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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save NZ$239 — Regency FX vs Xoom (PayPal)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
1.7072
Estimated · click to quote
~NZ$1,707.21
Estimated
Exchange rate
1.7072
Mid-market: 1.7158 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~NZ$1,707.21
Wise
Speed
Instant to 2 days
Fee
$15.86
Rate
1.7148
Mid 1.7158 ▼0.06%
NZ$1,687.57
Recipient gets
Exchange rate
1.7148
Mid-market: 1.7158 (0.06% below)
Transfer fee
$15.86
Delivery
Instant to 2 days
Recipient gets
NZ$1,687.57
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
XE
Speed
1-4 business days
Fee
$31.92
Rate
1.7038
Mid 1.7158 ▼0.70%
NZ$1,649.40
Recipient gets
Exchange rate
1.7038
Mid-market: 1.7158 (0.70% below)
Transfer fee
$31.92
Delivery
1-4 business days
Recipient gets
NZ$1,649.40
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
OFX
Speed
1-3 business days
Fee
$36.37
Rate
1.7022
Mid 1.7158 ▼0.79%
NZ$1,640.33
Recipient gets
Exchange rate
1.7022
Mid-market: 1.7158 (0.79% below)
Transfer fee
$36.37
Delivery
1-3 business days
Recipient gets
NZ$1,640.33
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
CurrencyFair
Speed
1-2 business days
Fee
$38.72
Rate
1.7021
Mid 1.7158 ▼0.80%
NZ$1,636.16
Recipient gets
Exchange rate
1.7021
Mid-market: 1.7158 (0.80% below)
Transfer fee
$38.72
Delivery
1-2 business days
Recipient gets
NZ$1,636.16
Currencies Direct
Speed
1-2 business days
Fee
$62.47
Rate
1.6935
Mid 1.7158 ▼1.30%
NZ$1,587.69
Recipient gets
Exchange rate
1.6935
Mid-market: 1.7158 (1.30% below)
Transfer fee
$62.47
Delivery
1-2 business days
Recipient gets
NZ$1,587.69
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
$122.83
Rate
1.6736
Mid 1.7158 ▼2.46%
NZ$1,468.01
Recipient gets
Exchange rate
1.6736
Mid-market: 1.7158 (2.46% below)
Transfer fee
$122.83
Delivery
Minutes to 3 days
Recipient gets
NZ$1,468.01
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer