
Best rate 29 of 30 days→ 0.0% over 30d
59.2586
59.26 – 59.26
0.0%
OFX
₱58,663.92
Recipient gets
OFX
Speed
2 days
Fee
$5.00
Rate
58.9587
Mid 61.4153 ▼4.00%
₱58,663.92
Recipient gets
Exchange rate
58.9587
Mid-market: 61.4153 (4.00% below)
Transfer fee
$5.00
Delivery
2 days
Recipient gets
₱58,663.92
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)