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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
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Save COL$88,834 — Paysend vs Xoom (PayPal)
60d trend
Today's best
3765.0000
TapTap Send
60d average
3715.4305
Period best
3701.2365
2026-05-14
Period worst
3671.6793
2026-03-18
Based on 60 days of rate data across 13 providers · Updated every 6 hours
Exchange rate
3783.1893
Mid-market: 3793.8120 (0.28% below)
Transfer fee
$1.99
Delivery
2 days
Recipient gets
COL$3,775,660.80
Rate History
Rate up 3.6%↑ 3.6% over 54d
3668.8458
3651.61 – 3789.97
+3.1%
TapTap Send
Speed
Under 3 minutes (95% of transfers)
Fee
Free
Rate
3764.9790
Mid 3793.8120 ▼0.76%
COL$3,764,979.05
Recipient gets
Exchange rate
3764.9790
Mid-market: 3793.8120 (0.76% below)
Transfer fee
Free
Delivery
Under 3 minutes (95% of transfers)
Recipient gets
COL$3,764,979.05
Rate History
↑ 3.6% over 54d
3636.8519
3510.00 – 3800.00
+3.5%
Deals & promotions
Sign-up offer
$20/GBP 20/EUR 20 bonus on first transfer with promo code
Refer a friend
You get $5/GBP 5/EUR 5 per referral
Friend gets $5/GBP 5/EUR 5 on first transfer
InstaReM
Speed
1-3 business days
Fee
Free
Rate
3764.5997
Mid 3793.8120 ▼0.77%
COL$3,764,599.66
Recipient gets
Exchange rate
3764.5997
Mid-market: 3793.8120 (0.77% below)
Transfer fee
Free
Delivery
1-3 business days
Recipient gets
COL$3,764,599.66
Rate History
↑ 2.4% over 60d
3661.9568
3548.82 – 3771.17
+2.8%
Deals & promotions
Sign-up offer
125 InstaPoints (~$1.25) on sign-up
Refer a friend
You get 200 InstaPoints (~$2.50) per referral
Friend gets 200 InstaPoints (~$2.50) on first transfer
Loyalty program
InstaPoints — earn points on transfers over $500, redeem at checkout (400 points = $10 discount)
XE
Speed
0-3 days
Fee
Free
Rate
3743.3543
Mid 3793.8120 ▼1.33%
COL$3,743,354.32
Recipient gets
Exchange rate
3743.3543
Mid-market: 3793.8120 (1.33% below)
Transfer fee
Free
Delivery
0-3 days
Recipient gets
COL$3,743,354.32
Rate History
↑ 2.5% over 54d
3664.0229
3652.25 – 3743.61
+2.2%
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
BOSS Money
Speed
Instant
Fee
$1.99
Rate
3741.0780
Mid 3793.8120 ▼1.39%
COL$3,733,633.28
Recipient gets
Exchange rate
3741.0780
Mid-market: 3793.8120 (1.39% below)
Transfer fee
$1.99
Delivery
Instant
Recipient gets
COL$3,733,633.28
Rate History
↑ 2.5% over 54d
3659.7451
3648.15 – 3741.12
+2.2%
WorldRemit
Speed
0-3 days
Fee
$1.99
Rate
3739.9399
Mid 3793.8120 ▼1.42%
COL$3,732,497.41
Recipient gets
Exchange rate
3739.9399
Mid-market: 3793.8120 (1.42% below)
Transfer fee
$1.99
Delivery
0-3 days
Recipient gets
COL$3,732,497.41
Rate History
2.2% markup↑ 2.8% over 54d
3620.2592
3607.55 – 3709.54
+2.5%
Deals & promotions
Sign-up offer
First 3 transfers fee-free
Code: 3FREE
Refer a friend
You get $20 voucher per referral
Friend gets $20 voucher after first transfer of ~$130+
Western Union
Speed
0-4 days
Fee
$1.99
Rate
3722.1090
Mid 3793.8120 ▼1.89%
COL$3,714,701.97
Recipient gets
Exchange rate
3722.1090
Mid-market: 3793.8120 (1.89% below)
Transfer fee
$1.99
Delivery
0-4 days
Recipient gets
COL$3,714,701.97
Rate History
↑ 2.7% over 54d
3636.9594
3625.57 – 3724.39
+2.3%
Deals & promotions
Sign-up offer
First international transfer fee-free
Refer a friend
You get $15 Amazon e-gift code per referral (up to 20 friends)
Friend gets $10 Amazon e-gift code after first qualifying transfer
Loyalty program
My WU Rewards — earn points on qualifying transfers (currently paused, new program coming soon)
Wise
Speed
Instant
Fee
$23.73
Rate
3793.0533
Mid 3793.8120 ▼0.02%
COL$3,703,044.10
Recipient gets
Exchange rate
3793.0533
Mid-market: 3793.8120 (0.02% below)
Transfer fee
$23.73
Delivery
Instant
Recipient gets
COL$3,703,044.10
Rate History
↑ 2.6% over 60d
3670.8753
3554.88 – 3800.73
+3.3%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
MoneyGram
Speed
0-1 days
Fee
$1.99
Rate
3709.9688
Mid 3793.8120 ▼2.21%
COL$3,702,585.93
Recipient gets
Exchange rate
3709.9688
Mid-market: 3793.8120 (2.21% below)
Transfer fee
$1.99
Delivery
0-1 days
Recipient gets
COL$3,702,585.93
Rate History
Most stable rate↓ 0.8% over 54d
3738.7020
3704.20 – 3741.92
-0.8%
Deals & promotions
Sign-up offer
20% off fee on second transfer when joining MoneyGram Plus Rewards
Refer a friend
You get Zero-fee transfer after friend completes first transaction
Friend gets Zero-fee first transfer
Loyalty program
MoneyGram Plus Rewards — free to join, earn points on transfers. Premier status after 5 transfers: 40% off every 5th transfer.
Remitly
Speed
Minutes to 3-5 days
Fee
Free
Rate
3700.8636
Mid 3793.8120 ▼2.45%
COL$3,700,863.62
Recipient gets
Exchange rate
3700.8636
Mid-market: 3793.8120 (2.45% below)
Transfer fee
Free
Delivery
Minutes to 3-5 days
Recipient gets
COL$3,700,863.62
Rate History
↓ 4.5% over 54d
3661.4822
3419.78 – 3826.05
-0.2%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
Ria Money Transfer
Speed
Minutes to 2 days
Fee
$3.00
Rate
3703.1399
Mid 3793.8120 ▼2.39%
COL$3,692,030.49
Recipient gets
Exchange rate
3703.1399
Mid-market: 3793.8120 (2.39% below)
Transfer fee
$3.00
Delivery
Minutes to 2 days
Recipient gets
COL$3,692,030.49
Rate History
Best rate 27 of 60 days↑ 2.7% over 54d
3625.6402
3613.88 – 3710.00
+2.3%
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
Free
Rate
3686.8265
Mid 3793.8120 ▼2.82%
COL$3,686,826.52
Recipient gets
Exchange rate
3686.8265
Mid-market: 3793.8120 (2.82% below)
Transfer fee
Free
Delivery
Minutes to 3 days
Recipient gets
COL$3,686,826.52
Rate History
↑ 2.6% over 60d
3378.6112
3278.25 – 3710.03
+3.3%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer