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Compare exchange rates, fees, and delivery times from 52+ providers to find the cheapest way to send money abroad.
Reviewed on TrustpilotCompare rates, fees, delivery times, recipient requirements, and local payment methods for every country.
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
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Save C$128 — Regency FX vs Xoom (PayPal)
6d trend
Today's best
1.3642
InstaReM
6d average
1.3645
Period best
1.3663
2026-03-13
Period worst
1.3613
2026-03-16
Based on 6 days of rate data across 10 providers · Updated every 6 hours
Regency FX
Speed
Same day to 2 business days
Fee
Free
Rate
1.3684
Estimated · click to quote
~C$1,368.38
Estimated
Exchange rate
1.3684
Mid-market: 1.3753 (0.50% below)
Transfer fee
Free
Delivery
Same day to 2 business days
Estimated receive
~C$1,368.38
Wise
Speed
Instant to 2 days
Fee
$14.40
Rate
1.3744
Mid 1.3753 ▼0.06%
C$1,354.64
Recipient gets
Exchange rate
1.3744
Mid-market: 1.3753 (0.06% below)
Transfer fee
$14.40
Delivery
Instant to 2 days
Recipient gets
C$1,354.64
Rate History
↓ 0.2% over 6d
1.3704
1.37 – 1.37
-0.0%
Deals & promotions
Sign-up offer
Fee-free first transfer up to ~$800 (GBP 500 equivalent)
Refer a friend
You get Up to $115 for every 3 friends who transfer $300+
Friend gets Fee-free first transfer (up to ~GBP 500)
Remitly
Speed
Minutes to 3-5 days
Fee
$14.41
Rate
1.3704
Mid 1.3753 ▼0.35%
C$1,350.70
Recipient gets
Exchange rate
1.3704
Mid-market: 1.3753 (0.35% below)
Transfer fee
$14.41
Delivery
Minutes to 3-5 days
Recipient gets
C$1,350.70
Rate History
↓ 0.1% over 6d
1.3642
1.36 – 1.37
-0.0%
Deals & promotions
Sign-up offer
$25 off first transfer of $100+ with zero fees and special exchange rate
Refer a friend
You get $25 per referral
Friend gets $25 off first transfer + zero fees + promo rate
XE
Speed
1-4 business days
Fee
$30.18
Rate
1.3660
Mid 1.3753 ▼0.67%
C$1,324.82
Recipient gets
Exchange rate
1.3660
Mid-market: 1.3753 (0.67% below)
Transfer fee
$30.18
Delivery
1-4 business days
Recipient gets
C$1,324.82
Deals & promotions
Refer a friend
You get $25–$50 gift card depending on friend's transfer amount
Friend gets $25 gift card (transfer $1,000+) or $50 gift card (transfer $5,000+)
CurrencyFair
Speed
1-2 business days
Fee
$33.14
Rate
1.3656
Mid 1.3753 ▼0.70%
C$1,320.38
Recipient gets
Exchange rate
1.3656
Mid-market: 1.3753 (0.70% below)
Transfer fee
$33.14
Delivery
1-2 business days
Recipient gets
C$1,320.38
OFX
Speed
1-3 business days
Fee
$36.10
Rate
1.3645
Mid 1.3753 ▼0.78%
C$1,315.28
Recipient gets
Exchange rate
1.3645
Mid-market: 1.3753 (0.78% below)
Transfer fee
$36.10
Delivery
1-3 business days
Recipient gets
C$1,315.28
Deals & promotions
Sign-up offer
Better introductory exchange rate on first transfer across 7 major currencies (USD, CAD, AUD, NZD, GBP, EUR, SGD)
Currencies Direct
Speed
1-2 business days
Fee
$60.73
Rate
1.3579
Mid 1.3753 ▼1.26%
C$1,275.46
Recipient gets
Exchange rate
1.3579
Mid-market: 1.3753 (1.26% below)
Transfer fee
$60.73
Delivery
1-2 business days
Recipient gets
C$1,275.46
Xoom (PayPal)
Speed
Minutes to 3 days
Fee
$82.55
Rate
1.3520
Mid 1.3753 ▼1.69%
C$1,240.41
Recipient gets
Exchange rate
1.3520
Mid-market: 1.3753 (1.69% below)
Transfer fee
$82.55
Delivery
Minutes to 3 days
Recipient gets
C$1,240.41
Rate History
10.8% markup↓ 0.1% over 6d
1.2227
1.22 – 1.22
-0.0%
Deals & promotions
Sign-up offer
First transfer with no fees
Refer a friend
You get $20 e-gift card per referral
Friend gets Fee-free first transfer