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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
Just need to check exchange rates? Use our currency converter for live mid-market rates across 60+ currencies.
Save Kč4,263 — Wise vs Currencies Direct
55d trend
Today's best
20.9527
Wise
55d average
20.8830
Period best
21.4148
2026-03-30
Period worst
20.6102
2026-04-21
Based on 55 days of rate data across 4 providers · Updated every 6 hours
Wise
Speed
8h 33m
Fee
$6.49
Rate
20.9536
Mid 20.9557 ▼0.01%
Kč20,817.66
Recipient gets
Exchange rate
20.9536
Mid-market: 20.9557 (0.01% below)
Transfer fee
$6.49
Delivery
8h 33m
Recipient gets
Kč20,817.66
Rate History
Best rate 55 of 55 days↓ 1.1% over 55d
20.8830
20.61 – 21.41
+0.3%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
20.7881
Estimated · click to quote
~Kč20,788.10
Estimated
Exchange rate
20.7881
Mid-market: 20.9557 (0.80% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~Kč20,788.10
Remitly
Speed
Minutes to 3-5 days
Fee
$1.99
Rate
20.7944
Mid 20.9557 ▼0.77%
Kč20,753.00
Recipient gets
Exchange rate
20.7944
Mid-market: 20.9557 (0.77% below)
Transfer fee
$1.99
Delivery
Minutes to 3-5 days
Recipient gets
Kč20,753.00
Rate History
↓ 1.4% over 46d
20.7733
20.48 – 21.29
+0.1%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
OFX
Speed
1-3 business days
Fee
$5.00
Rate
20.5052
Mid 20.9557 ▼2.15%
Kč20,402.67
Recipient gets
Exchange rate
20.5052
Mid-market: 20.9557 (2.15% below)
Transfer fee
$5.00
Delivery
1-3 business days
Recipient gets
Kč20,402.67
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
20.3878
Mid 20.9557 ▼2.71%
Kč20,387.84
Recipient gets
Exchange rate
20.3878
Mid-market: 20.9557 (2.71% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
Kč20,387.84
Rate History
Most stable rate↓ 1.4% over 55d
20.0419
19.78 – 20.51
+0.1%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer
XE
Speed
1-4 business days
Fee
$30.30
Rate
20.8321
Mid 20.9557 ▼0.59%
Kč20,200.89
Recipient gets
Exchange rate
20.8321
Mid-market: 20.9557 (0.59% below)
Transfer fee
$30.30
Delivery
1-4 business days
Recipient gets
Kč20,200.89
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
CurrencyFair
Speed
1-2 business days
Fee
$44.23
Rate
20.7902
Mid 20.9557 ▼0.79%
Kč19,870.64
Recipient gets
Exchange rate
20.7902
Mid-market: 20.9557 (0.79% below)
Transfer fee
$44.23
Delivery
1-2 business days
Recipient gets
Kč19,870.64
Currencies Direct
Speed
1-2 business days
Fee
$181.47
Rate
20.2244
Mid 20.9557 ▼3.49%
Kč16,554.27
Recipient gets
Exchange rate
20.2244
Mid-market: 20.9557 (3.49% below)
Transfer fee
$181.47
Delivery
1-2 business days
Recipient gets
Kč16,554.27